N26 AG is Europe’s leading digital bank with a full German banking licence. Built on the latest technology, N26’s mobile banking experience makes managing money easier, more secure and customer friendly. To date, it has welcomed more than 8 million customers in 24 markets, and processes over 100bn EUR in transactions a year. N26 is headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Founded by Valentin Stalf and Maximilian Tayenthal in 2013, N26 has raised close to US$ 1.8 billion from some of the world’s most renowned investors.

Tech Recruiting Partner - NYC

Talent Sourcing Specialist - New York

Recruiter - NYC based (f/m)

Tech Lead - US (Based in NYC)

Mandatory Requirements: Native or C1-level German proficiency is required for this position, as you will be conducting in-depth user research directly with our German market. A portfolio showcasing your work is required alongside your CV. Please be sure to include it with your submission, as we are unfortunately unable to process applications without one. About the opportunity We are seeking a Senior User Researcher to deepen our understanding of user needs, attitudes, and motivations—shaping product strategy to create meaningful, customer-driven experiences that drive N26’s success. Our User Research team sits at the core of product development, ensuring every decision is grounded in deep user insights. We believe strong research drives both user and business success. This role offers the opportunity to conduct impactful research, influence how our organization leverages user insights, and shape the future of our products. You’ll grow, experiment, and make a lasting impact on both our team and the financial lives of our users. In this role, you will: Identify key research opportunities that address critical knowledge gaps and influence both product and company strategy. Design and execute multimethod research studies in all levels of complexity to uncover user needs, pain points, and behaviors, ensuring insights directly inform product decisions. Synthesize findings into clear, actionable insights and effectively communicate them to cross-functional teams. Partner closely with product managers, designers, and engineers to integrate research findings into product development. Drive the growth and scalability of the research discipline within N26, mentoring junior researchers and refining processes and best practices. Mentor and support team members in conducting research while maintaining high-quality standards across all research initiatives. What you need to be successful: Background: Degree in Human-Computer Interaction (HCI), Psychology, Anthropology, Social Sciences, Design, or a related field (or equivalent experience). 5+ years of experience conducting user research in product-driven tech companies. Skills: Research Expertise. You master a range of research methods, including generative research, evaluative techniques, and rigorous survey design. Bonus if you can demonstrate knowledge of basic applied statistics and/or SQL. Strategic Thinking. You thrive in ambiguity, breaking down unstructured questions into clear, actionable research plans that generate meaningful insights and drive key metrics and company goals. Business Acumen. You understand product and business metrics deeply, aligning research insights to drive measurable impact on business objectives. Collaboration and Influence. You build strong relationships across teams, champion user-centered approaches, and ensure research insights shape critical decisions. Storytelling. You communicate insights in a compelling and structured way, driving engagement and inspiring stakeholders to take immediate action. Adaptability and Growth. You continuously evolve with the discipline, embracing new tools, methods, and frameworks to stay at the forefront of impactful research. Grit and Enthusiasm. You navigate fast-paced, ambiguous environments with resilience, tackling challenges head-on and pushing through uncertainty. You maintain a bias for action, ensuring progress even in unclear situations, while bringing energy that inspires teams and sustains momentum toward meaningful impact. Language. English and German C1 or Native proficiency is a mandatory requirement, as this role conducts interviews and engages predominantly with users in the German market. AI use. Comfortable experimenting with AI in your workflow. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation. As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members. Additional day of annual leave for each year of service. A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Senior UX Researcher

About the opportunity We are seeking a highly skilled and experienced IT Operations Specialist with a strong focus on Endpoints Security and comprehensive device management across various operating systems. In this critical role, you will be responsible for designing, implementing, and maintaining secure and efficient endpoint environments, ensuring the integrity and protection of our organizational assets. In this role, you will: Endpoint Security: Design, configure, deploy, and manage advanced endpoint security solutions (e.g., antivirus, EDR, DLP). Develop and enforce security standards and baselines for all endpoint devices (laptops, desktops, mobile devices). Conduct regular security audits and vulnerability assessments of endpoint systems. Respond to and investigate endpoint security incidents, implementing corrective actions. Endpoints Management: Lead the deployment, configuration, and administration of Mobile Device Management (MDM) solutions. Manage and support a diverse fleet of endpoint devices, including Windows, macOS, and Chrome OS. Develop and implement strategies for device provisioning, patching, and software distribution. Troubleshoot and resolve complex endpoint-related issues. Email Security Gateway Management: Configure, maintain, and optimize Email Secure Gateway solutions to protect against phishing, malware, and other email-borne threats. Develop and implement email security policies and best practices. Collaboration &amp; Documentation: Collaborate with cross-functional teams (e.g., Security Operations, Network, Applications) to ensure seamless integration and alignment of endpoint strategies. Create and maintain comprehensive documentation for all endpoint security and management processes, configurations, and procedures. Mentor junior team members and share knowledge on best practices. &nbsp; What you need to be successful: 3+ years of experience in endpoint management and security roles. In-depth knowledge and hands-on experience with: Leading endpoint security platforms (e.g., Microsoft Defender for Endpoint, CrowdStrike, SentinelOne, EDRs solutions.) MDM solutions (e.g., Microsoft Intune, Jamf Pro, Kandji, Workspace ONE). Operating system management for Windows, macOS, and Chrome OS in an enterprise environment. Scripting languages (e.g., PowerShell, Python) for automation. Email Secure Gateway technologies (e.g., Proofpoint, Mimecast, Microsoft 365 Exchange Online Protection). Strong understanding of security frameworks and compliance standards (e.g., NIST, ISO 27001). Excellent problem-solving, analytical, and communication skills. Relevant industry certifications (e.g., CompTIA Security+, CISSP, Microsoft Certified: Endpoint Administrator, Jamf Certified Admin) are a plus. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

IT Operations Specialist - Endpoints Team

About the opportunity We are seeking a Senior Site Reliability Engineer to join the Database Platform Team within the Platform Engineering Domain. Platform Engineering's mission is to provide trusted, performant, and self-service platforms, enabling product teams to build 'the bank the world loves to use.' As part of this, the Database Platform team is responsible for architecting and operating highly scalable, secure, and compliant infrastructure solutions that manage our core database offering and data storage capabilities. The ideal candidate is a seasoned SRE expert ready to tackle the challenges of a massive, scaled Database infrastructure. You should also be an enthusiastic learner eager to pioneer novel platform solutions and grow with a team that values innovation and mentorship. If your expertise meets curiosity, we encourage you to apply. In this role, you will: Design, develop, and implement platform solutions that enhance the reliability, security, and scalability of the Database Platform infrastructure. Provide technical leadership in cloud infrastructure, networking, CI/CD, and security for operational data storage solutions. Collaborate closely with Product Teams to ensure seamless database provisioning and operational efficiency. Mentor and coach team members, fostering a culture of knowledge sharing, technical excellence, and continuous improvement. Take an active role in shaping the team's strategy, roadmap, and architecture. Lead and drive incident management and troubleshooting efforts, ensuring a stable and predictable environment. Define, implement, and maintain comprehensive observability solutions (metrics, logging, tracing) to ensure the Platform meets availability targets What you need to be successful Background and skills: Hands-on experience in designing, implementing, and maintaining cloud-based infrastructure, particularly in AWS. Expertise with operational data storage solutions (e.g., PostgreSQL, AmazonRDS, S3 or similar). Hands-on experience with container technologies (Docker) and orchestration (Kubernetes/EKS) Strong experience in infrastructure as code (Terraform, CloudFormation, or similar). Proficiency in at least one programming language (Python preferred). Hands-on experience with CI/CD pipelines (GitHub Actions, ArgoCD, Jenkins, or similar). Familiarity with networking and security best practices in cloud environments. Familiarity with observability tools (DataDog, Prometheus, Grafana, OpenTelemetry). Nice to have: Experience in scaled operational storage solution production systems. In-depth knowledge of database internals including performance tuning, high-availability architecture (replication/failover), backup and recovery strategies, and sharding/clustering. Traits: Excellent collaboration and communication skills, with the ability to work across teams and mentor engineers. Strong sense of ownership, with a proactive approach to problem-solving and process improvements. Passion for building high-quality, scalable, and secure infrastructure. Eagerness to learn and contribute to building platforms as products. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence. As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our&nbsp;website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Senior SRE - Database Operations

About the opportunity Are you a rising star in credit risk, ready to accelerate your career at the forefront of digital banking? N26 is seeking a dynamic and detail-oriented Credit Risk Senior Associate to significantly contribute to our cutting-edge credit risk function.&nbsp; In this pivotal role, you will be deeply involved in shaping our credit analysis, risk management, and control tools, developing robust processes powered by state-of-the-art technology, and ensuring meticulous adherence to the latest regulatory frameworks. This is a unique chance to collaborate with leading business and tech experts, playing a vital role within N26's agile Credit Office. In this role you will Proactively contribute to the ongoing development of N26's credit risk functions for our treasury / wholesale business, directly supporting our ambitious investment goals and risk leadership aspirations. Conduct comprehensive credit reviews and ratings for a diverse range of large counterparties, including public sector entities and financial institutions, meticulously ensuring compliance with both internal policies and critical regulatory requirements such as KWG, MaRisk, and EBA Guidelines. Actively participate in the evolution of our credit risk governance, refining rating systems and optimizing lending processes. Provide crucial support in the evaluation, diligent monitoring, and precise reporting of Treasury portfolio exposures. Drive data process improvement initiatives, identifying and seizing opportunities for automation and significant efficiency gains in risk reporting and data management. Be a key enabler for N26's treasury business, contributing to the development of innovative credit solutions, meticulously preparing credit/investment decisions, and executing robust credit controls. Support the advancement of advanced credit analysis methods, processes, and robust controls throughout the entire credit lifecycle – from initial credit decisioning to continuous monitoring, early warning systems, and intensified/problem loan management. Assist in the refinement of our treasury strategy, governance, methodology, and process frameworks, ensuring unwavering compliance with relevant laws and regulations (e.g., KWG, MaRisk, EBA Guidelines) and embracing applicable best practices. Collaborate seamlessly with Group Treasury, Capital Markets, Corporate Finance, Risk Controlling, Accounting, Regulatory Reporting, and Tech departments to embed credit requirements, foster transparency, ensure compliance with applicable credit law and regulations, and cultivate a strong risk culture across the organization. &nbsp; &nbsp;What you need to be successful Background Bachelor's degree in finance, economics, or a comparable field; additional qualification (e.g., Master's degree in relevant field, passed CFA or FRM exams) is a strong plus. 3+ years of progressive experience in credit risk management or wholesale credit analysis, ideally with exposure to sovereigns, financial institutions, and/or structured products. Previous experience in a FinTech environment is a definite advantage Skills Demonstrated, profound experience in credit risk assessment and monitoring for critical risk-relevant credit business, particularly with sovereigns, financial institutions, or structured transactions. Proven ability to meticulously assess the creditworthiness of diverse counterparties, encompassing in-depth ratings analysis, financial statement review, and understanding of sensitivity to market conditions in Treasury credit exposures. Comprehensive understanding of the credit business across its entire value chain, from credit decisioning and ongoing monitoring to early warning systems, and the underlying processes and controls. Expertise in credit risk regulation is paramount: Hands-on knowledge of German (KWG, MaRisk) and European (EBA Guidelines, Basel) credit risk regulation, demonstrating a clear understanding of its practical implementation in credit processes and effective interaction with internal/external auditors. Experience in contributing to project delivery, particularly on initiatives involving the introduction of new regulatory requirements, complex credit process changes, or credit process digitization. Nice to have: Specific knowledge of ABS (RMBS, ABCP), Repo, Reverse Repo, securitized lending, and other structured products, coupled with a solid understanding of securitization structures and risk metrics. Experience working with risk data governance and data quality management processes is a strong plus. Strong analytical and quantitative skills, with the inherent ability to independently generate insightful conclusions from data. Familiarity with basic SQL commands and a proactive willingness to further develop SQL skills; Python knowledge and proficiency in Bloomberg are strong advantages. Fluent English is required (German is a strong plus). Traits Acute Attention to Detail &amp; Analytical Rigor: Possessing both a meticulous attention to details and a strong capacity for analytical thinking. Autonomous &amp; Action-Oriented: An autonomous attitude coupled with a strong 'get things done' approach. Relentless Drive for Improvement: Rigorous critical thinking combined with a powerful drive to continuously improve the status quo. Curious &amp; Innovative Mindset: A genuine curiosity about new technologies and an open-mindedness to disrupt and enhance existing operating models. Effective Communicator: Excellent communication skills to articulate complex information clearly. Adaptable &amp; Flexible: Demonstrated flexibility in a fast-changing environment. Proactive Team Player: Actively helps oneself and the team to be successful. Positive &amp; Collaborative Spirit: Possessing a positive and collaborative mindset. Growth-Oriented: A strong will to continuously learn and act constructively upon direct feedback.&nbsp; What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Credit Risk Senior Associate - Wholesale

Associate, Partner (Vendor) Management About the opportunityN26 is looking for a motivated and detail-oriented Associate to join our Partner (Vendor) Management Team and support the delivery of excellent services across our Operational Business Units. As part of this team, you will contribute to the day-to-day management of our external vendor relationships, help track performance metrics, support governance processes, and work cross-functionally to ensure operational excellence. This role offers the opportunity to work closely with senior stakeholders and vendors, develop expertise in outsourced operations, and contribute to strategic improvement initiatives. The ideal candidate has some experience or academic background in vendor management, Business Process Outsourcing (BPO), project coordination, or operations, and is eager to grow in a fast-paced, digital-first environment. In this role, you will: Service Delivery: Support operational coordination for vendor-based teams and contribute to achieving defined service levels and KPIs. Procurement &amp; Contract Support: Assist in documentation, contract tracking, and collaboration with the N26 Sourcing Team on administrative tasks related to vendor onboarding and setup. Risk and Compliance: Help ensure that vendor processes align with N26 standards, including security, invoicing, and business continuity by supporting documentation reviews and control checks. Stakeholder Collaboration: Work closely with internal stakeholders and vendor contacts, helping to prepare materials for regular business reviews and governance meetings. Process Improvement: Participate in projects that aim to improve internal efficiency, reduce losses, or enhance the customer experience. &nbsp; What you need to be successful:Background: First experience or academic exposure in vendor/account/ITO or BPO management, operations, or related areas A Bachelor's degree in Business Administration, Economics, Engineering, or similar fields Desired: Interest or some knowledge in Risk &amp; Compliance or regulatory environments Exposure to the finance or fintech industry through internships, projects, or studies Familiarity with operational improvement methodologies such as Lean or Six Sigma Skills: Strong communication and interpersonal skills Structured, detail-oriented working style Willingness to take ownership of tasks and learn quickly Ability to work collaboratively across functions and with external partners Fluent in English (additional languages are a plus) Readiness to occasionally travel internationally (up to 10%) &nbsp; What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors, and a LinkedIn Germany Top Startup Employer three years running Personal development budget, discounted public transit pass, German language classes, fitness memberships, childcare services, N26 premium bank card, employee loans, and your choice of a Mac or Windows laptop 26 vacation days per year, with an additional day for each year of service - up to 30 days A high degree of collaboration and autonomy while working with a group of diverse peers, and access to cutting edge technologies&nbsp; A relocation package with visa support for those who need it Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; Founded in 2013, N26 now has 7 million customers in 25 markets. Our talented team works across 8 global offices in Berlin, Barcelona, Madrid, Milan, Paris, Vienna, New York and São Paulo. Sound good? Apply now for this position. N26 is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status or disability status.&nbsp; &nbsp;

Associate, Partner (Vendor) Management

About the Opportunity: N26 is seeking an experienced and motivated professional to join our Banking Operations Team as a Banking Operations Analyst. In this role, you will be a key player in managing Credit, Dunning, and Collections processes, ensuring smooth and efficient handling of Credit and Overdraft accounts, internal Dunning, and external Collections. A focus of this job is on analytical skills and the ability to independently drive process enhancements forward while keeping the day-to-day business running smoothly. In this Role, You Will: Process Execution and Improvement: Regularly execute operational processes related to Credit, Dunning, and Collections. Proactively identify and implement process improvements to enhance efficiency and effectiveness. Customer Complaint Resolution: Manage and resolve customer complaints effectively, prioritizing the interests of the customer and maintaining high standards of customer service. Stakeholder Collaboration: Collaborate closely with internal teams and external partners to ensure seamless operations and best results in debt collection recoveries. What You Need to Be Successful: Experience: Previous experience in Banking or Finance. With a proven ability to handle day to day tasks independently. Learning and Improvement: Eagerness to learn and drive the improvement and optimization of processes. A proactive approach to identifying and solving problems. Ownership and Action: Strong sense of topic ownership and a bias for action. Ability to work autonomously with a “get things done” attitude. Communication: Excellent communication and stakeholder management skills. Fluency in English is required - German is a strong plus.&nbsp; Nice-to-have: Proficiency of SQL and a willingness to further develop these skills. Business fluency in French, Spanish, or Italian is a plus. Experience with CRM and issue tracking tools (e.g., Salesforce &amp; JIRA) as well as credit systems (such as Mambu) is advantageous. Domain Expertise: Previous experience in credit, dunning, or debt collection procedures is a strong plus. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Banking Operations Analyst - Credit, Dunning & Collections

&nbsp; About the opportunity We are looking for an experienced Specialist in Know-Your-Customer (KYC)to join our growing KYC team in Italy, Milan office. In this role, you will take ownership of key processes within KYC, handle more complex cases, and ensure an optimal user experience. In KYC, our goal is to lead and shape the industry by fostering a culture of compliance within N26 that is trusted by authorities, customers, and shareholders. The significance of this role cannot be overstated in achieving our overarching objective. For that purpose, your expertise in KYC is fundamental. Particularly in Ongoing Due Diligence (ODD) and Enhanced Due Diligence (EDD) for High-Risk Customers (HRC) and Politically Exposed Persons (PEP), will be instrumental for your success in this position.&nbsp; In your next challenge, you will: Use your knowledge of regulatory requirements and industry best practices related to EDD and ODD processes. Bring your familiarity with HRC (High-Risk Customers) and PEP (Politically Exposed Persons) due diligence procedures. Demonstrate your analytical and investigative skills to assess and mitigate risks associated with complex customer profiles. Showcasing your ability to interpret and analyse financial statements, transactions, and other relevant data to make informed decisions. Showcase your proficiency in using KYC tools, platforms, and software for efficient processing and management of EDD and ODD cases. Display a focus for compliance with your comprehensive understanding of local regulatory requirements related to KYC, AML (Anti-Money Laundering), and CTF (Counter-Terrorist Financing).&nbsp; Exhibit outstanding team Collaboration, working collaboratively in a multicultural and fast paced team environment, providing guidance and support to junior and seasoned team members alike. Willingness to share knowledge and contribute to the continuous improvement of KYC processes. Demonstrate a high level of Problem-Solving skills, by continuously proving the ability to identify and solve complex problems independently.&nbsp; Embrace our Customer-Centric Approach, focusing on enhancing the user experience for our customers undergoing the KYC process, balancing compliance requirements with a seamless and user-friendly approach. Be exposed to a fast paced environment, where flexibility and adaptation are key to the evolving regulatory landscapes, and changes in the organisation's priorities. Also, demonstrating openness to learning and incorporating new methodologies and technologies into the KYC workflow. &nbsp; What you’ll need to be successful Background:&nbsp; Hands-on experience in KYC, with a specific focus on Enhanced Due Diligence (EDD) and Ongoing Due Diligence (ODD). Previous experience in similar fast paced Finance and Banking companies is desired, but not mandatory.&nbsp; Proven track record of managing and resolving complex KYC cases efficiently. &nbsp; Skills: Excellent hands-on knowledge of KYC and Italian banking regulations Proactive and detail-oriented with the ability to maintain a positive mindset and excel under pressure Strong analytical and quantitative skills, with the capability to independently generate insights Fluency in both English and Italian is mandatory; proficiency in additional languages is an added value Exceptional interpersonal and communication skills, with proven experience in supporting stakeholders through complex situations What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors, and a LinkedIn Germany Top Startup Employer three years running Personal development budget, discounted public transit pass, German language classes, fitness memberships, childcare services, N26 premium bank card, employee loans, and your choice of a Mac or Windows laptop 22 vacation days per year, with an additional day for each year of service - up to 30 days A high degree of collaboration and autonomy while working with a group of diverse peers, and access to cutting edge technologies&nbsp; A relocation package with visa support for those who need it Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

KYC Specialist

About the opportunity As a Junior Data Analyst in the Marketing Data team, you will be a key contributor to our mission of building a data-driven culture. You will work with a cross-functional team of data professionals –Data Analysts, Analytics Engineers, and Data Scientists – to provide valuable, reliable data insights that empower marketing teams to make informed decisions. You will have the opportunity to continuously improve your technical and domain knowledge while supporting the team with foundational data analytics tasks. &nbsp; In this role, you will: Join a cross-functional team of Analysts, Analytics Engineers and Data Scientists responsible for delivering insights to the Marketing Acquisition. As a Junior Analyst in the team, you will support other analysts on: Contribute to a "Single Source of Truth": Assist in data preparation and cleaning tasks to ensure the accuracy and completeness of data used for marketing channel reporting, as well as for advanced models like Marketing Mix Models (MMM) and Lifetime Value Models (LTV). Deliver Actionable Insights: Support the creation and maintenance of reports, dashboards, and visualizations on our BI platform to help marketing teams understand campaign performance, customer behavior, and market trends. Support Data-Driven Decisions: Help track key marketing performance metrics and conduct planned or ad-hoc exploratory data analysis to uncover trends and patterns. This will enable the marketing team to optimize customer engagement and conversion rates. Practice "Truth-Telling" and Quality Assurance: Actively assist in verifying the accuracy of reports and data outputs to ensure we provide the most reliable insights. Maintain documentation of analyses, methodologies, and key learnings. Drive Personal Growth: Proactively seek opportunities to improve your technical skills, with a focus on SQL, and expand your understanding of marketing analytics.&nbsp; What you need to be successful: You have a strong quantitative background, with 1+ years of experience in a field like Marketing, Product, or Business Analytics, or in a role that requires a deep application of statistics (e.g., economics, mathematics, or a related field). You have proven and foundational work experience with SQL and are familiar with the Python language. You have proven experience with descriptive statistics and a solid understanding of statistical principles. You are a curious, organized, and self-motivated individual who is passionate about using data to solve business problems and make a real impact. You have a strong bias for action. You have good Excel/Spreadsheets foundations and are familiar with Data Visualization principles and platforms (e.g., Metabase, Looker, etc.). &nbsp; What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Junior Data Analyst

About the opportunity We are seeking a Senior Lead of Group Data Governance Strategy to&nbsp;play a pivotal role in shaping data governance and protection policy, standards and frameworks within a collaborative culture, and in an increasingly AI-driven regulatory landscape. In this role, you’ll ensure that our data governance and stewardship practices are compliant and aligned with evolving regulations. You’ll be the bridge between data governance, data protection, information security, and technology, helping the organisation meet regulatory obligations while embracing innovation.&nbsp;With AI and automation transforming compliance processes, you’ll have the opportunity to explore and implement AI-driven solutions to enhance monitoring and reporting. This is your chance to not just follow regulations, but to also strive for best-practice in a highly regulated yet tech-forward environment. In this role, you will: Establish and guide data governance and stewardship policy and practices in N26, providing support to accelerate data-driven digital transformation including staying up to date with the latest trends, developments, and best practices in data governance and related fields. Manage a team of two. Be responsible for defining, maintaining and implementing data governance policies, models, frameworks and standards. You will also drive the implementation of these policies and frameworks to achieve the required level of consistency, quality and protection to meet overall business needs. Provide LOD2 oversight to ensure adherence to the various Data Governance policies, frameworks and standards.&nbsp; Monitor and report on data governance program effectiveness, including adherence to data policies and procedures, data quality metrics, and oversight of data privacy controls. Collaborate with existing functions in developing and implementing Data Protection and Data quality standards across the enterprise. Lead awareness and alignment, and coordinate with senior and top management such as IT, Product, Business and Operations senior leadership regarding Data Governance. Ensure data governance training programs for stakeholders across the organization to build skills and knowledge, and ensure compliance with data governance policies, frameworks, and standards. &nbsp; What you need to be successful: Background:&nbsp; Bachelor's degree in Information Systems, Information Technology, Computer Science, Information Security, or a related field would be preferable but not mandatory. Professional certifications such as CDMP or equivalent are highly desirable, as well as knowledge and experience with DAMA. Minimum of 5 years of experience in information governance and stewardship preferably within the Banking sector. Working knowledge of relevant regulatory requirements such as GDPR, DORA, BCBS239, MaRisk (specifically AT 4.3.4 for data quality, consistency, and risk data aggregation). A working understanding of IT infrastructure, information security, and a data mesh / Lakehouse decentralised architecture is an advantage. Skills:&nbsp; Excellent leadership and communication skills with a strong focus on collaboration, alignment and stakeholder management. Strong project management skills with the ability to manage multiple tasks and projects simultaneously (including discovery). Ability to visualise the ‘to be’ state for data governance and stewardship within N26 with and ability to create a strategic roadmap towards achieving this.&nbsp; People change management experience is an advantage.&nbsp; Proficient in using JIRA, Confluence and Figjam is a plus. Moderate proficiency in using google sheets formulas. Effective communication and interpersonal skills, with the ability to explain new technical concepts to non-technical stakeholders. Strong report-writing and presentation skills. Fluency in English and German is required. Traits: Ability to be resourceful in bridging knowledge and skills gaps Adaptable and open to learning, with a keen interest in staying up-to-date with the latest trends and developments in Information governance and management. Passion for data governance and stewardship and internal controls, as well as for user experience. Detail-oriented and meticulous in ensuring accuracy and thoroughness in all tasks. Proactive and self-motivated, with the ability to work independently and as part of a team. Collaborative, able to work well with teams and stakeholders. Strong topic ownership and a bias for action. Critical thinking and a drive to improve the status quo. Both attention to detail and strong conceptual thinking. Flexibility and resilience in a fast-changing and agile environment. Actively help oneself and the team to be successful. Willingness to continuously learn and act upon direct feedback. High ethical standards and integrity, with a strong commitment to confidentiality and data protection. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.&nbsp;

Senior Lead Group Data Governance Strategy

About the opportunity As a Senior Analytics Engineer, you'll be a key part of the Marketing Data team, building the data foundations that enable data-driven decisions and contribute to business growth. You'll work closely with marketing data scientists and analysts, as well as the wider data community, to develop robust data pipelines and models that optimize marketing programs. In this role, you will: Provide Clean Data Models: Design and model data to create a centralized, reliable data source for marketing data. You'll empower business stakeholders and analysts to answer their own questions by providing them with clean, reliable data. Build Data Products: Lead the design, implementation, and maintenance of data projects and products. You'll use software engineering best practices like version control, continuous integration, testing, and documentation to ensure high quality and scalability. Improve Workflow Efficiency: Identify opportunities to optimize how analysts and business users work with data, streamlining their processes and saving time. Maintain Scalable Pipelines: Develop and maintain robust, scalable data pipelines to ensure marketing data is always available and reliable. Lead Best Practices: Represent the Marketing Data team within the Analytics Engineering chapter, collaborating with other engineers to create and enforce best practices for data modeling. Mentor and Support: Manage and support one other analytics engineer on the team. Streamline Delivery: Find big-picture opportunities to improve and streamline the delivery processes for the team's data assets.&nbsp; What you need to be successful: A bachelor's or master's degree in Computer Science, Data Science, Statistics, or a related field. At least 4 years of experience as an Analytics Engineer, Data Engineer, or Software Engineer, ideally in Marketing or Marketing Technology. Strong experience with SQL and familiarity with Python and Micro-Service architecture. Experience with ETL/ELT processes and data warehousing architecture. Proven experience with data visualization tools like Metabase, Tableau, or Looker. Strong business acumen, with the ability to connect data usage to real-world business problems. Excellent communication, organizational, and collaboration skills, with a strong ability to work across different teams. &nbsp; What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Senior Marketing Analytics Engineer

About the opportunity We are seeking a Senior Salesforce Engineer to lead the design, development, and delivery of scalable Salesforce solutions across our platform. Our Salesforce Platform Team enables business agility and operational efficiency through thoughtful architecture, robust integrations, and automation-first development. We believe in collaboration, craftsmanship, and continuous improvement to build sustainable solutions that empower our users. This is a high-impact, hands-on role where you will work closely with product, engineering, and business stakeholders to shape and build platform capabilities that scale with our growth. In this role, you will: Own and deliver end-to-end Salesforce solutions - from analysis, design, and development to deployment, monitoring, and incident response Lead and independently drive technical projects within the team and across domains, acting as a mature and solution-oriented technical counterpart Review, assess, and continuously improve the team’s tooling landscape, development workflows, and cross-team collaboration Champion code quality, security awareness, and platform health through deep code reviews, testing, and adherence to best practices Maintain the deepest technical understanding of all team-owned components, ensuring architectural clarity and surfacing tech debt into the backlog Develop strong knowledge of production data and proactively support incident learnings and follow-ups Bridge gaps across teams by aligning delivery with broader domain goals and fostering meaningful cross-functional partnerships Mentor and support junior and mid-level engineers, promote technical knowledge sharing, and raise the overall engineering bar Lead and facilitate impactful technical discussions across the engineering organization Play an active role in growing the team by helping identify and attract top Salesforce engineering talent to N26 What you need to be successful: Background:&nbsp; Bachelor’s or Master’s degree in Computer Science, Engineering, or a related field 6 - 10 years of experience delivering Salesforce solutions in a product-led or fast-paced enterprise environment Skills:&nbsp; Strong problem-solving and analytical skills with a proactive mindset Deep expertise in Apex, Lightning Web Components (LWC), SOQL, and Salesforce declarative tools (Flows, Validation Rules, etc.) Solid understanding of Salesforce architecture, platform limits, and integration patterns (REST/SOAP, Platform Events, etc.) Experience with CI/CD pipelines, Git-based development, and release management on Salesforce Prior experience with Service Cloud is a strong plus Excellent communication skills and fluency in English, both written and spoken Ability to lead technical discussions, influence architectural decisions, and provide mentorship to peers What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence. As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Senior Salesforce Engineer - Core Platform

About the opportunity We’re looking for a Sr. People Operations Excellence Partner to make sure our People processes run smoothly, are compliant, and can scale as we grow. In this role, you’ll be the go-to person for Workday, help us streamline and automate how we work, and support key programs like performance management, succession planning, and DEI initiatives. Your work will make a real difference in creating a high-performing, inclusive culture where people can do their best from day one. In this role, you will: Systems &amp; Tooling: Be our Workday super-user – testing, configuring workflows, building reports, troubleshooting issues, and making sure our teams know how to use it. Automation &amp; Process Improvement: Spot opportunities to simplify and automate People Ops processes (like benefits, knowledge management, and documentation) and help roll out scalable solutions. Process Documentation: Keep our core People processes clear and consistent by creating and maintaining up-to-date documentation. Audit &amp; Compliance: Make sure our processes tick all the compliance boxes and support audits with accurate data, documentation, and system checks. Talent &amp; DEI Projects: Help drive our talent and DEI programs – from performance cycles to succession planning and probation assessments. Reporting &amp; Insights: Build dashboards and reports that give our teams visibility and insights to make better decisions. &nbsp; What you need to be successful: Background &amp; Experience:&nbsp; 3–5 years’ experience in People Ops, HRIS, or HR project roles. Solid knowledge of Workday HCM and reporting (bonus if you’re certified). Experience with other HR tools, systems, or automation platforms. Good understanding of HR compliance, benefits, and process documentation. Familiarity with performance management, succession planning, and DEI work. Experience supporting audits and keeping data and systems accurate. Strong multitasker with high attention to detail and quality. Great communicator in English (German, Spanish, Italian, or French are a plus). Confident working with different stakeholders and teams. Comfortable in fast-changing, dynamic environments. Soft skills:&nbsp; Detail-oriented, structured, and organized. Collaborative and approachable, with a service mindset. Curious and proactive, always looking for ways to improve things. Resilient and adaptable – you don’t mind change. Accountable and reliable – you take ownership and follow through. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are: N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Sr. People Operations Excellence Partner

About the opportunity We are currently seeking a Deputy Money Laundering Reporting Officer (DMLRO) for our Spanish Branch to join our dynamic international Compliance &amp; Anti-Financial Crime (AFC) Management Team. As part of our highly motivated and diverse global AFC team, you will contribute to a wide range of governance, risk management, and compliance initiatives. Your responsibilities will span key areas such as Anti-Money Laundering (AML), Counter-Terrorism Financing, Fraud Prevention, and Sanctions, ensuring full adherence to regulatory obligations. Additionally, your role will include coverage of Regulatory Compliance topics. In this role, you will: Support to the MLRO on maintaining a solid relationship with Spanish regulatory authorities with a proactive attitude.&nbsp; Assist in designing and/or enhancing procedures and policies. Prepare reports to external authorities and internal stakeholders. Coordination and response to information requests from Internal Audit and the External Expert. Support in complying with SEPBLAC's Annual Statistical Requirement. Creation of risk assessment reports, both for the Branch's self-assessment and for the launch of new products. Implement and improve local procedures based on the local regulatory challenges and the group’s standard. Handle information in a structured way to report to management and the Internal Control Body. Work alongside multiple stakeholders within AFC and in the business to ensure a scalable and efficient platform, as well as attend regular meetings to follow up on actions planned Deputise for the MLRO in their absence or when necessary.&nbsp; What you need to be successful: Background:&nbsp; A university degree in economics, law, business, or other relevant areas. At least 5+ years of professional experience gained in an anti-financial crime or compliance or risk management role. Previous experience in senior Anti-Financial Crime (AFC) roles, preferably with prior interaction with the regulator (+5 years). Having prior experience in the fintech industry is considered a strong asset. A professional Financial Crime qualification from an internationally recognised body (e.g. ICA, ACAMS) would be beneficial. Skills:&nbsp; Excellent analytical, advisory, communication, and presentation skills. Solid knowledge of&nbsp;Sanctions regulations, the Mandatory Monthly Declaration (DMO), and the Financial Ownership File (FTF). A commitment to&nbsp;continuous learning and a willingness to challenge the status quo. A&nbsp;global mindset with the ability to act effectively in a local context. A&nbsp;strong bias for action, taking initiative to drive results. An open and constructive approach to&nbsp;giving and receiving feedback. Fluent in Spanish and English; German is an advantage. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Deputy MLRO

About the opportunity We are seeking a Product Manager to oversee and enhance our Operations case management platform and tools, ensuring a stable, effective, and maintainable platform while developing new core features and services to unlock new capabilities and improve customer experience.&nbsp; Our Ops Platforms &amp; AI Enablement team provides essential platforms and tools to support our Operations departments (including Customer Service, Banking back office or FinCrime operations), fostering innovation and efficiency across the organization. We believe in leveraging cutting-edge technology and collaboration to drive operational excellence and deliver superior service to our customers. This role offers a unique opportunity to shape the future of our Operations platforms, working closely with cross-functional teams to ensure readiness for new product launches and drive transformative outcomes. &nbsp; In this role, you will: Oversee the management, maintenance, and scaling of our Salesforce Service Cloud platform and tools for Operations. Manage cross function teams of Salesforce Administrators and Engineers to ensure platform stability, scalability, and performance. Provide strategic direction for the platform, building roadmaps in alignment with overall business goals and objectives. Develop and implement new features and services to enhance platform capabilities and customer experience. Collaborate with other Product teams to provide support and tools for Operations departments and ensure case management platform readiness for new product launches. Ensure compliance with security and regulatory standards across the platform. Monitor platform performance, identify areas for improvement, and implement solutions to optimize efficiency. Foster a culture of continuous improvement and innovation within the team. Communicate effectively with Business, Operations, Product and Tech&nbsp; stakeholders to understand requirements, set priorities, and deliver impactful solutions.&nbsp; What you’ll need to be successful: Background: Degree in Computer Science, Information Technology, Business Administration, or a related field. 2+ years experience as a Product Manager, working with cross-functional teams on Ops platform initiatives. Experience working with Ops and case management platforms, in a FinTech, banking, or technology company are a plus. Good understanding of operational requirements, regulatory compliance, and platform scalability. &nbsp; Skills: Experience with product management tools and methodologies (e.g., Agile, Scrum). Strong project management skills, with the ability to prioritize and manage multiple initiatives simultaneously. Excellent analytical and problem-solving skills, with a data-driven mindset. Knowledge of the Salesforce Service Cloud platform is a plus Excellent communication and collaboration skills, with the ability to work effectively with diverse teams and stakeholders. Commitment to continuous learning and staying updated with the latest industry trends and best practices. Ability to solve complex problems and understand end-customer needs.&nbsp; What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence. As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. &nbsp; Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. &nbsp; Sounds good? Apply now for this position. &nbsp; Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Product Manager - Operations Platforms and Tools

About the opportunity We are looking for an experienced Specialist in Know-Your-Customer (KYC) to join our growing KYC team in our Madrid office. In this role, you will take ownership of key processes within KYC and ensure an optimal user experience. In KYC, our goal is to lead and shape the industry by fostering a culture of compliance within N26 that is trusted by authorities, customers, and shareholders. The significance of this role cannot be overstated in achieving our overarching objective. For that purpose, your expertise in KYC is fundamental. Particularly in Ongoing Due Diligence (ODD) and Enhanced Due Diligence (EDD) for Customers and Politically Exposed Persons (PEP), will be instrumental for your success in this position. In your next challenge, you will: Use your In-depth knowledge of regulatory requirements and industry best practices related to EDD and ODD processes. Bring your familiarity with HRC (High-Risk Customers) and PEP (Politically Exposed Persons) due diligence procedures. Demonstrate your analytical and investigative skills to assess and mitigate risks associated with complex customer profiles. Showcasing your ability to interpret and analyse financial statements, transactions, and other relevant data to make informed decisions. Showcase your proficiency in using KYC tools, platforms, and software for efficient processing and management of EDD and ODD cases. Display a focus for compliance with your comprehensive understanding of local regulatory requirements. Exhibit outstanding team Collaboration, working collaboratively in a multicultural and fast paced team environment. Willingness to share knowledge and contribute to the continuous improvement of KYC processes. Demonstrate a high level of Problem-Solving skills, by continuously proving the ability to identify and solve complex problems independently.&nbsp; Embrace our Customer-Centric Approach, focusing on enhancing the user experience for our customers undergoing the KYC process, balancing compliance requirements with a seamless and user-friendly approach. Be exposed to a fast paced environment, where flexibility and adaptation are key to the evolving regulatory landscapes, and changes in the organisation's priorities. Also, demonstrating openness to learning and incorporating new methodologies and technologies into the KYC workflow. &nbsp; What you’ll need to be successful Background:&nbsp; Hands-on experience in KYC, ideally with exposure to Enhanced Due Diligence (EDD) and Ongoing Due Diligence (ODD). Previous experience in similar fast paced Finance and Banking companies is desired, but not mandatory.&nbsp; Proven track record of managing and resolving complex KYC cases efficiently. &nbsp; Skills: Excellent hands-on experience in KYC Operations&nbsp; Knowledge of Spanish banking regulations preferable&nbsp; Proactive and detail-oriented with the ability to maintain a positive mindset and excel under pressure Strong analytical and quantitative skills, with the capability to independently generate insights Fluency in both English and Spanish is mandatory; proficiency in additional languages is an added value Exceptional interpersonal and communication skills, with proven experience in supporting stakeholders through complex situations What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors, and a LinkedIn Germany Top Startup Employer three years running Personal development budget, discounted public transit pass, German language classes, fitness memberships, childcare services, N26 premium bank card, employee loans, and your choice of a Mac or Windows laptop 24 vacation days per year, with an additional day for each year of service - up to 30 days A high degree of collaboration and autonomy while working with a group of diverse peers, and access to cutting edge technologies&nbsp; A relocation package with visa support for those who need it Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Spanish KYC Specialist

About the Opportunity: We’re looking for a Banking Operations Analyst to join our Claims Team and help us build an efficient, customer-focused claims process on a global scale. This role is perfect for someone experienced and motivated, who thrives in a dynamic environment and enjoys working on complex cases. As a Banking Operations Analyst, you’ll manage topics such as Garnishment, Insolvency, and P-Accounts on a daily basis. You’ll act as a key point of contact for our outsourcing partner, supporting them with more complex cases, while also driving process improvements across the team. Your work will directly contribute to keeping N26 compliant, efficient, and customer-centric. In this Role, You Will: Manage legal cases in close collaboration with our Legal teams in Italy and Spain. Support the Claims team with complaints handling. Exchange information with our Italian and Spanish branches (e.g. reporting, document delivery checks, third-party declarations, process automation). Coordinate with other BankingOps teams and stakeholders (AFCO, CS, etc.) to align cross-team processes. Prepare and deliver training sessions for our external partner. Support the external partner daily by answering questions and providing guidance on complex cases. Communicate directly with Spanish and Italian tax authorities via official tools (e.g. PEC, Dehú/AEAT) and phone calls to ensure smooth handling of garnishments and maintain strong relationships. Keep internal documentation (Confluence, ServiceNow, Hopex) up to date to ensure compliance and minimize audit risks. Monitor and report on SLAs, identify root causes of issues, and propose action plans. Handle insolvency and other edge cases requiring strong legal and compliance expertise. What You Need to Be Successful: Background:&nbsp; Bachelor’s degree in Business Administration, Law, Finance, or related field (advanced degrees or certifications in Legal Studies, Compliance, or Project Management are a plus). 3+ years of experience in banking operations, legal operations, or claims management, ideally in a regulated or multinational environment. Proven experience handling complex legal cases, including insolvency and court proceedings. Experience working with outsourcing partners and cross-functional teams, especially across Italy and Spain. Exposure to regulatory reporting, risk management, or compliance is highly desirable. Skills:&nbsp; Strong process ownership and problem-solving skills, with the ability to independently manage complex workflows. Excellent communication and interpersonal skills; able to build trust with internal teams, external partners, and authorities. Fluency in Italian, Spanish, and English (written and spoken). Familiarity with process improvement and automation tools; experience with workflow systems or business analytics tools is a plus. High attention to detail, with the ability to issue accurate, legally binding statements. A proactive mindset with strong accountability, initiative, and a drive for continuous improvement. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26. &nbsp;

Banking Operations Analyst (Italian Speaker)

About the opportunity A pivotal and exciting role within the Customer Service Department.&nbsp; As a CS Team Leader at N26 you will be in charge of the operational control of one of our Markets as well as the allocated CS Senior Team.&nbsp; As a natural leader, you will be comfortable in our team environment. You will be able to motivate and inspire not just daily performance, but help our employees develop to be the best they can be to reach their full professional potential and further their career.&nbsp; As a leading figure in our Customer Service team, you will also play a crucial role in making sure the customer's voice is heard. Working closely with other internal stakeholders to enable a two way flow of customer feedback, ensuring key customer messages are passed to the relevant team. In this role, you will: Day-to-day leadership of the customer service team across the relevant opening hours Ensuring N26 customers receive a top-class service at all times Ensuring a customer-first mindset across the team Ensuring services are delivered in line with compliance and regulatory requirements Leading, mentoring and supporting a team of CS Senior Specialists Managing team performance, including setting clear expectations, conducting regular check-ins, and supporting career development through coaching and training Drive team engagement and fostering a positive, inclusive team culture MI analysis and commentary (such as&nbsp; managing&nbsp; volumes and resources, monitoring and management of SLAs as well as the management of team adherence) Acting as a point of contact for internal and external stakeholders Motivating and engaging CS Senior Specialists through effective communication and leadership Liaise with key stakeholders to ensure a two-way flow of customer information/feedback to continuously improve the customer experience Supporting Customer Service Manager with reporting, developments and improvements Partnering with our quality and training teams to ensure quality and training needs are delivered&nbsp; Contributing to projects aligned with the company’s strategic priorities What you need to be successful: Ideally you have graduated from a university or completed an apprenticeship successfully&nbsp; or comparable working experience Ideally +1 years of professional experience as a Customer Service Team Lead or in a similar role Entrepreneurial and customer-oriented mindset Your work is driven by integrity and team-centric mindset and your decisions&nbsp; are always effective and inclusive. Your leadership approach is based on fairness and transparency and&nbsp; inspires others to follow your example.You work independently and efficiently and love working in a team You love direct contact with customers and focus on customer-oriented solutions You speak fluent English and any other major European language is a plus (German, French, Italian and Spanish) You are reliable and punctual Ideally, you have some prior experience in the financial services industry (e.g. FinTech, banking, or a comparable regulated environment Experience with CRM tools is a plus (e.g. Salesforce) What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Customer Service Team Lead

About the opportunity We are seeking a Head of Business Internal Audit to lead and oversee all business internal audit activities across N26 SE and N26 Bank SE.Our Internal Audit team provides independent, objective assurance to improve operations and ensure compliance with internal controls and regulatory requirements. We believe in a risk-oriented and process-independent audit approach to strengthen the overall governance framework of our organization.This is a high-impact leadership role offering the opportunity to shape audit strategy, manage a skilled team, and ensure regulatory alignment across an evolving fintech environment. In this role, you will: Lead and manage the Business Internal Audit team, ensuring effective operations and continuous development. Collaborate closely with other audit teams and coordinate joint audits across departments. Oversee and coordinate all business internal audit activities of N26 SE and N26 Bank SE, including engagement with external contractors. Develop and maintain a comprehensive risk-based audit plan, updated annually in line with organizational and regulatory needs. Conduct audits across all N26 SE business processes, including outsourced services, typically within a three-year cycle. Prepare and review written audit reports, clearly communicating findings to operational teams. Monitor remediation of audit findings within agreed timelines and follow up to ensure completion. Support audit management in their oversight duties and provide insights for continuous improvement. Participate in key strategic projects while maintaining independence and avoiding conflicts of interest. Conduct special audits as needed, at the request of the management board. What you need to be successful: Background: Successfully completed degree in business, law, or comparable field. Minimum 10 years of experience as a Business Internal Auditor in a regulated international environment, preferably in banking, financial services, or auditing firms. Skills: Deep understanding of business processes and strong familiarity with online banking and retail financial products. In-depth knowledge of German banking laws and regulations, with a willingness to learn additional local banking legal frameworks. Proficiency in both English and German (any additional European language is a plus). Strong communication and leadership skills, with the ability to manage cross-functional stakeholders. High level of integrity, analytical thinking, and independence in executing internal audit duties. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Head of Business Internal Audit

About the opportunity The AV Team is dedicated to empowering our colleagues towards building the bank the world loves to use.&nbsp; We are responsible for the strategic development and ongoing support of N26’s internal Audio/Video infrastructure and collaboration services.&nbsp; Our primary focus is simplifying and significantly enhancing the productivity, user experience and efficiency of our systems. The current scope of our service platform, which is predominantly Google Meet, includes the management of over 150 meeting rooms, all hands event spaces, meeting room booking systems and other AV related areas.&nbsp; These critical systems span our major global offices across Berlin, Barcelona, Vienna, Madrid, Milan and Paris with a footprint that is continuously expanding. Day-to-day your work will include maintaining and enhancing our existing AV spaces, striving for better ways to automate and improve our AV Infrastructure.&nbsp; It is highly essential that our technology spaces are 100% functional due to the high usage and dependence on collaboration services. &nbsp; You will build positive collaborative relationships that support varied internal stakeholders.&nbsp; You will work seamlessly between our core IT &amp; Workplace teams to support &amp; deliver different projects on a global scale.&nbsp; AV has transformed from a "nice-to-have" to a business-critical service.&nbsp; We are seeking an ambitious and innovative professional who has passion for tech with a proactive mindset.&nbsp; If you have a deep passion for technology with a commitment to improving the professional lives of your colleagues, with a ‘wanting to learn’ attitude we encourage you to apply. In this role, you will: You will leverage your expertise in AV/IT technology to manage our internal audio video infrastructure Supporting AV areas such as meeting rooms and event spaces in multiple office locations Ensuring AV endpoints are 100% functional due to the high usage and critical dependence on these services Building strong, collaborative relationships with internal stakeholders, including our core IT and Workplace teams, to support a wide range of needs. Installation of AV hardware, software and related AV tech products to interact &amp; meet the needs of the organization Working with senior AV team members to deliver and execute diverse AV-related projects Setup and maintenance of N26 meeting rooms Supporting all hands space events, live streaming &amp; broadcast audio/video events Support N26 employees in resolving problems with AV collaborative systems High level of installation and cable management implementing technologies into AV setups Supporting our meeting room and desk booking platform Working with our internal ticketing system Manage disposals of out of life hardware supporting our inventory system Maintaining and creating AV documentation knowledge base articles &nbsp; What you need to be successful: Installation experience of AV/IT hardware, software &amp; cabling Experience with AV/IT video conferencing platforms such as Google Meet, Zoom and Cisco Webex Knowledge of different types of cables, connections and signals Live and broadcast event support experience Good fault finding and troubleshooting skills Motivated team player &amp; ability to work well with teams based in multiple locations Good organisation, communication and time management skills with ability to manage multiple priorities Experience using drills &amp; other tools would be beneficial Uphold a strong focus on customer service bringing along outstanding interpersonal and communication skills Basic IT and Networking knowledge Desire to build on existing knowledge to grow in role and advance career&nbsp; Nice to have: Google Meet/Zoom/Webex/Teams experience CTS qualification&nbsp; What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26. &nbsp;

Junior AV Operations Specialist

About the opportunity At N26, we are building the foundational capabilities that empower product teams and data scientists to integrate AI at scale. As part of the Platform Engineering domain, the AI Platform team is responsible for designing, building, and operating the infrastructure and tooling that make AI use cases scalable, reliable, and easy to adopt, across both Machine Learning and Generative AI domains. We are looking for a Machine Learning Engineer to join our evolving AI Platform team. This role is ideal for someone with strong Python software engineering skills, practical knowledge of ML/GenAI workflows, and the ability to bridge between Data Science and Engineering. You will act as the subject-matter expert of the ML/AI domain within a cross-functional team (with SREs and Backend Engineers), ensuring customer needs are translated into scalable, self-service platform solutions. In this role, you will: Collaborate as part of a cross-functional AI Platform team with Software Engineers, SREs, and internal AI customers (e.g. Data Scientists and Backend Engineers). Design, build, and operate platform components that enable scalable and reliable ML/GenAI workflows (training, deployment, inference, monitoring). Bridge the gap between Data Science theory and technical engineering, ensuring platform abstractions are both customer-friendly and production-ready. Contribute high-quality Python code and apply software engineering best practices (testing, modularity, readability, maintainability). Apply infra/DevOps practices (AWS, Kubernetes, CI/CD, observability) to support production-grade reliability. Work closely with internal customers to understand workflows and requirements, delivering self-service capabilities that allow them to integrate AI features autonomously. Grow your expertise and impact by contributing to design discussions, improving team practices, and gradually taking ownership of platform components. What you need to be successful Background Degree in Computer Science, Data Science, Engineering, or a related technical field. Solid grasp of ML/GenAI lifecycle needs, software engineering principles, and modern platform infrastructure. Profile 2 - 4 years of experience delivering production-grade ML systems or ML platform components. Strong Python development skills, with experience building robust, maintainable codebases. Familiarity with cloud-native ML infrastructure, particularly AWS (e.g., SageMaker, Lambda, ECS, Bedrock). Understanding of the ML lifecycle and experience contributing to capabilities like pipelines, model registries, feature stores, or monitoring systems. Exposure to Terraform, Kubernetes, Kafka, or similar distributed systems. Ability to collaborate cross-functionally and contribute to technical discussions with diverse stakeholders. Nice to haves Experience with Generative AI workflows (RAG pipelines, LLM APIs, prompt orchestration). Experience working in platform or enablement teams. Familiarity with TypeScript (for frontends or SDKs). Contributions to open source ML/infra tooling. Traits Motivated by platform enablement, building systems that help others succeed. Collaborative team player with clear, structured communication. Curious and eager to learn, with a growth mindset. Pragmatic problem solver who balances engineering quality with delivery. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence. As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our&nbsp;website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Machine Learning Engineer (AI Platform)

About the opportunity We are seeking a Technical Product Manager to support us in the journey of designing compliance as a product. We want to make sure our ways of working at N26 are fully compliant and we approach the challenge by focusing on the customer. You will join our Technical Operational Resilience (TOR) team to help us set the standard for FinTech resilience practices. In this role, you will: Solve Complex Compliance Challenges: Translate complex regulations into clear, actionable guidance, ensuring compliance is seamlessly integrated into product teams’ daily work and decision-making. Create Smart, Frictionless Processes: Design and implement user-centred compliance processes that are intuitive and efficient. Coordinate closely with cross-functional stakeholders to ensure these processes are well-aligned across teams. Monitor Process Effectiveness: Continuously assess the impact and adherence of compliance processes, working to refine and improve them based on feedback and performance data. Build the bridge between compliance and product development: Foster close partnerships with engineers, product managers, and team to embed an agile, product-centric approach to compliance. You’ll empower teams by providing clarity on regulatory and operational compliance requirements while ensuring they can work effectively&nbsp; Educate on and drive change: Design engaging, educational resources tailored to IT compliance for engineers, product managers, and agile coaches, ensuring they have the knowledge and tools necessary to meet compliance standards effectively. Build Automated Reporting &amp; Monitoring: Develop semi-automated compliance reporting and data-analytics solutions that provide continuous visibility into IT security and operational resilience. Act as the data gatekeeper, ensuring that information is accurate, accessible, and actionable. Ensure Alignment with Defense Lines: Coordinate all IT compliance activities with the bank’s 2nd and 3rd Lines of Defense to maintain consistency and readiness across internal audit functions. Establish Metrics: Build meaningful KPIs to communicate compliance status and readiness across the organisation, ensuring clear visibility for senior stakeholders. What you need to be successful: Strong Communication &amp; Product Mindset: Excellent communication skills combined with a deep product focus, enabling you to translate compliance into actionable steps for engineering teams. Technical Background: Background in Software, Platform Engineering, or Product Management, with familiarity with cloud infrastructure architecture, DevSecOps, and software development supply chains. Experience in Agile &amp; Engineering Environments: Proven experience working with Agile teams, including Engineering Managers, Product Owners, and Developers. You understand Agile best practices and have a knack for coordinating across interdisciplinary teams. Project &amp; Program Management Skills: Strong organisational abilities to manage complex compliance initiatives, track deliverables, and ensure alignment across departments. Fluent in English: Proficient in both written and spoken English to communicate effectively across teams. Self-Starter: Confident in navigating shifting priorities with ease and taking the initiative in complex environments. Results-Oriented: Not afraid to experiment, learn from mistakes, and make meaningful progress. Team Player: Collaborative by nature, actively supporting team members in reaching their goals. Continuous Improvement Mindset: Continuously seeks improvement, challenging the status quo and embracing feedback. Nice-to-haves: Experience with security and regulatory standards, such as ISO 27001, SOC2, NIST, COBIT, and Operational Resilience. Familiarity with European regulatory frameworks, including GDPR, the Cybersecurity Resilience Act, and DORA, as well as German banking regulations (MaRisk, KWG, KRITIS - BSI). Experience documenting processes in regulated environments. Knowledge of our products and enthusiasm for fintech and the banking industry. If you’re driven to bridge complex regulatory needs with cutting-edge product development, join us as we redefine compliance in a fast-paced, Agile tech environment. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Technical Product Manager

About the opportunity We are in search of a proactive and dedicated Manager to play a pivotal role in our AFC Operations department. This role is instrumental in ensuring the alignment with pertinent regulations and our internal policies related to Anti-Financial Crime (AFC), establishing a trustworthy compliance culture within N26. In this role, you will: As an AFC Operations Manager, you will assume responsibility for the oversight of a variety of Anti-Financial Crime tasks including but not limited to only guiding a team of AFC Investigators and working in collaboration with other Team Leads. Your role will be central to building bridges between operational execution and strategic management, ensuring seamless interaction and effective project and process implementation. Your responsibilities will include:&nbsp; Actively lead and engage with Team-leads and Associates, guiding the implementation of strategic initiatives and objectives, and fostering collaborative and inclusive team dynamics. Driving internal improvement projects with considerable impact, while being up-to-date with regulatory alterations, ensuring that the team is informed and processes are compliant. Lead the team in identifying and mitigating risks, ensuring a culture of risk awareness and proactive management through comprehensive action plans. Serve as a key figure in communications with external and internal stakeholders, leading with extensive regulatory knowledge and industry best practices, and setting an example in professional external engagement. Lead the utilization of data analytics to strategically monitor KPIs, exceed SLAs, and anticipate operational and/or market trends, demonstrating a commitment to informed data-driven leadership. Participating in and contributing to the design and implementation of compliance operational procedures and processes. Fostering a positive and motivational environment, encouraging team members to reach their full potential, and contributing to their professional development. Take charge of the Italian market’s compliance landscape, demonstrating adept leadership in navigating its complexities, deepening our local expertise, and ensuring stringent alignment with evolving regulatory requirements. What you need to be successful: Background:&nbsp; Significant experience in Anti Financial Crime, AML, Compliance or similar fields. Demonstrated proven experience in managing teams and influencing to harmonizing organizational structures and processes in a complex environment. Comprehensive understanding of the local regulatory framework in Italy. Skills: Proficient in English and Italian. Good knowledge of regulations. Demonstrated exceptional leadership skills, including conflict resolution, fostering a collaborative team environment, and leading teams through complex regulatory landscapes Ability to analyze data to inform decisions and forecasts. Hands-on leadership approach, with a willingness to directly engage in team development and act as a mentor for the further leadership teams.&nbsp; Traits: A strong proponent for fostering a learning culture within the team and leading by example in challenging the status quo. Ability to strategically align global objectives with local actions, demonstrating decisiveness and a strong bias for informed action. Capacity to give and receive open, direct, and timely feedback. A self-starter who actively cultivates leadership qualities in others, encouraging team members to succeed and grow. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Vacation days vary depending on your location of work. Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sound good? Apply now for this position. N26 is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status or disability status. &nbsp;

AFCO Manager Italy

ICT Training and Awareness Manager Department: CISO Office About the opportunity Are you ready for your next career step? We are seeking a highly skilled and experienced ICT Security Training and Awareness Manager to join the Data Protection and Governance team within the CISO Office. In this pivotal role, you will be the creative force behind driving awareness and training campaigns to promote a positive information security culture across the related functions within the CISO office.&nbsp; You will also be instrumental in reducing&nbsp; human risk on behalf of the three CISO Office teams, namely: ICT Governance Risk and Compliance, Business Continuity Management, Data Protection and Data Governance.&nbsp; &nbsp; In this role you will Be a part of the bank’s risk function (2nd Line of Defense), reporting to the Senior Lead of Group Data Governance Strategy within the CISO team Collaborate with all the CISO teams to align training with the latest security risks, emerging regulations, and organizational objectives. Design and deliver training and awareness programmes and initiatives. Experienced in running large-scale awareness campaigns end-to-end (e.g. Security Days), including budgeting, office and logistics planning, driving cross-functional collaboration and coordinating with the security teams (Security Alliance). Develop the training roadmap, including new course creation, updating existing courses, and retiring legacy courses. Partner with subject matter experts to conduct&nbsp; needs assessment for training, awareness, and security guidance projects requirements. Use modern approaches such as gamification to create exciting and engaging multimedia training materials such as e-learning modules, videos, interactive content, and presentations to support ongoing training, engagement, and awareness initiatives. Lead end-to-end training programmes for senior leadership, developers and externals covering data protection, secure coding, security controls and privacy obligations. Promote a culture of managed and protected data by continuously improving training programs and planning, co-ordinating and running events that promote a security culture and to ensure they are aligned with evolving business needs, security challenges, and compliance requirements. Report on training outcomes, tracking participation, progress, and impact across the organization, providing insights to senior leadership. Maintaining training records and documentation to ensure compliance with internal policies and external regulatory standards. What you need to be successful Background 3–4 years of dedicated experience in training and awareness, or learning and development. Mandatory expertise in ICT Governance, Risk and Compliance, Business Continuity Management, Data Protection, and Data Governance. Familiarity with critical banking regulations (e.g., DORA, GDPR, MaRisk or other regulations and relevant frameworks and best practices such as: ISO 27001, OWASP,etc…). Understanding of key IT security domains: IT infrastructure, network security, application security, and cloud security. Highly Desirable Skills: Previous exposure to information security within the banking or financial services industry. Experience in organisational change management, communication, or events management. Proficiency in leveraging AI tools, multimedia techniques, and AI-based content creation tools (e.g., Gemini, Google Vids, Workday) to produce engaging training material. Skills Strong creative skills with the ability to build clear storylines and excellent visual content Strong project management skills with the ability to manage multiple tasks and projects simultaneously. At least a&nbsp; basic understanding of programming is required. Effective communication and interpersonal skills, with the ability to explain technical concepts to non-technical stakeholders. Strong report-writing and content creation skills. Fluency in English is required; German is a plus. &nbsp; Traits Adaptable and open to learning, with a keen interest in staying up-to-date with the latest trends and developments in IT, information security, data privacy and data governance. Passion for ICT, the data environment, training and relaying complex ideas in simple ways. Detail-oriented and meticulous in ensuring accuracy and thoroughness in all tasks. Proactive, resourceful and self-motivated, with the ability to work independently and as part of a team. Collaborative, able to work well with teams and stakeholders. Strong topic ownership and a bias for action. Critical thinking and a drive to improve the status quo. Both attention to detail and strong conceptual thinking. Resilience in a fast-changing and agile environment. Actively help oneself and the team to be successful. Willingness to continuously learn and act upon direct feedback. High ethical standards and integrity, with a strong commitment to confidentiality and data protection. &nbsp; What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26. &nbsp;

ICT Training and Awareness Manager

About the opportunity We are seeking a&nbsp;Executive Assistant (EA) and Corporate Governance Support to ensure the seamless execution of legal governance processes, C-level operations and stakeholder interactions. This is a dynamic, high-trust role where you will act as a trusted gatekeeper and key communication bridge between the Legal Leadership Team, the CEO Office and external regulators, offering you unparalleled exposure to corporate governance and strategic decision-making at the highest level. In this role, you will: Act as a strategic partner to the General Counsel by ensuring the seamless execution of day-to-day operations, stakeholder interactions, and legal governance processes. Your work will enable the General Counsel and Legal Leadership Team to focus on high-impact priorities by expertly managing schedules, communication, and projects - while also coordinating across teams to uphold regulatory, corporate, and executive standards. Manage the General Counsel’s complex calendar including vetting, prioritising, and optimising scheduling to align with legal, regulatory, and strategic priorities. Act as a trusted gatekeeper by reviewing incoming requests and communications, assessing urgency, and managing expectations to protect the General Counsel’s focus. Coordinate national and international travel arrangements, including itineraries, visa requirements, hotel bookings, and logistical briefings for off-sites, Board meetings, and regulatory engagements. Ensure meeting agendas, briefing documents, and talking points are prepared in advance of key internal and external meetings, including those with law firms, regulators, and Board members. Draft, review, and finalise legal correspondence, internal memos, and presentations in close coordination with the General Counsel. Proactively resolve day-to-day administrative or operational issues, acting independently and escalating only when necessary. Handle general administrative tasks such as expense reports, internal approvals, post management, and procurement requests. Track and follow up on legal and regulatory action items and deadlines, ensuring deliverables are met and stakeholders are informed. Support or manage logistics for Legal Team offsites, leadership workshops, and all-hands meetings. Act as a key partner to the Legal Leadership Team, maintaining an effective rhythm of meetings, updates, and documentation. Support internal Legal projects such as policy reviews, legal operations improvements, and risk mitigation efforts. Corporate Law &amp; Governance Support Partner with the General Counsel and Corporate Law team on governance processes relating to the Supervisory Board, Management Board, and Shareholders. Coordinate logistics, prepare formal invitations, and manage documentation and follow-ups for General Meetings and Board sessions. Support the planning and execution of General Meetings of Shareholders, including vote tracking, PoA management, and shareholder communications. Maintain and update investor and stakeholder contact lists in collaboration with the Corporate Law team. Assist with preparing, proofreading, and coordinating formal legal correspondence, including shareholder resolutions, corporate structure changes, and regulatory filings. Collaborate with the Corporate Law team on document flows, filings, and coordination with external counsel and notaries. CEO Office &amp; Company-wide Collaboration Organise team events, workshops, and all-hands meetings for both the Legal Team and the CEO Office, ensuring seamless on-site and off-site coordination. Act as a key communication bridge between the Legal Team, Corporate Law, CEO Office, and other departments on operational and strategic initiatives. Support wider CEO Office initiatives including branding, process optimisation, leadership events, and offsites. Collaborate with the broader EA team to drive efficiency, alignment, and coverage during absences. Build and maintain strong relationships across the Legal function, CEO Office, Executive Leadership Team, and external stakeholders such as law firms, notaries, and regulators. Report into the N26 CEO Office and contribute to ways of working, communications, and operational excellence. Maintain the highest level of confidentiality and discretion when handling sensitive legal, strategic, and corporate information.&nbsp; What you need to be successful: Background:&nbsp; 3–5 years of relevant experience supporting senior executives in fast-paced, high-responsibility environments - ideally within legal, financial services, or other regulated industries. Previous experience working with legal professionals or within a Legal or Corporate Governance function is highly valued. Familiarity with corporate law, compliance topics, governance processes, or working with external counsel, notaries, and regulators is a strong advantage. Fluency in business-level English is required; German language skills are a plus. This is a hybrid role based in Berlin, with the expectation to adhere to company in-office requirements, currently a minimum of two days per week. Additional in-office presence may be required, subject to the needs of the General Counsel. Skills Excellent communicator in English - both written and verbal - with strong emotional intelligence and the ability to build trust across diverse teams and senior stakeholders. Knowledge of German not required, but preferred. Proven ability to manage confidential and sensitive matters with the utmost discretion and professionalism. Outstanding organisational and time management skills, with the ability to handle multiple priorities and deliver high-quality results independently. Comfortable working in complex environments and proactively identifying ways to improve communication, operations, and efficiency. Strong drafting, proofreading, and editing skills, with attention to detail and the ability to produce clear, concise, and high-impact documents. Proficient in digital tools and platforms for executive support—such as office software, calendar management tools, expense systems, and legal/governance platforms (e.g. DocuSign, board portals). A reliable, solutions-oriented team player with a collaborative mindset, a commitment to excellence, and a drive to support those around you. Sound judgement and the ability to assess when to act independently and when to consult or escalate to ensure alignment. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Executive Assistant to the General Counsel

Please note: We highly encourage you to attach your most recent portfolio and CV in English to your application. Applications without a portfolio will not be considered. We are looking for Senior Product Designer(s) to join N26’s UX Team and the Lending &amp; Savings segment. In this role, you will be working in a cross-functional team to collaboratively deliver great user experience of our product offering(s). You will report to our Heads of UX within the Lending &amp; Savings.&nbsp; We believe our team’s diversity is our strength. The more perspectives at the table, the better. Please apply regardless of your identity, experience, or background. N26 has reimagined banking for today’s digital world. Technology and design empower everything we do, and it’s how we are building the global banking platform the world loves to use. Founded in 2013, N26 serves +7 million customers across 24 markets. N26’s UX Team is part of the larger Product &amp; UX organization. We are a multidisciplinary team of 40+ talented individuals (known as “UXers”), who practice Product Design, User Research, UX Writing, and Design Operations. Most of our UXers are distributed across various cross-functional teams, looking after different product verticals. Our team is based in Berlin and Barcelona. About Lending &amp; Savings Segment: As the Senior Product Designer for the Lending &amp; Savings segment with a focus on a range of financial products, including Instant Savings, Overdraft, Consumer Credit (loans), Installment Loans (BNPL), and Instant Savings. The team is working to further develop the portfolio of products by expanding ‌use cases to address a wider range of use needs, while extending access to customers across our 24 markets. As a key component of both the N26 customer experience and N26’s financial success, this role presents the opportunity to have a huge impact on N26’s future success. In this role, you will: Own and drive the UX and Product metrics for your team: Take responsibility for the entire design process from initial research, ideation, conceptualization and design, to testing and validation.&nbsp; Turn user problems detected across all feedback channels into product opportunities: Work together with other UXers, data analysts, product managers, engineers, etc. to oversee the development of a product from problem definition, conceptualization, to launch. Enhance the delightfulness: Design mobile and web interfaces that are incredibly simple, elegant, and enjoyable for users. Contribute to design excellence and consistency: Advocate for and nurture our NXD (N26 Experience Design) Design System.&nbsp; What you need to be successful: 5+ years of experience&nbsp;designing digital products (mobile and web) in crossfunctional product teams. Advanced proficiency in Figma, with proven ability to apply strong design craft from wireframes and prototypes to production ready interfaces and scalable design components. Strong UX foundation and design craft, enabling you to deliver high quality work across the end to end product design process. Experience working with and contributing to design systems, ensuring consistency and scalability across products. Ability to plan and facilitate collaborative design sessions&nbsp;(e.g. critiques, design sprints, journey mapping) to drive alignment and outcomes. Experience leveraging user research and data insights&nbsp;to inform design decisions and the initiative to proactively seek them out when not readily available. Ability to collaborate effectively&nbsp;with product managers, engineers, researchers, and writers to ship impactful work. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26. &nbsp;

Senior Product Designer - Lending & Savings

About the Opportunity We are looking for a Senior Manager Regulatory Project Management to join N26 and play a critical role in strengthening our regulatory resilience. This role is responsible for the trusted coordination, execution, and oversight of high-impact regulatory projects, ensuring consistent, audit-proof implementation across the organization. You will act as a central point of coordination between regulators, internal stakeholders, and senior leadership, operating in a highly visible and strategically important role. In this role, you will: &nbsp; Own and coordinate the Regulatory Resilience Program Office (RRPO), acting as the single source of truth for tracking, monitoring, and reporting regulatory findings across all supervisory and internal audits (e.g. SREP, §44 audits, Internal Audit, Annual Financial Statement Audits). Lead the preparation, coordination, and execution of supervisory audits and regulatory projects, ensuring high quality, consistency, and timely delivery across external audits and internal initiatives with high regulatory impact. Act as the Single Point of Contact (SPOC) for supervisory monitors throughout the full lifecycle of audits and monitoring engagements, including managing all inbound and outbound communication with regulators. Shape and drive the regulatory project agenda, proposing prioritization and sequencing of regulatory initiatives based on audit findings, upcoming supervisory reviews, and the regulatory roadmap for Management Board decision-making. Coordinate and quality-assure the strategic remediation of regulatory findings, ensuring consistent, efficient, and high-quality closure across departments. Support First Line of Defense teams in understanding and implementing regulatory requirements, including guidance on the Three Lines of Defense model, process improvements, and regulatory change outcomes. Coordinate closely with Compliance, Risk Management, Legal, IT, Operations, and PTX to ensure regulatory requirements are implemented effectively and aligned with regulatory deadlines. What you need to be successful: Background: University degree in Business Administration, Finance, Law, Risk Management, or a comparable field. Several years of experience coordinating complex, regulatory-driven projects within a bank, fintech, or regulated financial institution, ideally covering topics such as MiFID II, DORA, CRR/CRD amendments, or similar supervisory initiatives. Strong hands-on experience in regulatory project management, audit coordination, and remediation tracking. Proven understanding of German and European supervisory law, including KWG, MaRisk, CRR/CRD, Delegated Acts, and BaFin circulars.Solid knowledge of the Three Lines of Defense model and financial institution governance structures. Experience working with both classical and agile project management methodologies. Skills: Excellent communication and stakeholder management skills, with the ability to convey complex regulatory topics clearly to both subject matter experts and senior executive audiences. High level of diplomacy and negotiation skills, especially in audit-heavy and high-pressure environments. Strong prioritization skills, resilience, and the ability to perform effectively under regulatory and supervisory pressure. Fluency in German and English &nbsp; What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Senior Manager of Regulatory Project Management

About the opportunity We are seeking an experienced and dedicated Outsourcing Manager to join our Central Outsourcing Management (COSM) team. As a 2LoD&nbsp;function, COSM is responsible for methodology, policy adherence, and providing expert challenge across all outsourcing and Third-Party Risk Management (TPRM) activities.This is a senior role that is instrumental in driving the maturity of the Outsourcing Governance Framework in response to the significantly increased regulatory focus on outsourcing resilience and compliance. The successful candidate will act as the organization's primary Subject Matter Expert (SME), ensuring our framework is audit-proof and operational risks are actively steered and mitigated. You will also be expected to mentor junior team members and contribute to the growth of the overall function. In this role, you will: Own the ongoing development, maintenance, and deployment of the outsourcing methodology across all business units, including associated tools, templates, reporting standards, and escalation processes. Drive and coordinate the Third-Party Risk Assessment (TPRA) process for all new and reassessed services, providing second-line review and challenge to ensure effective compliance with MaRisk AT 9 and DORA. Act as the essential go-to person for outsourcing Business-as-Usual (BAU) and complex edge cases, providing support to business partners and ensuring N26 operations run without compliance gaps. Independently execute 2nd Line of Defense controls and sample testing to validate the adherence and effectiveness of the outsourcing framework, with a focus on monitoring material and non-material outsourcing arrangements. Ensure that agreements, SLAs, KRIs, and KPIs are properly documented and maintained in accordance with local regulations and internal standards, and oversee adherence across the third-party lifecycle. Lead the critical review and design of testing for the Business Owners' Contingency and Exit &amp; Termination (E&amp;T) plans, ensuring audit-proof compliance with DORA requirements. Prepare, finalize, and draft the mandatory year-end outsourcing report and manage the regulatory notification process (announcing outsourcing) to BaFin. Lead remediation projects resulting from internal/external audits or regulatory findings, ensuring timely and effective implementation of corrective measures. Ensure that the outsourcing register of information is kept accurate and fully up to date, ensuring compliance with local regulatory requirements. What you need to be successful: Background:&nbsp; University degree in Business Administration, Finance, Law (with a focus on IT law), Information Security, Business (Information Technology), Computer Science, or a comparable field of study. A minimum of 3 years of focused professional experience in the Second Line of Defense compliance, Outsourcing, or Third-Party Risk Management environment within a regulated financial institution. Expert knowledge and experience in applying&nbsp;KWG, MaRisk AT 9, DORA, and EBA Guidelines. Proven experience in DORA implementation is a significant advantage. Skills:&nbsp; Exceptional communication skills and&nbsp;highly accustomed to conveying complex regulatory messages in an easily understandable way to non-experts. Proven ability to present findings and report to senior executive bodies (Management Board/Supervisory Committee). Confidence regarding challenging existing processes and supporting arguments with backed-up regulatory reasoning. Fluent English language skills are required. Fluent German (B2/C1 equivalent) is a strong plus for regulatory interaction, audit meetings, and interpreting local legal texts. Ability to find pragmatic solutions in a fast-paced environment. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Outsourcing Manager

About the opportunity: Banking Foundations domain mission for N26 is to provide secure and compliant banking services that are frictionless and innovative for customers, while enabling efficient operations and informed decision-making for our staff. We achieve this through robust customer identity verification, proactive risk management, and seamless customer support. This foundation enables N26 to achieve sustainable growth while maintaining the highest levels of trust with our customers and regulators. &nbsp; Our cross-functional teams are passionate about collaboration and sharing knowledge, as well as working with a high degree of autonomy. As a Senior Android Engineer you will be encouraged to embrace the latest technological updates and given a platform to work on complex, interesting problems on a daily basis. You will be working on a modularized project powered by our own design system and development tools - the result being an app that millions of people love to use.&nbsp; In this role, you will: Work in cross-functional teams, understand how the entire puzzle fits together instead of just being a solitary piece Take ownership and have an impact on the product Ask "Why?" and be prepared to be asked "What do you think about it?" Engage in knowledge-sharing within your team as well as beyond Understand and work with Agile development methodologies&nbsp; What you need to be successful: Experience with the Android Open Source Platform and Material Design principles Experience with Kotlin Experience with Reactive programming -&nbsp; Kotlin coroutines - Flow You strive to build Android applications that can be summarized as RSA - Responsive, Slick and Attractive. You also understand why RSA is important for a Mobile Bank from a cryptographic point of view. Code quality tingles your senses - you can see, feel and smell the difference between good and bad architecture. You engage in proactive software development but still understand Reactive programming paradigms. You'd rather take a Dagger to your heart than have flaky code sitting around for a long time. Test cases are the first things you think of before building a feature and the last things you check before pushing your code. You like Compose and use it fluently Great communication skills, both written and verbal. Ability to drive iterations to improve even further your work. Nice-to-haves Experience with Model-View-ViewModel architectural patterns Able to build software with a focus on testability - Test/Behaviour Driven Development, Dependency Injection Active participant/speaker at meet-ups and conferences in the Android community&nbsp; What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds.&nbsp; A relocation package with visa support for those who need it &nbsp; Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Senior Android Engineer - Banking Foundations

About the opportunity We’re looking for a talented Motion Graphics Designer to join our Creative Studio in Berlin. In this role, you’ll help bring the N26 creative vision to life by producing high-quality motion work across global campaigns and product experiences. You’ll collaborate closely with designers, creatives, and cross-functional teams to craft compelling animations that elevate our brand. In this role, you will: Create polished and engaging 2D and 3D motion graphics, turning briefs and design concepts into visually impactful animations. Produce high-quality motion sequences including product renders, UI interactions, and environment animations. Develop and integrate 3D assets into motion projects, ensuring cohesive visual storytelling. Work across multiple projects at once while maintaining strong attention to detail and craft. Collaborate with designers, writers, and creative leads to bring ideas to life in a thoughtful, design-driven way. Contribute to improving workflows and processes within the motion team. Stay up to date with motion design trends and continuously refine your craft. &nbsp; What you need to be successful: Background:&nbsp; A degree in Motion Graphics, Design, 3D Animation, or a related field. 3–5 years of motion design experience (agency or in-house). A strong portfolio showcasing 2D and/or 3D motion work for consumer brands. Skills:&nbsp; Solid experience creating functional, impactful motion assets across social, content, and product-driven campaigns. Ability to translate design concepts into strong motion storytelling. Good asset management and organizational habits. Strong collaboration skills and comfort working in a fast-paced creative environment. Proficiency in Adobe Creative Suite (After Effects, Premiere, Photoshop). Experience with Figma. Experience with Cinema 4D, Redshift, or other 3D tools is a strong plus, but not mandatory. Ability to create storyboards, graphic layouts, and animatics. Able to work at speed without compromising quality. A showreel demonstrating your motion capabilities. Fluency in English. Traits: Proactive and supportive — you help yourself and others succeed. Curious, eager to learn, and comfortable challenging the status quo. Globally minded, with a hands-on approach. Strong bias for action. Comfortable giving and receiving constructive feedback. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26. &nbsp;

Motion Graphics Designer

About the opportunity We are seeking a passionate Product manager with a desire to develop innovative products and an innate interest in financial technology to join our Customer Identity group. As a (Senior) Product Manager in the Customer Identity space, you will be responsible for supporting customer identity verification topics aiming to enable a secure, reliable, and frictionless experience for N26 users globally during customer onboarding and rest of the lifecycle. You will be working in a cross-functional team of product managers, product designers, engineers, and data scientists who develop and maintain the products. You will also be partnering with various areas in the bank to offer advice and support on a large portfolio of new and existing product and market launches.&nbsp; In this role you will: Support strategic discussions and product designs in the customer identity product area Create and support the execution of the product roadmaps, with an outcome/ KPI-driven mindset Ensure product rollouts are delivered successfully by working cross-functionally with local market teams, marketing, operations, compliance, and the engineering team. Work with stakeholders to support customer onboarding (with focus on customer identity verification), new product launches and expansion plans. Partner with stakeholders across N26 to define your team goals and drive it to achieve success. Run discoveries in different areas in the company in order to identify pain points and opportunities, brainstorm solutions and impact customers’ onboarding experience. Work with the business teams, other product managers, designers, and engineers across the organization to improve the onboarding experience for customer identity verification (KYC) across multiple markets and verification options. Collaborate with external partners to ensure frictionless customer experience through seamless integration with partner products and effective customisation for N26 customer needs&nbsp; Collaborate with external partners and areas in the company aiming to be up-to-date with the latest market trends. What you need to be successful: At least 3 years of experience in Product Management Relevant experience in managing high-volume B2C onboarding funnel, conversion is a must-have and experience in KYC, or Identity verification would be preferred Experience working in a FinTech, banking environment, InsureTech, payment processor, or similar regulated environment is a must-have Experience working with vendor solutions - including driving feature requests and customisations (nice to have) Very hands-on with strong quantitative and analytical skills is a must-have (familiarity with SQL is a plus) Exceptional verbal and written communication skills Strong understanding of agile product development and delivery Tech awareness is a must-have. Curiosity, and familiarity with new technologies and databases (nice to have). Digitally native and have a high drive for meeting customer needs. A high level of integrity and work ethic with an intrinsic desire to deliver high-quality end products. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence. As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Senior Product Manager - Legal Identity

Credit Risk Senior Associate (Retail Mortgage) Please note this position is based in Berlin, Germany - relocation support can be provided.&nbsp; Credit Risk Senior Associate - Retail Mortgages N26 is looking for a Credit Risk Senior Associate to join N26's Retail Mortgage team. The core purpose is to design, implement, and manage robust data analytics and second-line process controls for the mortgage portfolio. The role emphasizes deep methodological expertise with data processing tools (SQL, Python, R) and a proactive curiosity for broader mortgage business aspects, including macroeconomic analysis of collateral and digital process controls. The Senior Associate will ensure rigorous regulatory compliance (Dutch, EU, German, especially EBA GL LOM) and contribute to scaling the credit risk function through data-driven insights and control effectiveness. In this role you will Contribute significantly to the further development of N26's mortgage credit risk function, aligning with N26's growth aspirations, robust risk management objectives, and stringent regulatory compliance requirements within the retail mortgage business. Play a key role in the continuous enhancement of N26's global mortgage governance framework, policies, and procedures, ensuring full alignment with the latest Dutch (e.g., THRK), European (e.g., EBA GL LOM), and German (MaRisk, KWG) regulations. Support the further development and seamless implementation of end-to-end mortgage credit processes and criteria. This includes, but is not limited to, loan granting, comprehensive collateral management, sophisticated monitoring, proactive early warning systems, intensified and problem loan management, and accurate loan loss provisioning. Design, implement, and operate robust second-line control frameworks and tools for mortgage processes and the portfolio, including for the oversight of business activities and effective monitoring of third-party service providers. Develop and maintain a resilient and accurate mortgage credit risk database, crucial for precise portfolio and single case monitoring, portfolio reporting, and loan loss provisioning, with a strong focus on data quality and integrity. Conduct in-depth data analysis and support further development of quantitative models (PD, LGD) to assess key risk indicators across obligor, collateral, and portfolio levels within the mortgage domain. Proactively run comprehensive risk analyses, including assessing the impact of macroeconomic factors on collateral values and broader portfolio performance. Partner with Mortgage Business, Group Treasury, Capital Markets, Corporate Finance, Risk Controlling, Accounting, Regulatory Reporting, and Tech departments to implement credit requirements, help ensure transparency, and compliance with applicable credit law and regulations, and contribute to establishing a risk culture in the organization. &nbsp; Background Bachelor's degree in finance, econometrics, statistics, mathematics, computer science, or a comparable quantitative field; an additional qualification (e.g., Master's degree in a relevant field, passed CFA or FRM exams) is a strong plus. 3+ years of experience in credit risk management (experience with retail mortgages is an advantage), data analytics, process controls, or credit risk methodology development. Previous experience in a FinTech environment is a plus. Skills Proven experience in building, implementing, and running credit process controls and oversight frameworks. Good understanding of key risk indicators across obligor, collateral, and portfolio levels within the mortgage domain. Solid understanding of processes across the entire mortgage value chain (e.g., credit decisioning, monitoring, early warning, intensified and problem loan management). Solid knowledge of European regulations (e.g. EBA), exposure to Dutch mortgage regulations (e.g., THRK) or German (MaRisk, KWG) regulations being advantageous; successful track record of understanding their implementation and liaising with supervisory authorities is a strong plus. Strong proficiency in SQL for data extraction, manipulation, and analysis; experience with other programming languages (like Python or R, or other data processing tools) for quantitative analysis and model development is a significant advantage. Solid knowledge of credit risk methodology, including PD/LGD models, debt-servicing ability, and advanced collateral valuation techniques, with a keen understanding of integrating ESG factors. Strong analytical and quantitative skills, with the ability to independently generate actionable insights from complex data. Experience with data governance and data quality management processes is a strong plus. Fluent English (German and/or Dutch is a plus). Traits Curiosity and Hands-On Approach: An inherent curiosity about the underlying mechanics of the mortgage business, macroeconomic factors impacting collateral values, and a strong hands-on attitude towards problem-solving. Analytical Rigor &amp; Attention to Detail: Possessing a meticulous attention to detail coupled with exceptional analytical and problem-solving skills. Proactive Drive for Improvement: A strong drive to challenge existing processes for the better, identify areas for enhancement, and proactively implement data-driven solutions. Bridge Complexity: Excellent communication skills, particularly the ability to translate complex technical and quantitative analyses into clear, concise insights for various stakeholders. Continuous Learning: An eagerness to continuously learn new methodologies, technologies, and regulatory developments, adapting quickly in a fast-changing environment. Strong Ownership: A very strong sense of ownership, taking full accountability for deliverables and demonstrating a "get things done" approach with an autonomous attitude. Collaborative Mindset: A positive and collaborative mindset, actively helping oneself and the team to be successful in an open and supportive environment. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Credit Risk Senior Associate - Retail Mortgage - Relocation to Berlin

Lead and develop a team of dedicated professionals in order to deliver best-in-class global Banking Operations experience.&nbsp; Co-building and implementing vision and strategy for your area and the department, aligning with the overall banking operations strategy, contributing to strategic and tactical matters. Ensure with your team and the different stakeholders the readiness in case of a new product or market, and take all the necessary actions to secure the launches.&nbsp; Improve end-to-end process effectiveness and efficiency in line with the commitments on respective local regulation for existing and for new markets. Proactively find opportunities to explore and implement new technologies that harness the full potential of our unique banking model and our infrastructure - prioritized in a proper roadmap, developed with internal stakeholders, which .needs to be aligned with and decided by the Head of function. Responsible for leading and overseeing the strategic management, planning, and performance governance of Outsourcing partners to ensure alignment with operational objectives and service excellence. With your process Improvement experience, you support the continuous improvement framework in the department. You proactively identify, prioritise and manage key projects and opportunities to independently scope and execute end-to-end, improve through standardisation and automation, support Change Management and challenge the Status Quo.&nbsp;&nbsp; Using a data-driven approach, refine and further develop key metrics to measure quality and efficiency of our banking processes and services. You define metrics to monitor, analyse and improve processes and performance together with the reporting associates in your team and the data team. Create and maintain the necessary infrastructure to track business impact of improvement initiatives and changes. Carry the voice of the customer within the team and in collaboration with others to initiate and implement actions to improve the quality of services delivered to our customer base.&nbsp; As a key stakeholder on risk management, you ensure to proactively manage the risk. Help the operational teams with the analysis of incidents, and with the implementation of workarounds formulate solutions to mitigate risks and minimize the impact for our customers. Implement and improve communication formats to ensure bilateral communication with the operational teams, Product and other stakeholders, incl. market-facing improvement roadmap&nbsp; &nbsp; What you’ll need to be successful Background &amp; Skills You have experience and a proven track record as a leader in European Banking&nbsp; Operations, You bring demonstrated people leadership experience,You bring an innovative and customer-oriented mindset and a strong delivery mentality with a focus on execution. The customer is always at the forefront of your mind, and your entrepreneurial spirit will help us delivering best-in-class banking services You have excellent stakeholder management skills with an ability to connect at all levels of an international organization. Comfort with both written and verbal communication. additional languages relevant to our markets are a plus. Analytical mindset and an ability to monitor and analyze data and use this to inform, prioritize and guide your management decisions What we offer A fair, transparent, and confidential recruitment process On-time, clear feedback and open communication The opportunity to positively impact your career journey as you continue to grow with us 💥 &nbsp;

Senior Manager Banking Operations

About the opportunity We are seeking a highly driven Business Strategy Manager to join our team in Berlin or Barcelona, focusing on Customer Support Operational Excellence and Support Channels Strategy. This role is ideal for someone who thrives in a fast-paced environment and is excited to help scale operations in alignment with N26’s hyper-growth ambitions as a global fintech. We're looking for a hands-on problem solver—someone ready to roll up their sleeves and dive deep into all areas of the business to support millions of customers worldwide. You will play a pivotal role in driving our growth, expansion, and ongoing compliance efforts by collaborating with both internal and external stakeholders to shape business strategies and enable operational change. In this role, you will report to the Head of Customer Support &amp; Operations Enablement business domain and work closely with Product &amp; Tech and Operations teams, serving as one of their key business partners. In this role, you will: Lead continuous improvement initiatives by analyzing workflows and performance metrics to identify inefficiencies, streamline processes, implement automation, and support scalable business growth. Define and prioritize projects, setting timelines to achieve goals efficiently. Monitor KPIs and SLAs to ensure alignment with company objectives, proactively reviewing data and performance insights. Develop business cases to evaluate the cost, impact and value of new opportunities. Manage and maintain critical vendor and external service provider relationships, ensuring strong collaboration, performance tracking, and compliance with SLAs and risk management protocols. Become a subject matter expert in some operational area by gaining a deep understanding of the infrastructure and related processes. Support strategic initiatives from design through execution and ongoing refinement. Serve as a central liaison for cross-functional teams including Product &amp; Tech, Data, Operations, Compliance, Legal and Finance. Apply and advance key business skills such as data analysis, vendor management, stakeholder engagement, and strategic project leadership. What you need to be successful: Background Bachelor's degree in STEM, Finance, Accounting, Economics, Business Management or a related field from a top-tier university 4+ years of experience in fast-paced environments such as fintech, banking, consulting, startups, or corporate strategy roles—ideally within regulated industries or financial services Proven experience managing business process outsourcing and external vendors, with strong collaboration across internal and external stakeholders Track record of successfully leading and implementing continuous improvement initiatives Strong understanding of scalable process design, automation technologies, and standardization best practices An analytical mindset to deconstruct complex problems with a focus on delivering data-driven impact Skills Project management experience, particularly in cross-functional teams with Product, Tech, or Operations Ability to collaborate effectively with diverse teams in a multicultural environment across various areas of expertise Comfortable working independently on compliance and regulatory-related topics and engaging with relevant stakeholders Excellent organizational skills and ability to manage multiple priorities under tight deadlines Agile mindset with strong problem-solving abilities and a proactive, growth-oriented attitude Exceptional attention to detail and analytical skills; fluency in Excel and project management tools is essential Proficient in SQL and confident in working with data to drive decisions Strong storytelling and visual communication skills using PowerPoint Passion for the banking and fintech industry, with a desire to deepen understanding of how N26 operates Experience with operational processes optimization and understanding key drivers of customer satisfaction are a plus Traits Deep understanding of N26’s business model and a desire to make a meaningful impact Thrive in fast-paced, dynamic, and high-pressure environments Demonstrate a strong bias for action and execution Open to giving and receiving clear, direct, and timely feedback What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Business Strategy Manager - Assistance

ICT GRC - Risk &amp; Compliance Manager About the opportunity Are you ready to take the next step in your career? As an ICT GRC - Risk &amp; Compliance Manager, you will play a pivotal role in shaping how we manage IT risks in an increasingly AI-driven financial landscape. In this role, you’ll be at the forefront of risk management and compliance, ensuring our IT systems remain secure, resilient, and aligned with evolving regulations. You’ll work closely with tech, security, and compliance teams to strengthen risk frameworks, enhance resilience, and drive smarter decision-making. As AI and automation become essential in risk management, you’ll help explore and implement automation and AI-driven solutions to improve risk assessments, identify emerging threats, and streamline compliance processes. This is an opportunity to not just keep up with change, but to help shape it. If you're looking for a role where AI, automation, and ICT Risk and compliance intersect, and where your expertise can have a real impact, this is it. In this role you will Function as a key member of the bank's risk function (Second Line of Defense), reporting directly to the Deputy CISO and maintaining close collaboration with First Line of Defense teams on matters of ICT risk management. Actively engage in the ICT Risk Management process, encompassing proactive risk assessment, analysis, treatment plan identification, mitigation, and ongoing monitoring. Drive the maturity of the ICT Risk Management framework in adherence to DORA act. Proactively conduct risk assessments to identify ICT risks within the bank's IT infrastructure and propose appropriate mitigation strategies. Collaborate with cross-functional teams, including product, technology, security, and other First Line of Defense teams, to identify and implement risk treatment plans. Maintain the ICT risk register, ensuring the accuracy and completeness of ICT risks. Proactively report progress and updates to the team, providing detailed reports and presentations on the status of identified risks, mitigation efforts, and compliance. Leverage artificial intelligence tools and technologies to enhance risk management and compliance processes. Ensure that all communication is clear, actionable, and aligned with the bank's overarching risk management strategy. Facilitate regular meetings with key stakeholders to discuss risk status, challenges, and next steps, fostering a culture of continuous improvement and proactive risk management. &nbsp; What you need to be successful Background Bachelor`s degree in Information Technology, Computer Science, Information Security, or a related field. Professional certifications such as CISA / CISM / CRISC, or equivalent are highly desirable. Minimum of 6 years of experience in IT risk management, information security, and compliance, preferably within the banking or financial services industry. In-depth knowledge of relevant regulatory requirements, such as MaRisk, BAIT, DORA and industry standards such as ISO 27001/27002, NIST, etc. Strong understanding of IT infrastructure, network security, application security, and cloud security. Should be able to leverage AI tools and techniques to enhance risk assessment, compliance monitoring, and the identification of emerging threats. Skills Excellent analytical and problem-solving skills, with the ability to identify and assess complex IT and information security risks. Possesses expertise in assessing, writing and managing IT risks, threats and the ability to connect it with the appropriate controls. Ability to proactively recommend improvements to the area based on your expertise, as well as drive and operationalize the necessary changes required Strong project management skills with the ability to manage multiple tasks and projects simultaneously. Ability to manage the ICT Risk Management process from end to end Proficiency in using Enterprise GRC tools such OneTrust / ServiceNow GRC and ability to use AI-driven technologies for compliance and risk management is a plus. Effective communication and interpersonal skills, with the ability to explain technical concepts to non-technical stakeholders. Strong report-writing and presentation skills. Fluency in English required, additional fluency in German is a plus. Traits Adaptable and open to learning, with a keen interest in staying up-to-date with the latest trends and developments in IT and information security. Detail-oriented and meticulous in ensuring accuracy and thoroughness in all tasks. Proactive and self-motivated, with the ability to work independently and as part of a team. Collaborative, able to work well with teams and stakeholders. Strong topic ownership and a bias for action. Critical thinking and a drive to improve the status quo. Both attention to detail and strong conceptual thinking. Flexibility in a fast-changing and agile environment. Actively help oneself and the team to be successful. Willingness to continuously learn and act upon direct feedback. High ethical standards and integrity, with a strong commitment to confidentiality and data protection. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

ICT GRC - Risk & Compliance Manager

About the opportunity We’re building the most valuable premium banking experience in the world — and we’re looking for a strategic, user-obsessed Senior Product Manager to help us lead that charge. This isn’t just about features - it’s about defining what value feels like, for our most engaged and discerning users.&nbsp; As part of the Premium Subscriptions team, you’ll lead high-impact initiatives that define the experience, benefits, pricing and perception of our premium users. This is a high-impact, high-autonomy role that sits at the intersection of product strategy, UX, operations, and external partnerships. You’ll collaborate with design, engineering, marketing, data, and operations to craft experiences that delight our most valuable users — and drive real business impact. In this role, you will: Define and own the roadmap for premium subscription upgrades &amp; churn, across tiers Translate strategic business goals into clear, actionable product plans Lead complex projects including some 3rd party benefit integrations (e.g. bundled subscriptions, AI tools to predict churn, etc.) Build internal features that elevate the paid experience (e.g. lifestyle perks, travel tools, exclusive in-app UX) Shape the subscription lifecycle: from Sign-up → upgrade → retention → renewal Contribute to the end-to-end pricing and packaging setup, in partnership with data and finance Optimize our paywall funnels, A/B test flows, and continuously refine price-to-value messaging Collaborate cross-functionally with design, engineering, ops, legal, business, marketing and finance Coordinate with partnerships and legal to bring in new third-party benefits and optimizations to our paywalls Set KPIs, run experiments, and make data-driven decisions to optimize uptake, retention, and revenue Help define the how we can increase awareness of premium tiers and its value, to maximize perceived value and adoption What We're Looking For Product Management experience, ideally in consumer or fintech Strong analytical mindset – able to work with data to guide decisions (SQL a plus) Experience with monetization, pricing models, or value-based tiering Fluent in UX thinking – understands what great feels like Proven ability to manage complex cross-functional workstreams Excellent stakeholder management and crisp communication skills Comfortable in a fast-paced, iterative, ambiguous environment Able to balance vision with iteration — bold ideas grounded in experimentation You think in systems, but care about the tiny UX details too What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Senior Product Manager

About the opportunity Are you passionate about cybersecurity and eager to make a real impact in a dynamic environment? Look no further! We are on the lookout for a Senior Cloud Security Engineer with deep expertise in Data Loss Prevention and Data Security Posture Management within cloud environments, who is ready to take the lead in safeguarding our sensitive data. Join forces with our Platform and Data teams to ensure robust data protection, visibility, and control. At N26, our Infrastructure Security team is on a mission to detect and remediate IT and cloud infrastructure security threats. We're dedicated to providing efficient and effective services that empower our N26 tech teams to thrive.&nbsp; Once here you will Develop and drive the implementation of Cloud Data Security strategy in alignment with the Product Manager, Tech Lead, and Engineering Manager. Deploy, configure and manage DLP/DSPM solutions to gain visibility into data assets, identify security risks, and enforce consistent security policies across cloud environments. Implement data classification schemes and ensure proper discovery and tagging of sensitive data within cloud environments. Design, deploy and maintain state-of-the-art cloud-native security solutions, incorporating advanced threat detection, automated controls, alerting and remediation mechanisms to ensure continuous compliance and protection across our cloud infrastructure.&nbsp;&nbsp; Perform regular and proactive research to detect new attack vectors. Perform Threat Modeling Sessions for Cloud, AI and Infrastructure services, assess and classify identify security threats and define threats mitigation solutions in alignment with the stakeholders. Monitor for vulnerabilities, perform ongoing risk assessment and collaborate with cross-functional teams to mitigate the risk. Define the pentesting scope and scenarios. Develop and maintain documentation providing clear guidelines to strengthen security posture and ensure consistent, secure cloud operations across the organization. Provide a first class service to our main stakeholders in our support portal Be part of our security incident response on-call rotation (voluntary) and lead security incidents&nbsp; What you will bring along Knowledge &amp; Engineering practices Data Security: Deep understanding of cloud data security challenges and best practices across cloud cloud environments. Cloud Security: Competent understanding and experience of securing at minimum AWS cloud infrastructure environments, CI/CD pipelines, containerized environment and Linux systems. Risk Assessment: Experience with assessing security findings and mitigation strategies&nbsp; Security Savvy: Competent knowledge of common security frameworks and tactics, including STRIDE, MITRE ATT&amp;CK®, and OWASP. Tool Mastery: Hands-on experience in deploying and managing cloud-native or third-party solutions to address threats and reduce risk (DLP/DSPM, CNAPP, vulnerability scanners, endpoint security, etc.) Data Platforms: Familiarity with DWH, Databases, cloud storage systems, Data ETL systems Automation Pro: Proficiency in using CI/CD pipelines (e.g., Terraform) for implementing automated security testing and change management. Cloud Deployment: Hands-on experience with modern cloud technology components and deployment patterns: virtual machines, containers, Kubernetes, serverless, infrastructure as code, etc. Scripting Skills: Proficiency in Python, Bash, or GO for scripting and automation. GenAI and LLMs Security: Proven experience securing GenAI and LLM infrastructures, including their underlying data. (Nice to have) Teamwork &amp; Collaboration Agile Mindset: Familiarity with agile methodologies and project management. Collaborative Spirit: Demonstrated ability to collaborate across teams and segments to achieve complex objectives. Hands-On: A hands-on attitude with a knack for driving solutions to completion. Communicator: Excellent oral and written communication skills. Growth-Driven: A growth mindset focused on learning and pushing the team forward. Community Contributor: Contributions to the security community, such as open-source tools, research papers, conference talks, etc. Educational Background: A Master's degree in cybersecurity or a related field or a Bachelor's degree in computer science or a related field with an advanced security certification.&nbsp; If you're ready to embark on a thrilling journey in the world of IT security and make a meaningful impact, we want to hear from you! Join our team at N26 and help us protect what matters most. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.&nbsp;

Senior Cloud Security Engineer (Data Security)

About the opportunity Are you passionate about cybersecurity and eager to make a real impact in a dynamic environment? Look no further! We are on the lookout for a Senior Cloud Security Engineer with deep expertise in Data Loss Prevention and Data Security Posture Management within cloud environments, who is ready to take the lead in safeguarding our sensitive data. Join forces with our Platform and Data teams to ensure robust data protection, visibility, and control.&nbsp; At N26, our Infrastructure Security team is on a mission to detect and remediate IT and cloud infrastructure security threats. We're dedicated to providing efficient and effective services that empower our N26 tech teams to thrive.&nbsp; Once here you will Develop and drive the implementation of Cloud Data Security strategy in alignment with the Product Manager, Tech Lead, and Engineering Manager. Deploy, configure and manage DLP/DSPM solutions to gain visibility into data assets, identify security risks, and enforce consistent security policies across cloud environments. Implement data classification schemes and ensure proper discovery and tagging of sensitive data within cloud environments. Design, deploy and maintain state-of-the-art cloud-native security solutions, incorporating advanced threat detection, automated controls, alerting and remediation mechanisms to ensure continuous compliance and protection across our cloud infrastructure.&nbsp;&nbsp; Perform regular and proactive research to detect new attack vectors. Perform Threat Modeling Sessions for Cloud, AI and Infrastructure services, assess and classify identify security threats and define threats mitigation solutions in alignment with the stakeholders. Monitor for vulnerabilities, perform ongoing risk assessment and collaborate with cross-functional teams to mitigate the risk. Define the pentesting scope and scenarios. Develop and maintain documentation providing clear guidelines to strengthen security posture and ensure consistent, secure cloud operations across the organization. Provide a first class service to our main stakeholders in our support portal Be part of our security incident response on-call rotation (voluntary) and lead security incidents&nbsp; What you will bring along Knowledge &amp; Engineering practices Data Security: Deep understanding of cloud data security challenges and best practices across cloud cloud environments. Cloud Security: Competent understanding and experience of securing at minimum AWS cloud infrastructure environments, CI/CD pipelines, containerized environment and Linux systems. Risk Assessment: Experience with assessing security findings and mitigation strategies&nbsp; Security Savvy: Competent knowledge of common security frameworks and tactics, including STRIDE, MITRE ATT&amp;CK®, and OWASP. Tool Mastery: Hands-on experience in deploying and managing cloud-native or third-party solutions to address threats and reduce risk (DLP/DSPM, CNAPP, vulnerability scanners, endpoint security, etc.) Data Platforms: Familiarity with DWH, Databases, cloud storage systems, Data ETL systems Automation Pro: Proficiency in using CI/CD pipelines (e.g., Terraform) for implementing automated security testing and change management. Cloud Deployment: Hands-on experience with modern cloud technology components and deployment patterns: virtual machines, containers, Kubernetes, serverless, infrastructure as code, etc. Scripting Skills: Proficiency in Python, Bash, or GO for scripting and automation. GenAI and LLMs Security: Proven experience securing GenAI and LLM infrastructures, including their underlying data. (Nice to have) Teamwork &amp; Collaboration Agile Mindset: Familiarity with agile methodologies and project management. Collaborative Spirit: Demonstrated ability to collaborate across teams and segments to achieve complex objectives. Hands-On: A hands-on attitude with a knack for driving solutions to completion. Communicator: Excellent oral and written communication skills. Growth-Driven: A growth mindset focused on learning and pushing the team forward. Community Contributor: Contributions to the security community, such as open-source tools, research papers, conference talks, etc. Educational Background: A Master's degree in cybersecurity or a related field or a Bachelor's degree in computer science or a related field with an advanced security certification. If you're ready to embark on a thrilling journey in the world of IT security and make a meaningful impact, we want to hear from you! Join our team at N26 and help us protect what matters most. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.&nbsp;

About the Opportunity We are seeking a SOC Analyst with strong Security Engineering skills to enhance our security operations and infrastructure resilience. This role will involve both proactive defense through security engineering and reactive incident response as a SOC analyst. Our Security Operations Center (SOC) team is at the front line of defense against security threats, working to keep N26 customers' bank accounts safe by detecting and responding to threats in our cloud and on-premise infrastructure. We believe in proactive security, automation, and continuous improvement to stay ahead of evolving threats. In This Role, You Will: Perform security incident detection, analysis, and response, including triage, investigation, and containment of security threats. Collaborate with engineering teams to ensure effective log coverage and visibility across the enterprise. Develop and optimize custom detection content, queries, dashboards, and alerts within the SIEM platform. Assist in the design, implementation, and maintenance of SIEM and SOAR solutions to enhance security visibility and automate incident response workflows. Integrate security tools and data sources into the SIEM for comprehensive logging and event correlation. Support the creation and maintenance of automation playbooks and workflows within the SOAR platform to streamline incident response processes. Collaborate with security analysts and engineering teams to refine incident response procedures and improve automation effectiveness. Contribute to the continuous improvement of security operations through the development of metrics and reporting. Monitor security alerts from various sources, including SIEM, EDR, and network security tools. Stay current with emerging threats, vulnerabilities, and security technologies to continuously improve our security capabilities. What You Need to Be Successful Background: Relevant experience (3-5 years) in SOC operations, incident response, or a similar security role. Proven experience with SIEM platforms (e.g., Splunk, Elastic SIEM, Azure Sentinel) including developing detection rules, dashboards, and reports. Familiarity with SOAR platforms (e.g., Splunk SOAR, Phantom, Cortex XSOAR) and the ability to contribute to automation playbooks. Strong experience with security logging, event formats, and the ability to write advanced SIEM queries and parsers. Solid understanding of IT security domains and a deep understanding of cyber threat intelligence (CTI). Experience with Infrastructure as Code (IaC) solutions, specifically Terraform or similar tools, for managing security infrastructure is a plus. Solid understanding of cloud environments, ideally AWS, and experience securing cloud-native applications and infrastructure. Familiarity with host-based and network-based intrusion detection systems. Solid understanding of Linux and ability to write shell scripts. Skills: Expertise in security incident detection, analysis, and response methodologies. Proficiency in scripting and automation languages such as Python, Bash, or PowerShell for developing and integrating security tools. Familiarity with security frameworks such as MITRE ATT&amp;CK and NIST. Strong analytical skills for working with large-scale security data, identifying anomalies, and deriving actionable insights. Knowledge of networking concepts, including firewalls, IDS/IPS, and packet analysis. Ability to analyze phishing attempts, and intrusion attempts to inform detection and automation strategies. Strong communication and collaboration skills to work effectively with cross-functional teams and document technical solutions. Nice to Haves: Software engineering experience in Java, Kotlin, Go, or other relevant languages. Experience with containerization technologies (e.g., Docker, Kubernetes). Relevant security certifications (e.g., SANS GIAC, OSCP, AWS Security). What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

SOC Analyst

Senior Site Reliability Engineering - Database Operations

About the opportunity Join our Core Systems domain as an experienced Backend Engineer on the Product Factory team. You’ll design and build high-performance, high-throughput, and highly configurable platforms that power our financial infrastructure. Your work will enable self-service configuration of core banking products such as spanning product definition, bookkeeping, account lifecycle, and regulatory reporting. These foundational platforms are essential for the entire organization, allowing teams across the company to quickly and reliably release innovative products to our customers.&nbsp; If you’re excited about solving complex systems challenges and shaping the future of financial services, we’d love to meet you. This is a hybrid role from our offices in either Berlin or Barcelona. In this role, you will: Partner with your Tech Lead to design and deliver new features from concept to production. Take ownership of the full development lifecycle: design, build, test, deploy, and maintain high-quality software in a dynamic environment.Mentor and support junior engineers by championing code quality in reviews and providing guidance when needed. Stay ahead of the curve by exploring new technologies and sharing your insights during our Get Stuff Done Days. Collaborate with your cross-functional team to uphold and evolve technical standards across the product. What you need to be successful: Experience in developing software using a JVM language and Spring Boot in large-scale production systems (note: experience of Kotlin would be a plus) Sound understanding of microservices architecture Knowledge of both relational and non-relational databases, preferably Postgres Appreciation of working in a modern cloud architecture, preferably with AWS Full professional proficiency in English Strong bias for action, and getting things done Ongoing appreciation and consideration for security&nbsp; Motivation to write code which is well-tested and well-documented Give and receive open, direct and timely feedback What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Backend Engineer – Core Systems

About the opportunity Join our Core Systems domain as a Senior Backend Engineer on the Product Factory team. You’ll design and build high-performance, high-throughput, and highly configurable platforms that power our financial infrastructure. Your work will enable self-service configuration of core banking products such as spanning product definition, bookkeeping, account lifecycle, and regulatory reporting. These foundational platforms are essential for the entire organization, allowing teams across the company to quickly and reliably release innovative products to our customers. If you’re excited about solving complex systems challenges and shaping the future of financial services, we’d love to meet you. This is a hybrid role from our offices in either Berlin or Barcelona. In this role, you will: Collaborate closely with your Tech Lead on architecting new features and seeing them through to completion. Design, develop, test, deploy and maintain software in a thriving environment. Have opportunities to mentor junior members in the team by relentlessly guarding code quality through pull requests and helping them when they have questions. Stay up to date with the latest trends in technology and you are not afraid to propose some findings during our Get Stuff Done Days. Work within your cross-functional team to uphold the highest technical standards right across the product What you need to be successful: Experience in developing software using a JVM language and Spring Boot in large-scale production systems (note: experience of Kotlin would be a plus). Sound understanding of microservice architecture. Knowledge of both relational and non-relational databases, preferably Postgres. Appreciation of working in a modern cloud architecture, preferably with AWS. Traits: Actively help yourself (and others) be successful. Continuously learn and challenge the status quo. Think globally, act locally. Strong bias for action. Give and receive open, direct and timely feedback.&nbsp; What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Senior Backend Engineer - Core Systems

<div>
<h2>About the opportunity</h2>
We are seeking a Cloud Network Engineer/SRE to join the Platform Engineering Domain in the Connectivity Team.
The mission of Platform Engineering is to provide trusted, performant, self-service platforms that empower product teams to build “the bank the world loves to use.” Connectivity’s part of this mission is to enable secure, performant and compliant connectivity of services and partners.
As one of the first banks completely hosted in the cloud - our security, resilience and productivity standards require not only the use of a modern technology stack, but the building of teams in line with our principles and in the service of our product teams, the company and our customers.
<h2>&nbsp;In this role, you will:</h2>
<ul>
<li style="font-family: arial, helvetica, sans-serif;">Design, develop, implement and own cloud network products, services, and solutions to improve the security, reliability, and connectivity of the N26 unified network infrastructure and systems.</li>
<li style="font-family: arial, helvetica, sans-serif;">Partner with product, SRE, security and other stakeholders to understand their needs and build the right connectivity solutions.</li>
<li style="font-family: arial, helvetica, sans-serif;">Take an active part in the strategy and roadmap definition and prioritisation.</li>
<li style="font-family: arial, helvetica, sans-serif;">Mentor and support other team members.</li>
<li style="font-family: arial, helvetica, sans-serif;">Expand and develop your cloud knowledge, skills, and technology expertise.</li>
</ul>
<h2>&nbsp;What you need to be successful:</h2>
&nbsp;Background:
<ul>
<li style="font-family: arial, helvetica, sans-serif;">At least 5 years of experience in network engineering, SRE, or a related field.</li>
<li style="font-family: arial, helvetica, sans-serif;">Proven experience designing, implementing, and maintaining hybrid network architectures.</li>
<li style="font-family: arial, helvetica, sans-serif;">Expertise in AWS cloud infrastructure and services.</li>
<li style="font-family: arial, helvetica, sans-serif;">Strong hands-on experience and knowledge of AWS core networking: Transit Gateway, Elastic Load Balancers, VPCs, Direct Connect, Site-to-Site VPNs, and Route53.</li>
<li style="font-family: arial, helvetica, sans-serif;">Knowledge of general core networking: Firewalls, Routing, Switching, VPNs, NAC, Virtualization.</li>
<li style="font-family: arial, helvetica, sans-serif;">Experience with network security principles and related products.</li>
<li style="font-family: arial, helvetica, sans-serif;">Proficiency in scripting languages like Python or Go.</li>
<li style="font-family: arial, helvetica, sans-serif;">Experience in monitoring, troubleshooting, and incident management.</li>
<li style="font-family: arial, helvetica, sans-serif;">Previous experience with Linux, Atlantis, Terraform and CI/CD pipelines.</li>
<li style="font-family: arial, helvetica, sans-serif;">Good communication skills and a sense of ownership, with a systematic problem-solving approach.</li>
<li style="font-family: arial, helvetica, sans-serif;">Proactiveness, collaboration and eagerness to learn.</li>
</ul>
<h2>What’s in it for you:</h2>
<ul>
<li style="font-family: arial, helvetica, sans-serif;">Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.</li>
<li style="font-family: arial, helvetica, sans-serif;">Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp;</li>
<li style="font-family: arial, helvetica, sans-serif;">As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp;</li>
<li style="font-family: arial, helvetica, sans-serif;">Additional day of annual leave for each year of service.&nbsp;&nbsp;</li>
<li style="font-family: arial, helvetica, sans-serif;">A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds.&nbsp;</li>
<li style="font-family: arial, helvetica, sans-serif;">A relocation package with visa support for those who need it.</li>
</ul>
<h2>Who we are</h2>
N26 has reimagined banking for today’s digital world. Technology and design empower<a href="https://n26.com/en-eu/blog"> everything we do</a> and it’s how we are building the global banking platform the world loves to use.
We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp;
We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.&nbsp;
Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!
<h2>Equal opportunities for all</h2>
At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.
We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!
Discover more about Diversity &amp; Inclusion at N26:<a href="https://n26.com/en-eu/diversity-and-inclusion"> https://n26.com/en-eu/diversity-and-inclusion</a>
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Senior SRE - Network Engineering

Junior Talent Acquisition Partner - Product &amp; Technology Hi potential new Talent Team member, We are looking for a new Junior team member to join our Talent Team in Barcelona.&nbsp; Why is this role exciting and why should you apply?&nbsp; You will have the support of really experienced team members that are invested in helping you grow. You’ll work primarily on Engineering hiring, which is complex and challenging, but a great place to learn how to be a great Talent Partner. You will get to work on projects across the people team, working with colleagues from Rewards, People Operations, Business Partners etc. You’ll join a team that knows how to hire, we are averaging 15 hires a month across Product and Technology, filling challenging roles in a competitive market. Your Impact Strategic Advisory: act as a trusted partner to Hiring Managers, providing market intelligence and talent mapping to ensure we remain competitive. Pipeline Generation: proactively build diverse talent pipelines for niche roles through innovative sourcing channels and networking. Process Excellence: rigorous management of the ATS (Greenhouse), ensuring data integrity and using metrics to identify bottlenecks in the hiring process. Candidate Advocacy: champion an inclusive and transparent candidate journey, ensuring every applicant receives a world-class experience regardless of the outcome. Your Profile Previous exposure to talent acquisition (agency or in house) or other people functions is preferred. English fluency is required, another European language is a plus Stakeholder Management: You have the confidence and communication skills to push back when necessary, guide stakeholders, and manage expectations effectively. Operational Rigor: You are organised, detail-oriented, and capable of managing high volumes without compromising on quality. A Data Geek: You don't just report numbers; you use them to influence hiring managers and stakeholders. Tech-Forward: You are comfortable using modern stacks (Greenhouse, G-Suite, Gemini, Workday) Excellent communication skills, enabling you to convey information concisely and adapt your style to the audience and situation. The ability to effectively balance speed and quality in a fast-paced, growing environment. Ability to develop and maintain strong working relationships and influence stakeholders at all levels. &nbsp; Traits&nbsp; Proactive in supporting your own and others’ success. Committed to continuous learning and challenging the status quo. Possesses a strong bias for action. Practices giving and receiving open, direct and timely feedback. &nbsp; Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles! Equal opportunities for all At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages. We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you! Discover more about Diversity &amp; Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

Junior Talent Acquisition Partner

About the opportunity We are seeking a dedicated individual to join our Sanctions Compliance department. In this role, you will help the department manage the risk by reviewing escalations and extending support to other team members and the Head of Sanctions to uphold strong governance. Your efforts will be directed to ensure that N26 acts in compliance with applicable sanctions regulations and international ones where required, as defined in the Group Sanctions Policy. In this role, you will: Review investigations for cases escalated by the Operations Sanctions Screening department, using internal and external research tools in order to assess and determine potential sanctions risks. Review possible violations of sanctions or export controls laws, regulations or Group Sanctions Policy as to contain the Bank's risk and escalate these cases as per the procedures in place. Recommend appropriate measures to local MLROs when an ancillary financial crime risk or reporting is deemed required. Work closely with the Head of Sanctions on revising and implementing updates to sanctions policies, procedures, and work instructions. Support the Head of Sanctions in conducting the annual sanctions risk assessment. Help in reviewing quality assurance and audit findings. Conduct effective and timely review of investigations into assigned cases in accordance with agreed standard reporting requirements and service levels. Ensure that investigations undertaken adhere to the N26 AFC’s Global Standards, Policies and Procedures. Process requests from other departments as required. What you need to be successful: University degree in Business, Law or Economics. Any related field can also be considered. At least 2 to 5 years of experience with strong knowledge of the sanctions compliance regulatory landscape, including exposure to EU, UN, and US and/or UK sanctions regimes.A solid understanding of other Financial Crime (FC) areas is also important, to help identify and escalate any non-sanctions-related FC risks to the appropriate AFC teams. Good understanding of banking compliance regulations and banking products. Understanding of processes used to screen and review customers’ activity. Good investigation skills through the use of available internal as well as open sources. Fluency in English is required, with additional languages - particularly Spanish, Italian, German, or French - considered a strong asset due to our operational presence in those regions.Proficiency in Russian, Arabic, or Farsi (or the ability to read those scripts) is also valuable, given the nature of documents and findings that may arise in this role. Ability to work in an ever-changing regulatory environment. Good report writing skills for documenting findings. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Senior Investigator - AFC Sanctions

About the opportunity As a part of our Analytics Engineering organization you will work at the intersection of governance, analytics and data engineering.. You will be contributing directly to how we manage and scale data ownership, discoverability and access at N26.&nbsp; You will support strategic efforts around tool integrations, platforms and access policies. Your work will enable teams to self service with confidence and ensure our governance model is scalable, auditable and actionable. You will be part of a central Data Governance and Analytics Engineering team and work with the following tech stack: AWS as our cloud provider along with a variety of tools and services&nbsp; Redshift as our main Data Warehouse and the main environment for data work DBT for our data transformations Metabase for data visualizations and dashboarding OpenMetadata as our data catalog In this role, you will: Support the adoption and integration of N26 Data Governance tooling Collaborate with Engineering and Analytics teams to define, document and implement data access management rules Contribute to ownership mapping, data dictionary developments and metadata standardization Work with domain experts to identify sources of truth, implement quality standards, and clarify lineage Enable structured governance processes through close collaboration with product, data and business teams Create scalable processes that you can automate to reduce human error and day-to-day repetitive tasks as much as possible What you need to be successful: At least six months hands on experience in data analytics, engineering or other related discipline Experience with SQL&nbsp; Proven success in automating processes with Python scripts&nbsp; First insights into ETL/ELT processes, data modelling and data warehousing architecture Interest in data governance concepts&nbsp; Strong communication and collaboration skills especially when working with across functions A structured, detail-oriented approach with curiosity to improve how data is organized and used Nice To Have: Curiosity about data governance regulations and standards (e.g. GDPR, DORA, BCBS 239, DAMA-DMBOK)&nbsp; Exposure to data engineering and/or topics like pipeline architecture, metadata integrations or access management Hands on experience with tools from our tech stack such as DBT, OpenMetadata etc What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Junior Analytics Engineer

About the opportunity We’re a modern European bank redefining how people engage with their finances. As we scale across the EU, we're looking to grow our social media presence with a community-driven specialist who can bring the N26 voice to life. We’re hiring a Content Creator and Community Manager, with a C2 fluency in English. These roles are ideally suited to social media professionals with agency backgrounds, who thrive on creating content, community engagement, insight gathering, and working across diverse teams. You’ll be the voice of the brand — creating content, engaging with followers, and helping us deeply understand our communities. You’ll work closely with our internal Creative Studio to bring the fast-paced energy and strategic flexibility of an agency mindset. In this role, you will: Manage social media channels (TikTok, Instagram, YouTube Shorts, Reddit and further) for the english global account. Actively manage the community — monitor conversations, reply to comments and DMs, and capture insights. Build a deep understanding of the audience: what they care about, how they speak, and where they spend time. Identify trends, topics, and formats relevant to your region. Collaborate with designers, copywriters, and marketing leads to bring social content to life. Use Figma to review and give feedback on visuals and content layout. Bring community insights to the broader team to help shape content, campaigns, and tone of voice. Create engaging short-form video content.&nbsp; Whether you’re behind the camera, on camera, or collaborating with others to bring ideas to life. You must be confident in filming, editing, and experimenting with creative formats that resonate with social audiences. What you need to be successful: Native-level fluency in English, with excellent writing skills and cultural fluency. 2–3 years of social media experience, preferably in an agency setting. Strong passion for community-building and social-first storytelling. Deep interest in finance, fintech, or personal money management — or a strong willingness to learn. Hands-on experience with publishing and community tools Ability to interpret social metrics and use insights to improve engagement. Comfortable working cross-functionally and remotely in an international team. Familiarity with Figma (Not a must. You won’t need to design, but you’ll give feedback). Creative mindset with hands-on content production skills. You’re able to script, shoot, speak on camera and edit videos for platforms like TikTok and Reels with CapCut and Edits. Nice to have Experience collaborating with creators/influencers. Past exposure to financial or regulated brands. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Content Creator and Community Manager

About the Opportunity We are looking for a highly motivated Sr. Affiliates &amp; Influencers Marketing Specialist to join our team and support the execution of our affiliate and influencer marketing strategy specifically within the German market. This role is ideal for a results-driven professional who is eager to manage external partnerships, drive user acquisition, and gain exposure to high-impact performance marketing channels. You will assist in defining, executing, and optimizing our partnership strategies with Affiliate and Influencer partners. This role will provide the opportunity to collaborate closely with the wider marketing team and gain hands-on experience in partner management, performance tracking, and local market execution. In this role, you will: Support the development and execution of the Affiliate and Influencer marketing strategy in Germany, ensuring alignment with overall business goals and local market nuances. Manage the day-to-day operations of the German Affiliate and Influencer network, including building a pipeline of partners, relationship management, negotiation, and performance optimization and reporting. Assist in identifying, vetting, onboarding and assisting partners across relevant platforms to drive brand awareness and acquisition. Conduct data-driven research and analysis to support decision-making, providing insights to optimize channel performance. Drive cross-functional alignment, working closely with key internal stakeholders, including the Head of Growth, Marketing Strategy, and Product Marketing; for example activating the channel for campaigns. Own reporting of channel performance, key insights, and strategic plans in weekly and monthly growth steering meetings. Help define and improve marketing processes related to partnership tracking, attribution, and payout/budgeting for the German market. What you need to be successful: At least 2 years of experience managing Affiliate and Influencer Marketing programmes. Proven track record in independently building and scaling new partner relationships within the German market. Demonstrated ability to negotiate and structure diverse commercial deals (e.g., CPA, CPL, fee structures, commission tiers) Native or professional fluency in German is required; fluency in English is also essential for collaboration with the international team. Experience in fintech or startups is a plus. Skills: Partner Management: proven ability to build, maintain, and scale relationships with external partners (affiliates, agencies, influencers). Analytical Mindset: strong ability to work with data, track KPIs, analyse data trends and extract insights to translate into next steps and decisions.&nbsp; Strategic Thinking: ability to translate business goals into actionable partnership initiatives and support execution in a local market context. Operational &amp; Independent Problem-Solver: a highly operational and independent mindset, with the ability to proactively diagnose and solve day-to-day partner issues, such as tracking discrepancies, conversion funnel blocks, or payout errors. Project Management: strong organizational skills with the ability to manage multiple campaigns and partner contracts simultaneously. Communication: excellent written and verbal communication skills in both German and English, with the ability to negotiate effectively and present results clearly. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position.

Sr. Affiliate & Influencers Marketing Specialist - Germany

About the opportunity Banking Foundations domain mission for N26 is to provide secure and compliant banking services that are frictionless and innovative for customers, while enabling efficient operations and informed decision-making for our staff. We achieve this through robust customer identity verification, proactive risk management, and seamless customer support. This foundation enables N26 to achieve sustainable growth while maintaining the highest levels of trust with our customers and regulators. In this role, you will: Do discovery, design, develop, test, deploy and maintain software in a thriving environment Manage individual project priorities and deliverables whilst working in a team who enjoy knowledge sharing sessions Stay up to date with the latest trends in technology Propose new findings during our GSDD days What you need to be successful: Experience in developing software using a JVM language and Spring Boot in large-scale production systems (note: experience of Kotlin would be a plus) Sound understanding of microservice architecture Knowledge of both relational and non-relational databases, preferably Postgres. Appreciation of working in a modern cloud architecture, preferably with AWS. Traits: Strong bias for action, and getting things done Ongoing appreciation and consideration for security&nbsp; Motivation to write code which is well-tested and well-documented Give and receive open, direct and timely feedback What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower&nbsp;everything we do and it’s how we are building the global banking platform the world loves to use.We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp;We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to&nbsp;candidate.exp@n26.com.&nbsp;Visit our&nbsp;website&nbsp;to learn more about Diversity, Equity, &amp; Inclusion at N26.

Backend Engineer - Banking Foundations

About the opportunity We are looking for a Senior Backend Engineer to join the Platform Enablement team within our Platform Engineering Domain at N26. Our mission in Platform Engineering is to deliver trusted, performant, and self-service platforms that empower product teams to build “the bank the world loves to use.” The Platform Enablement team plays a crucial role by providing a suite of tools that boost engineering efficiency while upholding high standards of security and compliance. At N26, our cross-functional teams value collaboration, autonomy, and knowledge-sharing. As a Senior Backend Engineer, you’ll work on complex and meaningful challenges using modern technology, and you’ll be encouraged to stay on the cutting edge of industry developments. As one of the first fully cloud-hosted banks, we prioritize security, resilience, and productivity — not just through technology, but by building teams aligned with our core principles, in service of our customers and product goals. This role is a Hybrid role based in our Berlin or Barcelona offices. In this role, you will: Design, develop, test, deploy and maintain software in a thriving environment. Collaborate closely with your Tech Lead on architecting new features and seeing them through to completion. Stay up to date with the latest trends in technology. Work within your cross-functional team to uphold the highest technical standards right across the product.&nbsp; What you need to be successful::&nbsp; Significant experience in developing software using Java/Kotlin and Spring Boot in large-scale production systems. Solid experience with software development best practices and software architectures (Distributed systems, Domain Driven Design, Testing). Full professional proficiency in English. Previous experience with cloud architectures, preferably with AWS.&nbsp; Nice to have: Knowledge of Infrastructure as Code (Terraform) Hands-on experience developing and/or operating event streaming platforms (preferably Kafka). Traits: Strong bias for action, and getting things done. Give and receive open, direct and timely feedback What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Senior Backend Engineer - DevEx

Senior Manager - Business Continuity Management (BCM) About the opportunity Are you ready for your next career step? We are seeking a Senior Manager - Business Continuity Management to join our&nbsp; team. This is a unique opportunity to ensure resilience at a cutting edge technology-driven bank. You will take full ownership for various non-financial risk topics and work across functions, products, and markets to assess, control, and report non-financial risks N26 is exposed to. In this role you will Lead the development, implementation, and maintenance of the Business Continuity Management and Crisis Management framework across all operations Define BCM strategy, policies, procedures, methodology, and standards in alignment with regulatory requirements (e.g., DORA, MaRisk) and industry best practices Collaborate with the 1st Line of Defense (LoD) as it performs its BCM duties including the identification and management of risks and controls Manage complex business impact analyses (BIAs) and risk assessments to identify critical business functions and dependencies Lead the implementation and integration of a new BCM tool and mass notification system to enhance planning, response, and communication capabilities Create training and awareness plans across the organization to build a strong resilience culture Highlight potential gaps and risks to senior leaders, the board, and committees with supporting KPIs on readiness, outcomes, and emerging risks&nbsp; Plan, manage and conduct regular continuity testing (table-top exercises, simulations, recovery drills) and track the remediation of gaps by the 1st LoD&nbsp; Monitor regulatory and industry developments in operational resilience and adapt frameworks accordingly Manage and coordinate tasks within the BCM team Background A Bachelor’s or Master’s degree in Resilience, BCM, Business Administration, or other relevant areas 5+ years of professional experience in Business Continue Management/Crisis Management (may include, ICT Risk, Third Party Risk Management) gained in banking/financial services or in a consulting firm Skills Sound knowledge of relevant legal and regulatory requirements (e.g., MaRisk, BAIT, DORA) and common industry standards (e.g., ISO 22301) Strong analytical and conceptual skills, creativity, critical thinking, as well as ability to identify problems and propose solutions Excellent communication skills both on technical and on managerial level Sound knowledge of relevant legal and regulatory requirements and common industry standards&nbsp; Track record in project delivery An entrepreneurial vision, an autonomous attitude, and a ‘get things done’ approach Hands-on approach and eagerness to tackle new topics while demonstrating a quick grasp in conceptual project work and strategic thinking Fluency in English is required, German is a plus Traits Strong topic ownership and bias for action Critical thinking and drive to improve the status quo Passion for risk management, internal controls, and complex problem-solving Both attention to details and strong conceptual thinking Flexibility in a fast-changing and agile environment Actively help yourself and the team to be successful Will to continuously learn and act upon direct feedback &nbsp; What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Senior Manager - Business Continuity Management (BCM)

About the opportunity Join our international AFC Modelling Team as a Data Scientist for Fincrime and help us combat financial crime. You have a background in regulatory obligations related to Sanction Screening and hands-on experience in analyzing and utilizing data for the development and configuration of analytical financial crime detection models. You thrive in a highly motivated team environment, are self-driven, and are focused on project delivery. Do you have experience with Machine Learning models and a desire to apply them to financial crime detection? You will leverage advanced technologies to address risks associated with Money Laundering, Terrorism Financing, Fraud, and Sanctions. You will collaborate closely with other AFC Modelling teams responsible for identifying and assessing financial crime risks and reviewing your models, as well as with the Data Science team that develops fincrime-specific machine learning models. In this role, you will: Work within a high performance team that is the central point of contact for all anti-financial crime (AFC) modelling tasks, work cross functionally with various teams Be an expert regarding concepts and approaches of post and real-time Transaction Monitoring / Screening models Have technical expertise around SQL, in implementing Transaction Monitoring models (e.g. in python) and around Machine Learning techniques Independently develop new AFC models and tune existing rule based or machine learning models within the Modelling function Review and enhance existing processes within the Modelling function Perform statistical analysis around AFC models for multiple purposes Work closely with the Threat Identification and Model Review Function around model enhancements Lead small projects from conception to completion, including developing project plans, tracking progress, and managing stakeholder communications What you need to be successful: Background A university degree in mathematics, economics, computer science, data science, information management, statistics or other relevant areas Professional experience gained in an anti-financial crime, compliance or risk management role, ideally with at least 3+ years Machine Learning background with a minimum of 1-2 years' experience in applying models to production Skills Knowledge of the regulatory environment and related requirements with regards to topics such as Know Your Customer, financial crime risk assessment, transaction monitoring or screening to mitigate money laundering, fraud, terrorist financing, sanctions risk Strong analytics skills including the knowledge of a query language e.g. SQL Expertise in an analytical programming language like Python or R Fluent in English, strong communication skills Collaborative and results-driven team player Strong project management, presentation and stakeholder engagement skills Nice to haves A professional Financial Crime qualification from an internationally recognised body (e.g. ICA, ACAMS) What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence. As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our&nbsp;website to learn more about Diversity, Equity, &amp; Inclusion at N26.

AFC Modeller

Data Scientist (AFC)

About this opportunity: This is a role within the Anti-Financial Crime Compliance, Controls, and Reviews (ACCR)&nbsp; team where the employee will manage the compliance testing procedures, the control framework and plan. The role will provide ample opportunities to the employee to work on related projects and initiatives, work with various critical stakeholders relevant to the control areas, and engage in continuous learning and development to ensure market best practices can be adopted to further develop the ACCR team. Further details can be found as follows. In this role you will: Ensure highest quality standards as well as further implementation of best-practice and market standards in the Compliance and Financial Crime Prevention function. Plan, design and execute (independent 2LoD) control and testing activities within the Compliance and Financial Crime Prevention function. Ensure alignment within the Compliance and Financial Crime Prevention function as well as with other 2LoD stakeholders (e.g. Risk, Audit).&nbsp; Refine, communicate and feedback quality requirements as well as control and testing activities results and findings to stakeholders across the company. Lead &amp; own initiatives within the Group Compliance Roadmap.&nbsp; Ensure strategic cohesion of Compliance strategy with N26 strategy. Act as the supporting function to the management of the Compliance Roadmap by: (i) identifying risks, (ii) identifying stakeholders, (iii) removing dependencies, (iv) clarifying requirements, (iv) communicating capacity and time limitations. Participate on people management tasks (e.g. team lead, interview processes). &nbsp; What you need to be successful: Background: Master degree in law, economics or equivalent with strong knowledge of laws, regulations and rules that govern Compliance and Financial Crime Prevention functions in CRR banking institutions at a European and local level; postgraduate compliance training (e.g. Certified Compliance Professional, CIA, CAMS, CFE) of benefit. 5+ years experience in the Financial Crime Compliance area or in advisory/audit in the banking industry, regulations and rules that govern Compliance and Financial Crime Prevention in a CRR banking institution at a European and/or German level in a fintech/banking environment or consulting with focus on Compliance and Financial Crime Prevention. Knowledge of best practice and market standards on Compliance and Financial Crime Prevention function work products and deliverables. Knowledge of best practice and market standards on Compliance and Anti-Financial Crime testing, reviews and control planning, design and execution. Skills: Ability to understand and interpret the following:&nbsp; Business interests as Compliance risk. Compliance interests with business impacts. Understanding of Bank's legal and regulatory obligations, at a European level. Desire of experience working in cross-functional teams with diverse incentives. Start-up and fintech-compatibility, integrity, reliability, communication, proactivity, assertiveness and a hands on mentality. Good communication skills and the ability to liaise with different stakeholders. Good problem solving skills. Languages: English (C1) is required. German and other European languages commonly used in markets we operate in such as Spanish, French or Italian are a plus.&nbsp; What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

AFC Compliance Controls and Reviews - Manager

About the opportunity &nbsp;We are currently looking for an Associate to join our AFC Operations Department to ensure compliance with applicable regulations and relevant company policies related to Anti-Financial Crime. You will play a crucial role in maintaining and enhancing the efficiency of market-centered and topic-centered processes within AFCO. You will be responsible for a wide range of tasks that include BAU investigations, process ownership and updates of the internal Work Instructions, onboarding/ guiding junior team members and handling requests coming from the MLRO function. You have a strong banking financial crime background, a robust operational experience in an international setting and you are before all an excellent investigator and have experience in SAR drafting. You thrive in fast paced and tech driven environments; a first experience in fintech is a plus. You are forthcoming yet have high quality standards. You will work with a team of highly motivated and diverse staff. You will work closely together with the MLRO function, as well as with other departments in the AFC area.&nbsp; &nbsp; In this role, you will: Perform BAU investigations as best in class Write SARs, ensuring quality according to the Italian FIU expectations. Provide guidelines individually and collectively Handling Special Requests from Authorities and from the Regulator Conduct Fraud &amp; Market Deep Dives on Patterns (Joint Effort with Excellence Team) Act as a Point of Contact for Internal Local or Topic Specific Processes Support the Italian MLRO team on various projects and ad-hoc demands,&nbsp; Ensuring that all processes related to AFC are compliant with regulations, and are implemented effectively within the operations department. &nbsp; What you need to be successful: Background:&nbsp; University degree in economics, law, business, or other relevant areas preferred&nbsp; Professional experience gained in the anti-financial crime field,&nbsp; with at least 3 years of experience Demonstrated experience in operational functions, including investigation,&nbsp; SAR drafting and transaction monitoring.&nbsp; &nbsp; Skills:&nbsp; Proficiency in English and Italian (spoken and written). In-depth knowledge of European and Italian regulations on financial crime (KYC, AML, terrorism financing, fraud, tax evasion). Excellence in investigation Excellent communication skills and ability to work with internal and external stakeholders. Ability to liaise with the Italian Authorities Hands-on mentality and the ability to take ownership Hardworking, strong team player, forthcoming and resilient Diligent and reliable, solution driven and committed, ability to work under pressure Data driven mindset and attention to details.&nbsp; &nbsp; What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence. As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. &nbsp; Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

AFC Operations Associate - Italian Market

About the opportunity&nbsp; We are currently looking for a AFC Senior Associate / SAR Delegate to join the French MLRO Team. You will be in charge of coordinating and making decisions on Anti Financial Crime Operations related topics: review of investigations, SAR drafting, SAR review and submission, ongoing due diligence, EDD process, quality of the investigations, and tailored training. You will be the reference point of contact for our AFC Operations team, you will support them with your guidance and participate in their upskilling.&nbsp; You have a strong Bank Financial Crime background, a robust operational experience in an international setting and you are before all an excellent investigator. You have experience in SAR drafting and have been acting as ‘correspondant/déclarant Tracfin’.&nbsp; You thrive in fast paced and tech driven environments; a first experience in fintech is a plus. You have proven transverse management skills and like to enable and upskill the team members. You are benevolent yet have high quality standards.&nbsp; You will work with a team of highly motivated and diverse staff. You will support the coordination between branch Compliance/AFC function and the AFC Operations department as well as with other departments at Global. You will be acting as ‘correspondant/déclarant Tracfin’ and participate in the communication with other authorities.&nbsp; In this role, you will:&nbsp; Review investigations made by the AFC Operations department. Assist AFC Operations on their investigations. Oversee complex case investigations, sanctions reviews, and other AFC related processes. Draft, review and submit SARs, ensuring quality according to Tracfin and ACPR expectations. Act as Correspondant/Déclarant Tracfin. Review complex Authority Requests. Provide guidelines individually and collectively. Prepare and deliver formal training.&nbsp; Prepare necessary templates for AFC Ops communication with customers. Implement and improve local procedures based on the local regulatory challenges and the group’s standard. Coordination with other operational functions working on the French market. What you need to be successful:&nbsp; Background: Graduated in law (Ecole de droit/Master II) or from a Grande Ecole - or alike.&nbsp; Professional experience gained in anti-financial crime, with at least 5 years of experience.&nbsp; Proven experience in operational functions, including&nbsp; investigation, and SAR drafting but also transaction monitoring, sanctions and adverse media screening.&nbsp; Skills: In-depth knowledge of European and French regulations on Financial Crime (KYC, AML, terrorism financing, fraud, tax evasion, sanctions) Deep investigation expertise. French as mother tongue, fluency in French and English spoken and written. Excellent written skills in French. Excellent communication skills and ability to work with a wide variety of stakeholders. Proven ability to liaise with the French Authorities. Hardworking, strong team player, benevolent and resilient. Diligent and reliable, solution driven and committed, ability to work under pressure. Strong analytical, advisory skills, high quality standards and attention to detail. You have a hands-on mentality and take ownership. You should enjoy a fast-paced working environment, show high willingness to learn and work autonomously to grasp new topics. Traits:&nbsp; Actively help yourself (and others) to be successful. Continuously learn and challenge the status quo. Think globally, act locally. Benevolent and demanding. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors. Employee benefits include discounts to fitness &amp; wellness memberships, public transportation and more.&nbsp; A Premium N26 bank account. As well as subscriptions for friends and family members. Varying vacation days depending on your location of work.&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds. Who we are: N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

AFC Senior associate / SAR delegate

About the opportunity We are seeking a talented Android Engineer to join the Platform Engineering Domain in the Platform Enablement team. The mission of Platform Engineering is to provide trusted, performant, self-service platforms that empower product teams to build “the bank the world loves to use". The Platform Enablement team empowers N26 engineering teams by providing them with a suite of tools that enhance their efficiency while maintaining security and compliance. Our cross-functional teams are passionate about collaboration and sharing knowledge, as well as working with a high degree of autonomy. As an Android Engineer at N26, you will be encouraged to embrace the latest technological updates and given a platform to work on complex, interesting problems on a daily basis. In this role, you will: Collaborate closely with your team on architecting new features and seeing them through to completion Design, develop, test, deploy and maintain software in a thriving environment Stay up to date with the latest trends in technology and you are not afraid to propose some findings during our Get Stuff Done Days Work within your cross-functional team to uphold the highest technical standards right across the product What you need to be successful: Deep knowledge of Kotlin Thorough experience with the Android Open Source Platform and Material Design principles Code quality tingles your senses - you can see, feel and smell the difference between good and bad architecture Experience with Model-View-ViewModel architectural patterns Experience with Reactive programming - Kotlin Flows and Coroutines Able to build software with a focus on testability - Test/Behaviour Driven Development, Dependency Injection You have previous experience around CI/CD infrastructure for Mobile products Experience in building components that act as a foundation for your fellow Engineers Outstanding communication skills, and the ability to drive iterations to improve even further your work Nice to have: Active participant/speaker at meet-ups and conferences in the Android community Traits: Actively help yourself (and others) be successful Continuously learn and challenge the status quo Think globally, act locally Strong bias for action Give and receive open, direct and timely feedback What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence. As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our&nbsp;website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Android Engineer - DevEx

About the opportunity We're seeking a strategic and results-oriented Segment Lead for our business team within the Assistance Segment, with a focus on delivering excellence and scalability across Customer Support Channels and N26 Operations.&nbsp; In this role, you'll serve as a key partner to our Customer Support and Operations Enablement teams—driving high-impact strategic initiatives, optimizing operations, and ensuring we scale effectively and compliantly. You'll work closely with cross-functional stakeholders and external partners to support our continued growth and operational excellence. In this role, you will: Lead and grow the Assistance business team, fostering a high-performance and collaborative environment with Product &amp; Tech and Operations teams. Contribute to defining strategic objectives within the Segment at both the segment and team levels, aligning goals with broader company priorities. Partner with the Head of Product and Ops Leadership to define the segment roadmap and priorities. Develop deep expertise in the Assistance segment (Customer Service &amp; Ops Enablement), including its infrastructure, systems, and workflows. Build and continuously improve scalable business processes to support N26’s rapid growth and operational excellence. Own day-to-day relationships with external service providers in the Assistance space, ensuring high performance and strong collaboration. Track and analyze key performance indicators (KPIs) ensure alignment with company objectives with exposure to N26 leadership. Regularly review operational data and SLAs to uncover insights and identify areas for improvement across your projects and responsibilities. Prepare robust business cases to evaluate the cost, impact, and feasibility of new initiatives and operational changes. Lead high-impact projects end-to-end—from strategic planning and design through execution, continuous improvement, and ongoing management Manage compliance and risk assessments including SLAs monitoring and annual reviews. Act as a key stakeholder across multiple departments, including Product &amp; Tech, Data, Compliance, Legal, Finance and Operations and in other segments. What you need to be successful: Background: Bachelor’s degree in Finance, Accounting, Economics, Business Management, Engineering, Mathematics, or a related field from a top-tier university. 6+ years of experience in a fast-paced environment—such as fintech, banking, consulting, startups, or corporate strategy—ideally within a regulated industry or financial services. Proven experience in people management, with a strong ability to manage both internal and external stakeholders (including external vendors). Familiarity with audited and heavily regulated environments is a strong plus. Skills: Excellent organizational skills and the ability to manage multiple priorities in a fast-changing, deadline-driven environment. Demonstrated ability to take full ownership of complex projects from ideation to delivery. Strong cross-functional communication skills, with the ability to work effectively across diverse teams in a multicultural environment. Comfortable navigating compliance and regulatory topics with a high level of independence and ownership. Solid project management experience, including collaboration with internal teams (especially Product, Tech, and Compliance) and external partners. A growth mindset and agile approach to problem-solving. Experience with customer-facing products or processes; understanding of customer satisfaction drivers and operational performance is a plus. Exceptional analytical skills and attention to detail; proficiency in Excel and project management tools is essential.&nbsp; Experience working with data to drive decisions. Fluency in SQL is a plus. Strong storytelling and visualization skills using PowerPoint. Experience in presenting to senior management and executives. Passion for the banking and fintech industry, and a desire to deepen your understanding of how N26 operates. Traits: You understand and believe in the N26 business model—and want to make a real impact. You thrive in a dynamic, fast-paced environment and remain composed under pressure. You have a strong bias for action and take initiative without waiting for direction. You value open, timely, and constructive feedback—and are comfortable giving and receiving it. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Assistance Segment Lead

About the opportunity You will work in the Grow &amp; Engage domain. This is the heart of the customer experience ranging from the acquisition and signup to our premium membership tiers and the daily engagement of our users. You will work in teams delivering the newest and most innovative features serving our customers in the best way possible. We highly encourage people from under-represented groups in tech to apply. Once you are here you will: Support, invest in and develop an incredible team of motivated engineers with clear expectations via practices such as coaching, goal setting, and constant feedback. Recruit, manage and retain the best talent for empowered teams. Create growth opportunities for team members and address skill gaps via technical or non-technical mentoring and performance management. Help in getting our people to shine! Create a high performing and positive work environment based on transparency, accountability, and trust. Collaborate with product managers and operations in project planning, dependency management, risk management and continuous process improvement for an optimal flow of value for customers and the business (with an appropriate use of metrics). Connect with management and other teams to unblock dependencies, provide visibility and transparency to team progress on product initiatives What you will bring along: Experience growing, coaching, mentoring and providing feedback to team members including having had difficult conversations Experience managing and delivering impactful projects Experience working on an rapidly evolving product in an agile environment Leadership, planning and communication skills&nbsp; Passionate about people, and improving the environment in which they work Interested in working with a fast-paced and quickly growing company Professional proficiency in written English Nice to have: Previous experience work in a FinTech company or exposure working in an environment enabling DevOps culture&nbsp; A good understanding of how operations work. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence. As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Associate Engineering Manager - Memberships

About The OpportunityYou will join the Cards &amp; Digital Wallets Segment in the Everyday Banking Domain, where we are all responsible for providing our users and the company with a secure, compliant, scalable and disruption-free Cards experience.The Cards &amp; Digital Wallets Group is located in our Berlin and Barcelona offices, which is the global hub for all of our domestic and international payments business. Timing wise you are joining at a pivotal moment during which we are redefining our payments strategy to achieve scale and grow revenue inline with our growing global footprint.Our cross-functional teams are passionate about collaboration and sharing knowledge, as well as working with a high degree of autonomy.As a Backend Engineer at N26, you will be encouraged to embrace the latest technological updates and given a platform to work on complex, interesting problems on a daily basis.In This Role, You Will Collaborate closely with your Tech Lead on architecting new features and seeing them through to completion. Design, develop, test, deploy and maintain software in a thriving environment. Have opportunities to mentor junior members in the team by relentlessly guarding code quality through pull requests and helping them when they have questions. Stay up to date with the latest trends in technology and you are not afraid to propose some findings during our Get Stuff Done Days. Work within your cross-functional team to uphold the highest technical standards right across the product What You Need To Be Successful Experience in developing software using a JVM language and Spring Boot in large-scale production systems (note: experience of Kotlin would be a plus) Sound understanding of microservice architecture Knowledge of both relational and non-relational databases, preferably Postgres Appreciation of working in a modern cloud architecture, preferably with AWS Full professional proficiency in English Strong bias for action, and getting things done Ongoing appreciation and consideration for security Motivation to write code which is well-tested and well-documented Give and receive open, direct and timely feedback What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence. As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Backend Engineer - Everyday Banking

About the opportunity We are seeking a Backend Engineer to join our team! In this role, you will be encouraged to embrace the latest technological updates and given a platform to work on complex, interesting problems on a daily basis. Our Payments team in N26 is responsible for building systems so as to become the primary bank for our customers by providing trustworthy and frictionless money movement experiences. In this role, you will: Partner with your Tech Lead to design and deliver new features from concept to production. Take ownership of the full development lifecycle: design, build, test, deploy, and maintain high-quality software in a dynamic environment.Mentor and support junior engineers by championing code quality in reviews and providing guidance when needed. Stay ahead of the curve by exploring new technologies and sharing your insights during our Get Stuff Done Days. Collaborate with your cross-functional team to uphold and evolve technical standards across the product. What you need to be successful: Experience in developing software using a JVM language and Spring Boot in large-scale production systems (note: experience of Kotlin would be a plus) Sound understanding of microservices architecture Knowledge of both relational and non-relational databases, preferably Postgres Appreciation of working in a modern cloud architecture, preferably with AWS Full professional proficiency in English Strong bias for action, and getting things done Ongoing appreciation and consideration for security&nbsp; Motivation to write code which is well-tested and well-documented Give and receive open, direct and timely feedback What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Backend Engineer - Payments

About the opportunity The Business Audit Senior Manager function shall examine and assess, in a risk-oriented and process-independent manner, the effectiveness and appropriateness of the risk management system in general, and of the internal control system in particular. As well as the appropriateness of all activities and processes in general, irrespective of whether or not they have been outsourced. In this role, you will: Support of all business internal audit activities of N26 SE/ N26 Bank SE incl. external Contractors. Prepare and where necessary lead the full audit cycle including risk management and control management over business operations’ effectiveness, reliability and compliance with all applicable directives and regulations. Prepare a comprehensive risk oriented business audit plan, which shall be updated once a year. Audit of all N26 SE/ N26 Bank SE activities and processes, including those outsourced at appropriate intervals and of all subsidiaries, as a general rule within three years (if required with a third party service provider). Prepare the Internal Audit reports. Ensure that Internal Audit is performing its work in accordance with established professional and regulatory standards. Supervise and review the audit work of junior team members. Preparation of written reports on each audit and submission to the responsible members of the management board. Communication of audit results to operational units. Monitor in an appropriate form whether the findings identified during the audit are remedied within the specified timeframe. Involvement in key projects, while guarding independence and avoiding conflicts of interest. Perform special audits, e.g. due to deficiencies which have arisen or certain informational requirements, on behalf of the management board. Prepare quarterly and annual reporting to the management board and committees. Support in maintaining Internal Audit policies and procedures. If necessary, answers to requests of regulators and supervisory bodies. What you need to be successful: Successfully completed degree in economics or comparable training. Gained at least 7 years working experience as Internal Auditor in an international company, in a regulated environment. Preferably in a bank or other financial institution or an audit company. High degree of process understanding as well as profound knowledge in the areas of online banking and retail products. Very good insight into Banking laws &amp; requirements, and willing to become acquainted with local specific Banking laws, standard banking requirements as well as banking IT-Systems. Good English (and German) language skills. Any other European language is a plus. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Business Audit  Senior Manager

About the opportunity The internal audit function is an instrument of the management board, being directly subordinated and reporting to it. The Business Audit Senior Manager - Focus Risk Manager function shall examine and assess in a risk-oriented and process-independent manner the effectiveness and appropriateness of the risk management system in general and of the internal control system in particular as well as the appropriateness of all activities and processes in general, irrespective of whether or not they have been outsourced. In this role, you will: Support of all business internal audit activities of N26 SE/ N26 Bank SE incl. external Contractors. Prepare and where necessary lead the full audit cycle including risk management and control management over business operations’ effectiveness, reliability and compliance with all applicable directives and regulations. Prepare a comprehensive risk oriented business audit plan, which shall be updated once a year. Audit of all N26 SE/ N26 Bank SE activities and processes, including those outsourced at appropriate intervals and of all subsidiaries, as a general rule within three years (if required with a third party service provider). Prepare the Internal Audit reports. Ensure that Internal Audit is performing its work in accordance with established professional and regulatory standards. Supervise and review the audit work of junior team members. Preparation of written reports on each audit and submission to the responsible members of the management board. Communication of audit results to operational units. Monitor in an appropriate form whether the findings identified during the audit are remedied within the specified timeframe. Involvement in key projects, while guarding independence and avoiding conflicts of interest. Perform special audits, e.g. due to deficiencies which have arisen or certain informational requirements, on behalf of the management board. Prepare quarterly and annual reporting to the management board and committees. Support in maintaining Internal Audit policies and procedures. Act as deputy of the Head of Internal Audit if instructed for a certain period of time. If necessary, answers to requests of regulators and supervisory bodies. &nbsp; Special orientation for this role: Reviewing the audit framework for financial and non-financial risk audits&nbsp; Participating in the preparation of the annual risk-based audit plan for financial and non-financial risk audits Conducting audits and providing assessments in the area of financial and non-financial risks&nbsp; Providing advice on risk management and recommending risk mitigation measures Following up on audit measures and reviewing the implementation of recommendations&nbsp; Rights competence and authority: The internal audit function shall be granted the complete and unrestricted right to obtain information to enable it to perform its tasks. This right shall be ensured at all times. To this end, the internal audit function shall be promptly provided with the necessary information and access to the necessary documentation, and be given insight into the institution’s activities and processes as well as its IT systems. The internal audit function shall be notified of instructions and decisions of the management board that may be of relevance to it. The internal audit function shall be notified in due time of any material amendments of the risk management system. What you need to be successful: Successfully completed degree in mathematics, economics or business administration or a comparable qualification Several years of experience in Risk Controlling, Validation department of a credit institution or in audits of the quantification and validation of financial and non-financial risks (ICAAP/ILAAP) Gained at least 7 years working experience as Internal Auditor in an international company in an regulated environment, preferably in a bank or other financial institution or for an audit company. High degree of process understanding as well as profound knowledge in the areas of online banking and retail products. Very good insight into Banking laws &amp; requirements, and willing to become acquainted with local specific Banking laws, standard banking requirements as well as banking IT-Systems. Very good knowledge of German and English (C1). Any other European language is a plus. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26. &nbsp;

Business Audit Senior Manager - Focus Risk Manager

About the opportunity As the Business Leader for our Customer Identity Segment at N26, you will take (co) ownership of the strategy, roadmap, performance and overall development of one of our key customer journeys within onboarding. You will have a specific focus on conversion rate, onboarding cost, and KYC provider efficiency. In this role, you will act as a business owner for the segment, balancing customer experience, regulatory compliance, and commercial efficiency. You’ll work closely with Product, Engineering, Risk &amp; Compliance, and Data teams to drive measurable impact across our onboarding and verification flows. This is a strategic leadership position reporting into the Head of Banking Foundations and offers the opportunity to shape how millions of customers join and engage with N26.&nbsp; In this role, you will Own and lead the customer identity segment end-to-end, from strategy to roadmap E.g. funnel entry through successful onboarding, with a focus on conversion, cost, and compliance. Define and deliver strategic improvements to onboarding journeys in collaboration with product and engineering. Act as the primary business stakeholder for our KYC providers, ensuring contractual and operational alignment. Lead quarterly OKR definition and tracking for your segment. Identify and execute opportunities for cost savings and operational efficiency without compromising customer experience or regulatory obligations. Partner with Data and Analytics to continuously test, learn, and improve onboarding flows.&nbsp; What you need to be successful Strong business acumen to own and drive KPIs for our segment end-to-end Experience in working with product, operations and regulatory teams Plus: Proven experience in customer identity, onboarding, or KYC/KYB environments, ideally within fintech or regulated industries. A strong data-driven mindset with the ability to interpret KPIs and derive actionable insights. Experience managing external vendors and driving accountability across partner performance. Excellent stakeholder management and communication skills. Fluency in English; additional European languages are a plus. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors, and a LinkedIn Germany Top Startup Employer three years running Personal development budget, discounted public transit pass, German language classes, fitness memberships, childcare services, N26 premium bank card, employee loans, and your choice of a Mac or Windows laptop 26 vacation days per year, with an additional day for each year of service - up to 30 days A high degree of collaboration and autonomy while working with a group of diverse peers, and access to cutting edge technologies&nbsp; A relocation package with visa support for those who need it Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Business Leader - Customer Identity

N26 is looking for a Credit Risk Senior Associate to join N26's Retail Mortgage team. The core purpose is to design, implement, and manage robust data analytics and second-line process controls for the mortgage portfolio. The role emphasizes deep methodological expertise, strong SQL and Python skills, and a proactive curiosity for broader mortgage business aspects, including macroeconomic analysis of collateral and digital process controls. The Senior Associate will ensure rigorous regulatory compliance (Dutch, EU, German, especially MaRisk) and contribute to scaling the credit risk function through data-driven insights and control effectiveness. In this role you will Contribute significantly to the further development of N26's mortgage credit risk function, aligning with N26's growth aspirations, robust risk management objectives, and stringent regulatory compliance requirements within the retail mortgage business. Play a key role in the continuous enhancement of N26's global mortgage governance framework, policies, and procedures, ensuring full alignment with the latest Dutch (e.g., THRK), European (e.g., EBA GL LOM), and German (MaRisk, KWG) regulations. Support the further development and seamless implementation of end-to-end mortgage credit processes and criteria. This includes, but is not limited to, loan granting, comprehensive collateral management, sophisticated monitoring, proactive early warning systems, intensified and problem loan management, and accurate loan loss provisioning. Design, implement, and operate robust second-line control frameworks and tools for mortgage processes and the portfolio, including for the oversight of business activities and effective monitoring of third-party service providers. Develop and maintain a resilient and accurate mortgage credit risk database, crucial for precise portfolio and single case monitoring, portfolio reporting, and loan loss provisioning, with a strong focus on data quality and integrity. Conduct in-depth data analysis and support further development of quantitative models (PD, LGD) to assess key risk indicators across obligor, collateral, and portfolio levels within the mortgage domain. Proactively run comprehensive risk analyses, including assessing the impact of macroeconomic factors on collateral values and broader portfolio performance. Partner with Mortgage Business, Group Treasury, Capital Markets, Corporate Finance, Risk Controlling, Accounting, Regulatory Reporting, and Tech departments to implement credit requirements, help ensure transparency, and compliance with applicable credit law and regulations, and contribute to establishing a risk culture in the organization. &nbsp; Background Bachelor's degree in finance, economics, mathematics, computer science, or a comparable quantitative field; an additional qualification (e.g., Master's degree in a relevant field, passed CFA or FRM exams) is a strong plus. 3+ years of experience in credit risk management, particularly with a focus on retail mortgage products, data analytics, process controls, or credit risk methodology development. Previous experience in a FinTech environment is a plus. Skills Good understanding of key risk indicators across obligor, collateral, and portfolio levels within the mortgage domain. Solid understanding of processes across the entire mortgage value chain (e.g., credit decisioning, monitoring, early warning, intensified and problem loan management). Solid regulatory knowledge of Dutch (e.g., THRK), European (e.g., EBA GL LOM), and German (MaRisk, KWG) regulations; successful track record of understanding their implementation and liaising with supervisory authorities is a strong plus. Proven experience in building, implementing, and running credit process controls and oversight frameworks. Strong proficiency in SQL for data extraction, manipulation, and analysis; experience with other programming languages like Python for quantitative analysis and model development is a significant advantage. Solid knowledge of credit risk methodology for mortgages, including PD/LGD models, debt-servicing ability, and advanced collateral valuation techniques, with a keen understanding of integrating ESG factors. Strong analytical and quantitative skills, with the ability to independently generate actionable insights from complex data. Experience with data governance and data quality management processes is a strong plus. Fluent English (German and/or Dutch is a strong plus). &nbsp; Traits Curiosity and Hands-On Approach: An inherent curiosity about the underlying mechanics of the mortgage business, macroeconomic factors impacting collateral values, and a strong hands-on attitude towards problem-solving. Analytical Rigor &amp; Attention to Detail: Possessing a meticulous attention to detail coupled with exceptional analytical and problem-solving skills. Proactive Drive for Improvement: A strong drive to challenge existing processes for the better, identify areas for enhancement, and proactively implement data-driven solutions. Bridge Complexity: Excellent communication skills, particularly the ability to translate complex technical and quantitative analyses into clear, concise insights for various stakeholders. Continuous Learning: An eagerness to continuously learn new methodologies, technologies, and regulatory developments, adapting quickly in a fast-changing environment. Strong Ownership: A very strong sense of ownership, taking full accountability for deliverables and demonstrating a "get things done" approach with an autonomous attitude. Collaborative Mindset: A positive and collaborative mindset, actively helping oneself and the team to be successful in an open and supportive environment. &nbsp; What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Credit Risk Senior Associate - Retail Mortgage

N26 is looking for a Senior Manager to lead the Credit Risk - Treasury Team in Berlin. The successful candidate will lead a team of risk experts responsible for the complete credit risk management of the bank's treasury and investment activities. In this role, you will: Lead, Mentor, and Develop: Guide and empower a team of expert credit risk managers and analysts, fostering a culture of excellence and critical thinking while ensuring the highest quality standards are met in all credit reviews and decisions. You will be directly responsible for their professional growth and the team's overall success. Develop and Own Credit Methodologies and Processes: Lead the development, implementation, and continuous improvement of credit analysis frameworks and internal rating models for our key asset classes. You will own the design and execution of end-to-end credit processes and the associated process controls. Oversee the End-to-End Credit Lifecycle: Take responsibility for the team's execution and oversight of the credit process in line with MaRisk BTO1. This includes ensuring robust procedures for credit granting, ongoing monitoring and early warning systems, intensified and problem loan management, risk classification procedures, and loan loss provisioning. Enhance Risk Reporting and Steering: Develop and enhance credit risk reporting, generating key insights to support the steering of the treasury portfolio in line with the bank's investment and risk strategies. Manage Key Stakeholder and Regulatory Relationships: Act as a central, collaborative partner to key internal stakeholders, including Senior Management, Treasury Front Office, Treasury Operations, Finance (Accounting and Regulatory Reporting), and Risk Controlling. You will also serve as the primary contact for banking supervision authorities, leveraging your successful track record in liaising with bodies like BaFin and the Deutsche Bundesbank, as well as various internal and external auditors. Ensure Regulatory Adherence: Guarantee the bank’s adherence to all relevant regulations. You will be the subject matter expert on their practical implementation within our processes and systems, ensuring compliance across the board. What you need to be successful: Background: Education: Bachelor’s or Master’s degree in Finance, Economics, Business Administration, or a comparable quantitative field. A CFA, FRM, or similar advanced qualification is a strong asset. Experience: A minimum of 8+ years of professional experience in credit risk management, with a significant portion focused on treasury, capital markets, or corporate credit analysis within a regulated German or European financial institution. Leadership: Proven and demonstrable experience in a team leadership or management capacity, with a track record of developing and mentoring talent. Skills: Expert Regulatory Knowledge: You must possess expert-level, hands-on knowledge of the German and European regulatory framework for credit risk. This explicitly includes KWG, MaRisk (esp. BTO1), CRR, the EBA Guidelines on Loan Origination and Monitoring (EBA GL LOM), and the credit risk-related aspects of IFRS 9. Extensive Credit Expertise: Deep, in-depth experience in credit risk assessment and methodologies for a range of counterparties, particularly sovereigns and financial institutions. You are an expert in analyzing financial statements, assessing debt-servicing capacity, applying credit rating models, and have an excellent knowledge of financial instruments (e.g., loans, securities) and their underlying risk profiles. Authority Liaison: A proven track record of successful, direct interaction and communication with regulatory authorities, particularly BaFin and the Deutsche Bundesbank. Exceptional Communication: Fluency in both German and English is mandatory for this role. You must possess outstanding verbal and written communication skills to negotiate, present, and document complex topics clearly and concisely in both languages. Stakeholder Partnership: Demonstrated ability to build trusted, collaborative partnerships with a wide array of senior internal stakeholders and auditors. Nice to have: Knowledge of structured products (e.g., CLOs, Repo, ABCP) would be a significant advantage. Technical Acumen: Familiarity with SQL is expected; knowledge of Python and proficiency in Bloomberg are beneficial. Traits: A natural leader with a positive and inspiring leadership mindset. A strong sense of ownership and accountability, with a 'get things done' mentality. Unquestionable integrity, rigorous critical thinking, and strong conceptual thinking. Excellent judgment and composure under pressure, especially in a fast-paced environment. A collaborative spirit, with the ability to work effectively across different functions and cultures. &nbsp; What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Credit Risk Senior Manager - Treasury

About the Opportunity: We are seeking a highly motivated and data-driven Growth Financial Analyst &amp; FP&amp;A to be pivotal in executing our global growth strategy. This is an exciting opportunity for a finance professional with several years of experience as a Finance Business Partner, or FP&amp;A analyst, or comparable, offering the chance to contribute strategically, collaborate cross-functionally, and lead the development of your own area in a fast-paced environment. The ideal candidate has a proven track record in building forecasting models, applying accounting principles, supporting strategy, conducting insightful financial analysis, and shaping financial plans to achieve objectives. Your strong business acumen will enable you to build trust and effective relationships across multi-functional teams and with management. In this Role, You Will: Provide financial transparency by analyzing and reporting on financial and operational KPIs, supporting the Leadership team in understanding performance drivers. Work closely with Senior Manager Finance Business Partner - Marketing and Head of FP&amp;A to understand growth implications in overall company results and insight creation. Support Growth Strategy and Marketing team on forecasting, budgeting tracking, and strategy creation to achieve Growth Targets. Assess the impact of strategic initiatives and business cases. Support the forecasting and budgeting process while partnering with cross-functional teams and FP&amp;A to ensure alignment. Collaborate with FP&amp;A, Accounting, and Marketing, as well as the wider Group Finance team, for monthly closing procedures. Build and maintain strong relationships with stakeholders across all levels, acting as a trusted financial advisor to support and challenge them in achieving targets. Collaborate with different Stakeholders to develop business cases and ad-hoc analyses, driving financial accountability and informed decision-making. Continuously improve tools, processes, and reporting systems to enhance financial support. What You Need to Be Successful: Background:&nbsp; Masters degree in Business, Management or Finance required, or a&nbsp; combination of an MBA plus a (non-)business degree At least 3 years of experience in Financial Analysis,corporate strategy, consulting, finance or a related field. Experience in fintech or startups is a plus. Skills Strong personal leadership and stakeholder management skills are required You build relationships across levels and functions, enabling you to create buy-in to overcome challenges and to establish new processes You feel comfortable navigating the uncertain, and you have the necessary resilience to learn from set-backs and course-correct&nbsp; Outstanding verbal and written communication skills Excellent analytical and problem-solving skills, drawing conclusions and insights from data Proficiency in Excel modelling Knowledge of Accounting principles is highly desirable Proficiency in written and spoken English the ability to present complex financial data to diverse audiences clearly and effectively. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Growth Financial Analyst & FP&A

About the opportunity We're looking for Head of Growth to own the german brand narrative inside a performance-obsessed org. You'll turn content creators, influencers, affiliates and press into revenue drivers, work side-by-side with the founders, Communications team, and Central Growth teams to launch stories that land installs, new customers and loyalty – fast. In this role, you will: Define and refine N26’s german voice Build long-term relationships with influencers and content creators; negotiate performance-tied deals Run the affiliate programme end-to-end –offer design, partner onboarding, payout optimisation Secure tier-one earned media; partner with Comms team and founders for interviews, op-eds and thought-leadership moments Launch community activations and events that spark UGC and referrals Track weekly KPIs (installs, CAC, earned reach, revenue) Feed local learnings into central paid, lifecycle and product squads; push for rapid iteration of winning plays What you need to be successful: 8+ years driving growth through influencers, affiliates or PR in Germany —fintech or high-growth consumer tech a plus Proven record turning brand spend into installs, revenue and measurable awareness lift Strong negotiation chops; you squeeze extra value and usage rights from every contract Analytical mindset; comfortable pulling your own numbers in sql/looker and tying them to business impact Fluent german and english; clear, direct communicator across creators and C-suite Bias for action, love of fast feedback loops, high ownership mentality What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Head of Growth – Germany

About the opportunity As the Head of Marketing Data, you will be a leader responsible for shaping the company’s marketing strategies and driving customer engagement through a culture of data-driven decision-making and continuous experimentation. You will ensure the highest level of data quality, providing the insights and a single source of truth needed to support marketing initiatives.&nbsp; You will lead a team of data professionals (Data Analysts, Analytics Engineers, and Data Scientists) in the Growth and Marketing Data domain, delivering value through both automated systems and powerful decision-support tools. Your mission is to foster a culture of curiosity and truth-telling, empowering teams across the company to test hypotheses, learn from failures, and validate strategies with objective data. In this role, you will: Data Domain Leadership: As the leader of the Marketing Data domain, you will be responsible for overseeing a team of data professionals, including Data Analysts, Analytics Engineers, and Data Scientists. You will provide guidance, mentorship, and leadership to ensure the success of your team in achieving departmental and organizational goals. Data Strategy: Develop and execute a data strategy that aligns with the marketing objectives and the company's overall vision. This includes determining the right data sources, data collection methods, and data storage solutions to support growth and marketing initiatives effectively. Data Quality and Governance: Ensure the quality, accuracy, and integrity of marketing data. Implement data governance and privacy policies to comply with industry regulations and best practices. Customer Insights: Lead the effort to extract valuable customer insights from data, enabling the marketing team to make informed decisions about segmentation, targeting, and personalized marketing campaigns. Optimization: Collaborate with the marketing team to design data-driven campaigns and initiatives, leveraging customer behavior data to optimize customer engagement and conversion rates.&nbsp; Data Products: Lead and own advanced analytics initiatives, providing guidance for sophisticated projects such as the development of Lifetime Value Models (LTV) and Marketing Mix Models (MMM). Data Analytics: Oversee the development of data analytics, dashboards, and reports that provide marketing teams with insights into campaign performance, customer behavior, and market trends. Data Innovation: Stay updated with emerging technologies, data science methods, and marketing trends, and apply this knowledge to drive innovation within the marketing domain. What you need to be successful: +10 years of experience in a data leadership role, preferably within a fast-paced consumer-tech environment. Proven experience in developing and executing data products and data strategies. Strong understanding of data governance, data quality, and privacy regulations. Experience in leading and mentoring a team of data professionals (Data Analysts, Analytics Engineers, Data Scientists). A strong analytical mindset with a passion for using data to solve complex business problems. Advanced technical skills, including a deep understanding of data languages, with advanced SQL-Skills being a must-have, and a proficiency in Python or R being highly desirable. Hands-on experience with cloud-based data warehouses and proficiency with Business Intelligence (BI) tools. Strong understanding of the Martech stack. Excellent communication and collaboration skills, with a proven ability to work effectively across different teams. A bias for action and a high-ownership mentality. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Head of Marketing Data

About the opportunity &nbsp; Are you ready for your next career step? We are seeking a Head of Non-Financial Risk and Internal Controls to join our Risk Management team. This is a unique opportunity to drive the non-financial risk management (NFRM) at a cutting edge technology-driven bank. You will lead fantastic teams and&nbsp; take full ownership for various non-financial risk topics. In your role, you will work across functions, products, and markets to assess, control, and report non-financial risks N26 is exposed to. &nbsp; In this role you will Lead and further develop the Non-Financial Risk Teams (Non Financial Risk and Internal Controls, Program Risk) as a cross-sectional risk governance function Continuously develop the non-financial risk and internal control&nbsp; framework to ensure operational resilience, process efficiency, and adherence to the latest legal and regulatory requirements&nbsp; Act as the primary point of contact for internal and external audits, as well as regulatory bodies (e.g., BaFin, Bundesbank) regarding non-financial risk matters Be responsible for risk assessments during MaRisk AT 8.1 (New Product Process), MaRisk AT 8.2 (Modifications of operational processes or structures) and AT 8.3 (M&amp;A), presenting outcomes to the management board. Develop and own the central methodology for the internal control system across N26 and establish a Central Internal Control function within the NFRM team. Provide the management and supervisory boards with actionable insights and recommendations based on non-financial risk and internal control reports Chairing the New Products and Markets Committee (NPPC) as well as the Non Financial Risk Committee (NFRC) &nbsp; What you need to be successful &nbsp; Background A Bachelor’s or Master’s degree in Business Administration, Economics, or other relevant areas 10+ years of professional experience in Internal Controls and/or Non-Financial Risk Management (including Business Continuity Risk, ICT Risk, Third Party Risk Management) gained in banking/financial services or in a consulting firm Experience in or sound knowledge of Internal Control Systems and standards applicable to the financial industry &nbsp; Skills Experience in leading and developing a team. Excellent communication skills both on technical and on (senior) managerial level Sound knowledge of relevant legal and regulatory requirements and common industry standards&nbsp; Track record in project delivery Fluency in English &amp; German is required &nbsp; Traits Strong topic ownership and bias for action Passion for risk management, internal controls, and complex problem-solving Both attention to details and strong conceptual thinking Flexibility in a fast-changing and agile environment What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. A flexible hybrid working model Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Head of Non-Financial Risk & Internal Controls

ICT GRC - IT Compliance Manager (fluent German required) About the opportunity Are you ready to take the next step in your career? As an ICT GRC - IT Compliance Manager, you will play a pivotal role in shaping compliance frameworks in an increasingly AI-driven regulatory landscape. In this role, you’ll ensure that our IT systems and information security practices are robust, compliant, and aligned with evolving regulations. You’ll be the bridge between compliance, security, and technology, helping the organisation meet regulatory obligations while embracing innovation. With AI and automation transforming compliance processes, you’ll have the opportunity to explore and implement AI-driven solutions to enhance compliance monitoring, risk assessments, and regulatory reporting. This is your chance to not just follow regulations, but to help redefine how they are met in a tech-forward environment. In this role you will Be a part of the bank’s risk function (2nd Line of Defense), report to the Deputy CISO&nbsp; and collaborate closely with 1st Line of Defense teams. Maintain and update the target measure catalogue, ensuring all measures align with N26 information security standards. Assess and verify functional requirements derived from the target measure catalogue, ensuring they meet regulatory and internal standards. Lead the task of compliance analysis of the ISMS, ensuring adherence to EU regulations, German regulations, and relevant industry standards. They will continuously review the current and upcoming IT regulations that impact N26 and map them to our internal target measures and IT Controls.&nbsp; Bring a structured approach to the ways of working within the ICT GRC team and in order to support the CISO role within the company.&nbsp; Enable alignment between the team and leadership to prioritize global action items in relation to information security and team-based initiatives and gaps that need Collaborate with cross-functional teams such as product, technology, and security to address compliance obligations, identify gaps, and develop action plans. Monitor and track compliance actions, ensuring stakeholders meet deadlines and documenting progress for audit and reporting purposes. Manage compliance exception requests, evaluating associated risks, and ensuring timely follow-up prior to expiry. Regularly report compliance progress, highlighting gaps, mitigation efforts, and adherence to regulatory requirements. Explore AI-driven approaches to streamline compliance monitoring, automate assessments, and improve regulatory alignment. Facilitate discussions with stakeholders ensuring compliance efforts are transparent, proactive, and continuously improving Enable alignment between various teams and stakeholders on various key Compliance topics and are able to manage and resolve conflicts effectively Perform Quality Assurance of IT Security Assessments and deliver the audit requirements for the ICT GRC team and the reporting for CISO role. Represent the CISO Office on key Compliance topics and be able to take independent decisions for the team Take end-to-end responsibility and ownership on the above listed tasks/topics as per agreement with the (D)CISO Execute the team’s vision for the IT Compliance function and fulfil the operational requirements of the role as per the agreed roadmap What you need to be successful Background Bachelor's degree in Information Technology, Computer Science, Information Security, or a related field would be preferable but not mandatory. Professional certifications such as CISA / CISM / CRISC, or equivalent are highly desirable. Minimum of 6 years of experience in IT risk management, information security, and compliance, preferably within the banking or financial services industry. In-depth knowledge of relevant regulatory requirements, such as MaRisk, BAIT, DORA and industry standards such as ISO 27001/27002, NIST, etc. Strong understanding of IT infrastructure, network security, application security, and cloud security. Skills Excellent analytical and problem-solving skills, with the ability to identify and assess complex IT and information security risks. Ability to proactively recommend improvements to the area based on your expertise, as well as drive and operationalize the necessary changes required Strong project management skills with the ability to manage multiple tasks and projects simultaneously. Ability to manage the IT Compliance processes from end to end Proficient in using compliance and risk assessment tools, with a curiosity for how AI can improve compliance processes Proficient in using JIRA, Confluence and Figjam is a plus. Effective communication and interpersonal skills, with the ability to explain technical concepts to non-technical stakeholders. Strong report-writing and presentation skills. Fluency in English and German is required&nbsp; Traits Adaptable and open to learning, with a keen interest in staying up-to-date with the latest trends and developments in IT and information security. Understand business goals and prioritize accordingly&nbsp; Passion for risk management, internal controls, and complex problem-solving. Detail-oriented and meticulous in ensuring accuracy and thoroughness in all tasks. Proactive and self-motivated, with the ability to work independently and as part of a team. Collaborative, able to work well with teams and stakeholders. Creates alignment amongst team Lead a significant piece of work / project Mentor other team members Strong topic ownership and a bias for action. Takes initiative to fix issues before being assigned to them Be able to have direct conversations and give balanced, constructive feedback Critical thinking and a drive to improve the status quo. Both attention to detail and strong conceptual thinking. Flexibility in a fast-changing and agile environment. Actively help oneself and the team to be successful. Willingness to continuously learn and act upon direct feedback. High ethical standards and integrity, with a strong commitment to confidentiality and data protection. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

ICT GRC - IT Compliance Manager (fluent German required)

About the opportunity Are you ready to take the next step in your career? As an ICT GRC - Senior IT Compliance Associate, you will play a pivotal role in shaping compliance frameworks in an increasingly AI-driven regulatory landscape. In this role, you’ll ensure that our IT systems and information security practices are robust, compliant, and aligned with evolving regulations. You’ll be the bridge between compliance, security, and technology, helping the organisation meet regulatory obligations while embracing innovation. With AI and automation transforming compliance processes, you’ll have the opportunity to explore and implement AI-driven solutions to enhance compliance monitoring, risk assessments, and regulatory reporting. This is your chance to not just follow regulations, but to help redefine how they are met in a tech-forward environment. In this role you will Be a part of the bank’s risk function (2nd Line of Defense), report to the Deputy CISO&nbsp; and collaborate closely with 1st Line of Defense teams. Maintain and update the target measure catalogue, ensuring all measures align with N26 information security standards. Assess and verify functional requirements derived from the target measure catalogue, ensuring they meet regulatory and internal standards. Conduct compliance analysis of the ISMS, ensuring adherence to EU regulations, German regulations, and relevant industry standards. Collaborate with cross-functional teams such as product, technology, and security to address compliance obligations, identify gaps, and develop action plans. Monitor and track compliance actions, ensuring stakeholders meet deadlines and documenting progress for audit and reporting purposes. Manage compliance exception requests, evaluating associated risks, and ensuring timely follow-up prior to expiry. Regularly report compliance progress, highlighting gaps, mitigation efforts, and adherence to regulatory requirements. Explore AI-driven approaches to streamline compliance monitoring, automate assessments, and improve regulatory alignment. Facilitate discussions with stakeholders ensuring compliance efforts are transparent, proactive, and continuously improving.. What you need to be successful Background Bachelor's degree in Information Technology, Computer Science, Information Security, or a related field would be preferable but not mandatory. Professional certifications such as CISA / CISM / CRISC, or equivalent are highly desirable. Minimum of 3 - 4 years of experience in IT risk management, information security, and compliance, preferably within the banking or financial services industry. In-depth knowledge of relevant regulatory requirements, such as MaRisk, BAIT, DORA and industry standards such as ISO 27001/27002, NIST, etc. Strong understanding of IT infrastructure, network security, application security, and cloud security. Skills Excellent analytical and problem-solving skills, with the ability to identify and assess complex IT and information security risks. Strong project management skills with the ability to manage multiple tasks and projects simultaneously. Proficient in using compliance and risk assessment tools, with a curiosity for how AI can improve compliance processes Proficient in using JIRA, Confluence and Figjam is a plus. Effective communication and interpersonal skills, with the ability to explain technical concepts to non-technical stakeholders. Strong report-writing and presentation skills. Fluency in English and basic German is required Traits Adaptable and open to learning, with a keen interest in staying up-to-date with the latest trends and developments in IT and information security. Passion for risk management, internal controls, and complex problem-solving. Detail-oriented and meticulous in ensuring accuracy and thoroughness in all tasks. Proactive and self-motivated, with the ability to work independently and as part of a team. Collaborative, able to work well with teams and stakeholders. Strong topic ownership and a bias for action. Critical thinking and a drive to improve the status quo. Both attention to detail and strong conceptual thinking. Flexibility in a fast-changing and agile environment. Actively help oneself and the team to be successful. Willingness to continuously learn and act upon direct feedback. High ethical standards and integrity, with a strong commitment to confidentiality and data protection. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

ICT GRC - Senior IT Compliance Associate (fluent German required)

About the opportunity We are seeking a highly skilled and experienced IT Operations Specialist to join our dynamic Team. In this role, you will be responsible for the design, implementation, and maintenance of our MDMs, such as Google Workspace, Kandji and Intune, with a strong focus on security and automation. You will be a key player in ensuring our employees have a secure and productive digital workspace, particularly in our MDM and BYOD environment. You will leverage your expertise in Google Apps Script, Bash and Powershell to automate workflows and enhance user experience, your advanced Kandji/Jamf knowledge to manage and secure our macOS devices, iOS devices and iPadOS devices. In this role, you will: Google Workspace Administration: Manage and optimize our Google Workspace environment, including user provisioning, security policies, and application integrations. BYOD Management: Being able to support, manage and improve our&nbsp; robust BYOD policies and procedures within Google Workspace, ensuring data security and compliance. Automation research and development: Develop and maintain custom applications and scripts to automate workflows, integrate with third-party solutions, and enhance user productivity. Apple MDM (Kandji) Management:&nbsp; Administer and configure Kandji to manage and secure macOS, iOS and iPadOS devices, including deployment, patching, and complying with the latest security policies. Security and Compliance: Implement and maintain security best practices within Google Workspace, Kandji and Intune, ensuring compliance with relevant regulations and industry standards. Troubleshooting and Support: Provide expert-level troubleshooting and support for MDM-Related Issues. Documentation and Training: Develop and maintain comprehensive documentation and provide training to end-users and IT staff. Collaboration: Work closely with other IT teams, including security, networking, and support, to ensure a cohesive and effective IT environment. Staying Updated: Remain up-to-date with the latest Google Workspace, Kandji/Jamf, and Intune technologies and best practices. What you need to be successful: 5+ years of experience as a Google Workspace Engineer or Sys Admin. Expertise in BYOD management within Google Workspace, Kandji and Intune Proficiency in script development (Google Apps Script, Bash, Powershell…). Advanced knowledge of Kandji, Google Workspace and Intune, including configuration, deployment, and troubleshooting. Solid understanding of security best practices and compliance requirements. Excellent problem-solving and troubleshooting skills. Strong communication and interpersonal skills. Good-To-Haves Knowledge of programming languages with a syntax similar to C. &nbsp; What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

About the opportunity We are looking for an experienced Specialist in Know-Your-Customer (KYC)to join our growing KYC team in France, Paris office. In this role, you will take ownership of key processes within KYC, handle more complex cases, and ensure an optimal user experience. In KYC, our goal is to lead and shape the industry by fostering a culture of compliance within N26 that is trusted by authorities, customers, and shareholders. The significance of this role cannot be overstated in achieving our overarching objective. For that purpose, your expertise in KYC is fundamental. Particularly in Ongoing Due Diligence (ODD) and Enhanced Due Diligence (EDD) for High-Risk Customers (HRC) and Politically Exposed Persons (PEP), will be instrumental for your success in this position. In your next challenge, you will: Use your knowledge of regulatory requirements and industry best practices related to EDD and ODD processes. Bring your familiarity with HRC (High-Risk Customers) and PEP (Politically Exposed Persons) due diligence procedures. Demonstrate your analytical and investigative skills to assess and mitigate risks associated with complex customer profiles. Showcasing your ability to interpret and analyse financial statements, transactions, and other relevant data to make informed decisions. Showcase your proficiency in using KYC tools, platforms, and software for efficient processing and management of EDD and ODD cases. Display a focus for compliance with your comprehensive understanding of local regulatory requirements related to KYC, AML (Anti-Money Laundering), and CTF (Counter-Terrorist Financing).&nbsp; Exhibit outstanding team Collaboration, working collaboratively in a multicultural and fast paced team environment, providing guidance and support to junior and seasoned team members alike. Willingness to share knowledge and contribute to the continuous improvement of KYC processes. Demonstrate a high level of Problem-Solving skills, by continuously proving the ability to identify and solve complex problems independently.&nbsp; Embrace our Customer-Centric Approach, focusing on enhancing the user experience for our customers undergoing the KYC process, balancing compliance requirements with a seamless and user-friendly approach. Be exposed to a fast paced environment, where flexibility and adaptation are key to the evolving regulatory landscapes, and changes in the organisation's priorities. Also, demonstrating openness to learning and incorporating new methodologies and technologies into the KYC workflow. &nbsp; What you’ll need to be successful Background:&nbsp; Hands-on experience in KYC, with a specific focus on Enhanced Due Diligence (EDD) and Ongoing Due Diligence (ODD). Previous experience in similar fast paced Finance and Banking companies is desired, but not mandatory.&nbsp; Proven track record of managing and resolving complex KYC cases efficiently. &nbsp; Skills: Excellent hands-on knowledge of KYC and French banking regulations Proactive and detail-oriented with the ability to maintain a positive mindset and excel under pressure Strong analytical and quantitative skills, with the capability to independently generate insights Fluency in both English and French is mandatory; proficiency in additional languages is an added value Exceptional interpersonal and communication skills, with proven experience in supporting stakeholders through complex situations &nbsp; What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors, and a LinkedIn Germany Top Startup Employer three years running Personal development budget, discounted public transit pass, German language classes, fitness memberships, childcare services, N26 premium bank card, employee loans, and your choice of a Mac or Windows laptop 25 vacation days per year, with an additional day for each year of service - up to 30 days A high degree of collaboration and autonomy while working with a group of diverse peers, and access to cutting edge technologies&nbsp; A relocation package with visa support for those who need it Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

KYC Specialist - French

About the opportunity Banking Foundations domain mission for N26 is to provide secure and compliant banking services that are frictionless and innovative for customers, while enabling efficient operations and informed decision-making for our staff.&nbsp; We achieve this through robust customer identity verification, proactive risk management, and seamless customer support. This foundation enables N26 to achieve sustainable growth while maintaining the highest levels of trust with our customers and regulators. We are seeking a talented Lead Engineer to join our expanding teams and evolve our product, powered by a microservice architecture predominantly written in Java 8 and Kotlin, using Spring Boot. Our cross-functional teams are passionate about collaboration and sharing knowledge, as well as working with a high degree of autonomy. As a Lead Engineer at N26, you will be encouraged to embrace the latest technological updates and given a platform to work on complex, interesting problems on a daily basis. Your role: Working as part of global customer experience team you will take technical leadership and ownership of the product development You will build architectures and write code that is able to fulfil the needs of our users and own it from idea over development to operations You will mentor and coach the team of engineers, cultivating DevSecOps culture and pragmatic engineering attitude Drive the team's build-it-ship-it attitude by demonstrating healthy engineering practices, writing clean, well-tested, and well-refactored code with the team, and shipping it into production as often as possible Lead initiatives to improve our company-wide engineering culture and discover ways to multiply the effectiveness of the team and the organisation Your profile: Experience in developing software using a JVM language and Spring Boot in Large-scale production systems (note: experience of Kotlin would be a plus) Sound understanding of microservice architecture Knowledge of both relational and non-relational databases, preferably Postgres Experience architecting and developing complex systems for CD in a cloud-based environment Experience leading developers, tech mentoring and working with cross-functional teams You are familiar with and enjoy working in Agile technical setup (e.g. Kanban/Scrum, CI/CD, DevOps, Cloud). You have full professional proficiency in English and good communication skills What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence. As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26. &nbsp;

Lead Backend Engineer - Banking Foundations

About the opportunity We are looking for a Legal Counsel Employment Law. The role will report into the Director of Labor Relations, Employment Law and Rewards. You will work in partnership with the People team and the business teams to support with all employment legal issues, but also be the direct point of contact for our works councils. You will be joining N26 to develop legally compliant processes in all the relevant territories. In this role, you will support the governance and communications strategy towards all employee representations. You will provide day-to day advice and will be a strong partner for the full range of labor relations topics.&nbsp; You will be responsible for developing the right processes to successfully implement and amend the global people guidelines, translating the employee relations strategy into policies and works agreements and processes to support the business in its operational delivery. You will negotiate with our works councils. We are looking for a talented Legal professional who will prepare N26 for the next phase of maturity. You will manage and take ownership of deliverables, share your technical expertise within the team, and work across a broad cross-functional range of stakeholders to drive change. In this role, you will: Keep a clear overview of all current topics, projects and deadlines and manage them. Provide practical daily advise on all kinds of employment law topics. Be a trustworthy person of contact for the people team, the business stakeholders and our work councils. Focus on collaboration with your key stakeholders. Handle all issues in a confidential and professional manner. Prepare information and consultation of works councils to advice on business decisions. Supporting negotiations. Be proactive in finding solutions to adapt the business requirements to local regulations. What you need to be successful: Background:&nbsp; Qualifed German Lawywer.&nbsp; Profound knowledge on German Employment Law. Experience working with German work councils. Relevant work experience either from a law firm or in-house. Fluency in German would be beneficial. Skills:&nbsp; Experienced in organisational development and change management and you have a broad understanding of employee relations and employee representation. Prepare information/consultation documentation to support discussion with works councils. Demonstrated ability to work independently, including the ability to organise, plan, and prioritise tasks. Flexibility, the ability to meet deadlines, and changing direction when needed. Excellent stakeholder management skills with an ability to connect at all levels of an organisation and to influence others. Very strong communication and the ability to express complex legal related (and complex) topics in a clear, concise and pragmatic manner. Traits: Actively help yourself (and others) be successful. Continuously learn and challenge the status quo. Think globally, act locally. Strong bias for action. Give and receive open, direct and timely feedback What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence. As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Legal Counsel Employment Law

About the Opportunity: We are seeking a talented Employment Legal Counsel to provide comprehensive legal advice to the organization on all employment-related aspects of our business in Spain and other international markets. This role will support our business while ensuring compliance with EU and Spanish regulations, and other relevant international employment laws. You will collaborate with our People team, senior management and relevant other business leaders to develop pragmatic solutions and manage employment-related risks effectively. In this Role, You Will: Provide Expert Advice: Provide expert legal advice on Spanish employment law, including hiring, termination, contracts, collective bargaining agreements, works council matters, social security regulations, and other related topics. Support International Employment Matters: Offer guidance and support on employment law matters in other international markets, such as Italy, France and Netherlands as needed, working with local counsel when necessary. Collaborate with our employee representations, such SEC in France or our SE Works Councils Ensure Compliance: Ensure compliance with all applicable employment laws and regulations, and proactively identify and mitigate legal risks. Manage Employment Contracts: Draft, review, and negotiate employment agreements, severance agreements, and other employment-related contracts. Handle Disputes: Manage and resolve employment-related disputes, including litigation, mediation, and negotiations. Develop Policies: Develop and implement internal policies and procedures related to employment law. Conduct Training: Provide training and education to the People team and management on relevant employment law topics. Coordinate External Counsel: Coordinate with and manage external legal counsel when necessary. Strategic Guidance: Provide strategic legal advice to the People team and management on employment-related decisions and initiatives. Support International Hiring: Support the company’s international hiring efforts by providing guidance on legal requirements in various jurisdictions, with a strong focus on Spain. Stay Updated: Monitor changes in employment law in Spain and relevant international markets, and advise the organization accordingly. What You Need to Be Successful: You have completed your legal studies in Spain (Master's degree) and successfully passed the Spanish bar examination, which is a mandatory requirement for this role. International experience, such as an LL.M. or relevant work experience abroad, will be considered a strong asset. You have already gained successful professional experience in a reputable law firm or legal department (2 or more years). Ideally, you have experience with international employment law. You are a fluent Spanish and English speaker; you possess outstanding writing skills in both Spanish and English. You are hands-on and eager to tackle new topics, demonstrating a quick grasp and experience in conceptual project work and project management. You will be an ideal addition to the team, bringing very good interpersonal skills, pragmatic thinking, and a zest for action. You are a team player and can work with a high degree of autonomy. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Legal Counsel - Employment Law, International Markets

Legal Counsel, German Employment Law

About the opportunity We are looking for a Legal Counsel Employment Law. The role will report into the Director of Labor Relations, Employment Law and Rewards. You will work in partnership with the People team and the business teams to support with all employment legal issues, but also be the direct point of contact for our works councils. You will be joining N26 to develop legally compliant processes in all the relevant territories. In this role, you will support the governance and communications strategy towards all employee representations. You will provide day-to day advice and will be a strong partner for the full range of labor relations topics.&nbsp; You will be responsible for developing the right processes to successfully implement and amend the global people guidelines, translating the employee relations strategy into policies and works agreements and processes to support the business in its operational delivery. You will negotiate with our works councils. We are looking for a talented Legal professional who will prepare N26 for the next phase of maturity. You will manage and take ownership of deliverables, share your technical expertise within the team, and work across a broad cross-functional range of stakeholders to drive change. In this role, you will: Keep a clear overview of all current topics, projects and deadlines and manage them. Provide practical daily advise on all kinds of employment law topics. Be a trustworthy person of contact for the people team, the business stakeholders and our work councils. Focus on collaboration with your key stakeholders. Handle all issues in a confidential and professional manner. Prepare information and consultation of works councils to advice on business decisions. Supporting negotiations. Be proactive in finding solutions to adapt the business requirements to local regulations. What you need to be successful: Background:&nbsp; Qualifed German Lawywer.&nbsp; Profound knowledge on German Employment Law. Experience working with German work councils. Relevant work experience either from a law firm or in-house. Fluency in German would be beneficial. Skills:&nbsp; Experienced in organisational development and change management and you have a broad understanding of employee relations and employee representation. Prepare information/consultation documentation to support discussion with works councils. Demonstrated ability to work independently, including the ability to organise, plan, and prioritise tasks. Flexibility, the ability to meet deadlines, and changing direction when needed. Excellent stakeholder management skills with an ability to connect at all levels of an organisation and to influence others. Very strong communication and the ability to express complex legal related (and complex) topics in a clear, concise and pragmatic manner. Traits: Actively help yourself (and others) be successful. Continuously learn and challenge the status quo. Think globally, act locally. Strong bias for action. Give and receive open, direct and timely feedback What’s in it for you: The salary offered is 103 000.00 Euros per annum. Accelerate your career growth by joining one of Europe’s most talked about disruptors. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence. As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

About the opportunity We are seeking a Manager for Non-Financial Risk &amp; Internal Controls to join our Risk Management team. This is a unique opportunity to drive the non-financial risk management at a cutting edge technology-driven bank. You will take full ownership for various non-financial risk topics and work across functions, products, and markets to assess, control, and report non-financial risks N26 is exposed to. In this role, you will: Continuously develop the non-financial risk framework to ensure operational resilience, process efficiency, and adherence to the latest legal and regulatory requirements. Manage Non-Financial Risk function as a cross-sectional risk governance function across Risk Management, Compliance/Anti-Financial Crime, Information Security Management, Business Continuity Management, Outsourcing, etc.&nbsp; Driving cross functional&nbsp; alignments to support the creation of a uniform Internal Control System. Support the regular and ad hoc risk assessment process, as well as the internal capital adequacy assessment process (ICAAP) by providing input to adverse non-financial risk scenarios. Continuously improve&nbsp; data-driven non-financial risk reporting to provide management and advisory board with actionable insights on N26’s overall risk profile. Transform the impact of legal and regulatory requirements for non-financial risks into actionable measures. Further manage and drive the processes of risk event reporting. What you need to be successful: A Bachelor’s or Master’s degree in Business Administration, Economics, or other relevant areas. 5+ years of professional experience in Non-Financial Risk Management (including Business Continuity Risk, ICT Risk, Third Party Risk Management) gained in banking/financial services or in a consulting firm. Experience in or sound knowledge of Internal Control Systems and standards applicable to the financial industry. Strong analytical and conceptual skills, creativity, critical thinking, as well as ability to identify problems and propose solutions. Excellent communication skills both on technical and on managerial level. Sound knowledge of relevant legal and regulatory requirements and common industry standards. Track record in project delivery. Hands-on approach and eagerness to tackle new topics while demonstrating a quick grasp in conceptual project work and strategic thinking. Fluency in English is required, German is a plus. Strong topic ownership and bias for action. Critical thinking and drive to improve the status quo. Passion for risk management, internal controls, and complex problem-solving. Both attention to details and strong conceptual thinking. Flexibility in a fast-changing and agile environment. What's in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Manager - Non Financial Risk and Internal Controls

About the Opportunity: We’re looking for a highly motivated PMO Analyst to join our Program Management Office (PMO) within Global Operations Services (GOS) in Barcelona. This role is a great fit for someone with a solid foundation in project management, Agile, and SAFe methodologies, who is eager to help drive business transformation through data, automation, and digital solutions. As a PMO Analyst, you’ll play a key role in governance, reporting, and project delivery, while also contributing to transformation initiatives that make our operations smarter and more efficient. You’ll work closely with teams across Operations and collaborate with stakeholders across the organization. In this Role, You Will: Support the end-to-end project lifecycle: coordinate across teams, align with stakeholders, track timelines, and maintain documentation. Participate in Agile ceremonies (sprint planning, reviews, retrospectives) to ensure smooth delivery and continuous improvement. Build and maintain program-level and GOS-wide dashboards that turn data into insights and drive smarter decision-making. Partner with teams to identify opportunities for automation (RPA/ML use cases) and track the benefits realized from these initiatives. Contribute to the tracking and delivery of team OKRs (Objectives and Key Results), ensuring alignment with business priorities. Develop skills in project management, communication, stakeholder engagement, and leadership within a supportive, high-performing team. What You Need to Be Successful: Background:&nbsp; 2+ years of experience in financial services, with exposure to end-to-end project delivery. 2+ years of experience in data analytics, dashboarding, and reporting. Working knowledge of JIRA, Confluence, Atlassian Analytics, and JIRA reporting. Familiarity with SQL. JQL, or Python are a plus. Experience in fast-paced environments, ideally in project management, consulting, or similar fields. Degree in Finance, Accounting, Economics, Business Management, or a related field (preferred, not required). Skills Solid understanding of Agile ways of working, with the ability to spot inefficiencies and suggest improvements. Strong analytical and critical-thinking skills, with the ability to build insightful dashboards and track key metrics. Excellent organizational and problem-solving skills, with the ability to manage multiple priorities in a dynamic environment. Strong communication and stakeholder management skills — you can understand requirements quickly and deliver outcomes that meet expectations. Proactive, detail-oriented, and passionate about project management and operational excellence. Growth mindset with an agile, “get things done” attitude. Interest in the banking industry and a desire to deepen knowledge of both banking and project management. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

PMO Analyst - Program Management Office - GOS

About the opportunity&nbsp; We are looking for a dynamic Team Lead to join our KYC QA team to ensure compliance with applicable regulations and relevant company policies related to Anti-Financial Crime. Our target in KYC is to lead and shape the industry by creating a culture of compliance within N26 that authorities, customers and stakeholders can trust. This role is crucial to achieve this goal.&nbsp; In this role, you will:&nbsp; As Quality Assurance Team Lead, you will support all KYC related control by leading a team of QA Analysts and Associates.&nbsp; As a people leader, you will be entrusted to ensure operational excellence of your team, while also ensuring the career development of your team with sound coaching and mentoring. You will play a key role in the implementation of the strategic roadmap of KYC QA as a role model. Your engagement with stakeholders outside of KYC QA will allow you to partner with the wider organisation, and enable successful cross functional initiatives.&nbsp; You will be expected to support improvement projects with both internal and external impact; stay up-to-date with regulatory changes and ensure your team is aware and our processes are in line with these needs. Your clear vision and strategy for QA will be shared by the team and ensure successful implementation of improvement projects.&nbsp; Your responsibilities will include:&nbsp; Coach and empower your team members by inspiring them with a positive attitude, trust and focus&nbsp; Grow your team with the right structure, size, and capabilities by helping to onboard suitable and motivated candidates, and participating in hiring processes as needed. Establish development plans for new and existing team members&nbsp; Review (and where required define) OKRs relevant for your team&nbsp; Participate in the implementation of the strategic roadmap of KYC QA Actively engage in presenting your projects and ideas to the wider organisation Ensure risk awareness in the team and mitigation of risks with relevant action plans Use data to reach SLAs and make forecasts&nbsp; What you need to be successful:&nbsp; Background: &nbsp; You have a proven track record of relevant experience in KYC and/or&nbsp; AML&nbsp; Relevant experience (e.g. 1+ years) in leading teams as&nbsp; People Manager, ideally with a focus on, coaching, and oversight of QA processes in a KYC context. &nbsp; Skills:&nbsp; Advanced understanding of regulations on Financial Crime, AML, terrorism financing, fraud, KYC&nbsp; You are fluent in English and at least in one other key language (DE, FR, IT, ES)&nbsp; Contribute to continuous improvement of the customer journey through quality assurance insights and actions. Demonstration of data analytics mindset in decision making&nbsp; You are detail oriented, diligent and reliable.&nbsp; You have a hands-on mentality and take on ownership&nbsp; Ability to manage operational requests as senior expert for the team Knowledgeable about all the processes and tools relevant for your area, with an ability to advise and coach teams to optimise their work&nbsp; Fundamentally increasing efficiency and scalability of KYC QA processes &amp; tasks by driving and supporting initiatives and projects What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Quality Assurance Team Lead

About the opportunity We are seeking an RPA Developer to ensure the smooth and efficient functioning of robotic process automation (RPA) bots deployed within N26.&nbsp; You will be part of the automation team, collaborating with developers, analysts, and business stakeholders to maintain, develop, monitor, and troubleshoot the RPA bots, ensuring their reliability and optimal performance. You will also act as the subject matter expert for RPA at N26, championing best practices and standards. Be part of a team, who’s mission is to scale N26 Ops by delivering faster, smarter, and reliable AI-powered automation and process solutions. In this role, you will have the following responsibilities: RPA Bot Development &amp; Maintenance Design, develop, and implement new automation bots using UiPath. Perform regular maintenance, updates, and version control to ensure smooth and secure operations. Conduct code reviews and peer assessments to uphold development standards. Integrate bots with APIs, external services, and AI tools as needed. Explore and evaluate new automation tools and platforms for future use. Monitoring, Troubleshooting &amp; Optimization Monitor bot activities and performance metrics to detect inefficiencies or failures. Troubleshoot technical issues, resolve errors, and manage incident/change requests. Analyze logs and reports to identify root causes and implement preventive measures. Collaborate with stakeholders to optimize existing automations for performance and accuracy. Security, Compliance &amp; Governance Ensure bots adhere to security standards and data protection regulations. Manage access controls and enforce governance best practices. Documentation &amp; Knowledge Sharing Create and maintain technical documentation for bots, maintenance procedures, and troubleshooting. Provide training and support to users and stakeholders on bot usage and capabilities. Continuous Learning Stay current with emerging RPA trends, technologies, and best practices through ongoing learning and development. What you need to be successful: Bachelor’s degree in Computer Science, Information Technology, or a related field. Hands-on experience with RPA bot development and maintenance, especially using UiPath. Proficiency with RESTful API integration and version control tools (e.g., Git). Strong understanding of software development principles and best practices. Solid analytical thinking, with the ability to troubleshoot and solve complex issues independently. Excellent communication and collaboration skills for cross-functional teamwork. Comfortable working autonomously in a dynamic, changing environment. Familiarity with scripting languages such as Python or PowerShell. Nice-to-Have Skills UiPath Advanced Developer Certification. Exposure to other automation tools (e.g., N8N, Zapier, Make). Experience in DevOps methodologies Exposure to GenAI, including: Prompt engineering LLMs for text/document processing Model selection and orchestration AI agents, etc…&nbsp; Combining RPA and GenAI for semi-structured task automation What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

RPA Developer - UiPath

About the opportunity We are seeking an experienced and highly analytical Sanctions Analyst to join our AFC Operations Department. In this key role, you will manage escalations from Sanctions Analysts, act as a primary point of contact (PoC) for Compliance Sanctions and MLROs. At N26, we enforce international financial sanctions and global risk management frameworks to ensure compliance with legal, regulatory, and internal policy requirements. As part of the AFC Sanctions team, you will play a critical role in investigations, regulatory escalations, and sanctions operations oversight, helping safeguard N26 against financial crime risks. This role requires a deep understanding of sanctions risks, strong decision-making capabilities, and the ability to drive process improvements in sanctions screening and escalation workflows. You will also collaborate closely with Sanctions Compliance, MLROs, and AFC leadership to ensure effective execution of N26’s global sanctions framework. In this role, you will: Serve as the main escalation point for L2 sanctions alerts and complex investigations, ensuring cases are thoroughly assessed and resolved in compliance with N26’s AFC framework. Review, analyse, and validate high-risk escalations from Sanctions Analysts, ensuring appropriate decisions are made on potential true matches. Escalate confirmed sanctions hits to Sanction Compliance and MLROs ensuring structured documentation and audit readiness. Conduct quality reviews of L1 tasks, identifying areas for improvement and ensuring alignment with regulatory expectations. Maintain clear, structured documentation of investigations, justifications, and outcomes for regulatory, audit, and internal compliance reporting. &nbsp; Process Optimisation &amp; Operational Excellence: Refine and enhance sanctions screening workflows to improve efficiency, reduce false positives, and strengthen risk mitigation. Collaborate with Sanctions Modelling &amp; Testing (FCP teams) to fine-tune screening models and improve alert accuracy. Identify and drive improvements in escalation pathways, ensuring smooth handovers between L1, L2, and Sanctions Compliance. Support the drafting or suggest modification of work instruction for the Sanction Operational team. &nbsp; Stakeholder Coordination &amp; Compliance Support: Act as the primary liaison between Sanctions Operations and Compliance teams, ensuring seamless collaboration on high-risk cases. Work closely with Compliance Sanction, MLROs, AFC leadership, and Legal teams to address complex sanctions matters and regulatory expectations. Provide operational insights for audit responses and regulatory inquiries Follow and adapt to changes in international sanctions regulations and support internal teams in adapting processes accordingly. Assist in managing requests from financial institutions and authorities, ensuring timely and accurate reporting. &nbsp; Training &amp; Knowledge Sharing: Support training sessions and knowledge-sharing initiatives for Sanctions Analysts Support onboarding and mentoring of junior team members, fostering a strong compliance culture. Contribute to internal Sanction learning initiatives to enhance expertise in sanctions risk management. &nbsp; What you need to be successful: Background: 2+ years of experience in sanctions operations, financial crime compliance, or AFC investigations within banking, fintech, or payments. Strong understanding of sanctions risks, screening methodologies, and case-handling processes, with expertise in L2-level investigations and escalations. Familiarity with sanctions screening tools, alert adjudication processes, and regulatory reporting requirements. Deep knowledge of global financial sanctions frameworks. Experience working with regulatory inquiries, audits, and financial institution sanctions compliance requirements. Bachelor’s degree in Business, Finance, Law, or a related field (preferred but not essential). &nbsp; Skills: Strong investigative and analytical skills, with the ability to assess complex sanctions risks and make sound decisions under pressure. Detail-oriented and compliance-focused, with a structured approach to documentation and reporting. Ability to manage multiple high-risk escalations simultaneously, prioritising effectively. Experience in process optimisation, with a proactive mindset for improving sanctions alert handling workflows. Good report writing skills, ensuring clarity and accuracy in investigation documentation. Basic data analysis capabilities (Excel, Google Sheets, or similar tools) to identify risk trends and process inefficiencies. Fluency in English is required (additional languages such as Spanish, Italian, German, French, Russian, or Arabic are a plus). &nbsp; Traits: Proactive, solutions-driven, and able to navigate complex regulatory landscapes. Stakeholder management skills, ensuring effective collaboration with Sanction Compliance and AFC colleagues Resilient in a fast-paced, high-risk environment Committed to continuous learning and challenging the status quo. Adheres strictly to internal escalation protocols and regulatory compliance standards. &nbsp; What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Vacation days vary depending on your location of work. Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are: N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. &nbsp; Equal Opportunities: We recognise that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to&nbsp;candidate.exp@n26.com.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Sanctions Analyst

About the opportunity You will work in the Grow &amp; Engage domain. This is the heart of the customer experience ranging from the acquisition and signup to our premium membership tiers and the daily engagement of our users. You will work in teams delivering the newest and most innovative features serving our customers in the best way possible.&nbsp; Our cross-functional teams are passionate about collaboration and sharing knowledge, as well as working with a high degree of autonomy. As a Senior Android Engineer at N26, you will be encouraged to embrace the latest technologies and frameworks to work on customer-centric, complex, and interesting problems on a daily basis. In this role, you will: Collaborate closely with your Tech Lead on architecting new features and seeing them through to completion Design, develop, test, deploy and maintain software in a thriving environment Have opportunities to mentor junior members in the team by relentlessly guarding code quality through pull requests and helping them when they have questions Stay up to date with the latest trends in technology and you are not afraid to propose some findings during our Get Stuff Done Days Work within your cross-functional team to uphold the highest technical standards right across the product What you need to be successful: Deep knowledge of Kotlin Thorough experience with the Android Open Source Platform and Material Design principles Code quality tingles your senses - you can see, feel and smell the difference between good and bad architecture Experience with Model-View-ViewModel architectural patterns Experience with Reactive programming - Kotlin Flows and Coroutines Able to build software with a focus on testability - Test/Behaviour Driven Development, Dependency Injection You have previous experience in managing, optimising and collaborating around CI/CD infrastructure for Mobile products Experience in building components that act as a foundation for your fellow Engineers Outstanding communication skills, and the ability to drive iterations to improve even further your work Traits: Actively help yourself (and others) be successful Continuously learn and challenge the status quo Think globally, act locally Strong bias for action Give and receive open, direct and timely feedback What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp; Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence. As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp; Additional day of annual leave for each year of service.&nbsp;&nbsp; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.&nbsp; A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp; We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know.&nbsp; Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.

Talent Sourcing Specialist - New York

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